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Side-by-side financial comparison of BayCom Corp (BCML) and CS Disco, Inc. (LAW). Click either name above to swap in a different company.
CS Disco, Inc. is the larger business by last-quarter revenue ($41.2M vs $25.9M, roughly 1.6× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs -20.7%, a 47.1% gap on every dollar of revenue. On growth, CS Disco, Inc. posted the faster year-over-year revenue change (11.3% vs 9.4%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $255.0K). Over the past eight quarters, CS Disco, Inc.'s revenue compounded faster (7.6% CAGR vs 2.9%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
CS Disco, Inc. is a leading legal technology provider that develops cloud-based software solutions for legal practitioners. Its core offerings include e-discovery, document review, case management, and legal workflow automation tools, serving law firms, corporate legal teams, and government legal departments primarily in North America.
BCML vs LAW — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $41.2M |
| Net Profit | $6.9M | $-8.5M |
| Gross Margin | — | 75.1% |
| Operating Margin | 36.6% | -22.4% |
| Net Margin | 26.5% | -20.7% |
| Revenue YoY | 9.4% | 11.3% |
| Net Profit YoY | 12.1% | 66.3% |
| EPS (diluted) | $0.63 | $-0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $41.2M | ||
| Q3 25 | $25.7M | $40.9M | ||
| Q2 25 | $24.7M | $38.1M | ||
| Q1 25 | $24.3M | $36.7M | ||
| Q4 24 | $23.7M | $37.0M | ||
| Q3 24 | $25.6M | $36.3M | ||
| Q2 24 | $23.8M | $36.0M | ||
| Q1 24 | $24.5M | $35.6M |
| Q4 25 | $6.9M | $-8.5M | ||
| Q3 25 | $5.0M | $-13.7M | ||
| Q2 25 | $6.4M | $-10.8M | ||
| Q1 25 | $5.7M | $-11.4M | ||
| Q4 24 | $6.1M | $-25.2M | ||
| Q3 24 | $6.0M | $-9.2M | ||
| Q2 24 | $5.6M | $-10.8M | ||
| Q1 24 | $5.9M | $-10.6M |
| Q4 25 | — | 75.1% | ||
| Q3 25 | — | 75.5% | ||
| Q2 25 | — | 74.6% | ||
| Q1 25 | — | 74.1% | ||
| Q4 24 | — | 74.2% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 74.2% | ||
| Q1 24 | — | 75.1% |
| Q4 25 | 36.6% | -22.4% | ||
| Q3 25 | 26.3% | -35.3% | ||
| Q2 25 | 35.3% | -31.0% | ||
| Q1 25 | 31.6% | -34.4% | ||
| Q4 24 | 34.2% | -70.6% | ||
| Q3 24 | 32.4% | -30.0% | ||
| Q2 24 | 31.9% | -34.4% | ||
| Q1 24 | 33.3% | -34.7% |
| Q4 25 | 26.5% | -20.7% | ||
| Q3 25 | 19.5% | -33.4% | ||
| Q2 25 | 25.8% | -28.4% | ||
| Q1 25 | 23.4% | -31.1% | ||
| Q4 24 | 25.9% | -68.1% | ||
| Q3 24 | 23.5% | -25.3% | ||
| Q2 24 | 23.6% | -30.1% | ||
| Q1 24 | 24.0% | -29.7% |
| Q4 25 | $0.63 | $-0.13 | ||
| Q3 25 | $0.46 | $-0.22 | ||
| Q2 25 | $0.58 | $-0.18 | ||
| Q1 25 | $0.51 | $-0.19 | ||
| Q4 24 | $0.55 | $-0.43 | ||
| Q3 24 | $0.54 | $-0.15 | ||
| Q2 24 | $0.50 | $-0.18 | ||
| Q1 24 | $0.51 | $-0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $114.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $128.1M |
| Total Assets | $2.6B | $173.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $114.6M | ||
| Q3 25 | — | $113.5M | ||
| Q2 25 | — | $114.5M | ||
| Q1 25 | — | $118.8M | ||
| Q4 24 | — | $129.1M | ||
| Q3 24 | — | $126.8M | ||
| Q2 24 | — | $130.0M | ||
| Q1 24 | — | $148.7M |
| Q4 25 | $338.6M | $128.1M | ||
| Q3 25 | $334.3M | $130.6M | ||
| Q2 25 | $330.6M | $137.9M | ||
| Q1 25 | $329.3M | $142.2M | ||
| Q4 24 | $324.4M | $147.5M | ||
| Q3 24 | $321.7M | $167.3M | ||
| Q2 24 | $315.3M | $170.9M | ||
| Q1 24 | $314.2M | $193.2M |
| Q4 25 | $2.6B | $173.6M | ||
| Q3 25 | $2.6B | $174.8M | ||
| Q2 25 | $2.6B | $164.9M | ||
| Q1 25 | $2.6B | $168.0M | ||
| Q4 24 | $2.7B | $180.3M | ||
| Q3 24 | $2.6B | $194.4M | ||
| Q2 24 | $2.6B | $198.0M | ||
| Q1 24 | $2.6B | $217.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $762.0K |
| Free Cash FlowOCF − Capex | $30.1M | $255.0K |
| FCF MarginFCF / Revenue | 116.2% | 0.6% |
| Capex IntensityCapex / Revenue | 6.7% | 1.2% |
| Cash ConversionOCF / Net Profit | 4.64× | — |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | $-18.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $762.0K | ||
| Q3 25 | $7.3M | $-979.0K | ||
| Q2 25 | $6.4M | $-4.2M | ||
| Q1 25 | $9.3M | $-10.5M | ||
| Q4 24 | $30.4M | $2.1M | ||
| Q3 24 | $9.6M | $-2.9M | ||
| Q2 24 | $7.7M | $-650.0K | ||
| Q1 24 | $5.1M | $-7.3M |
| Q4 25 | $30.1M | $255.0K | ||
| Q3 25 | $6.2M | $-2.0M | ||
| Q2 25 | $5.6M | $-5.2M | ||
| Q1 25 | $9.1M | $-11.0M | ||
| Q4 24 | $28.7M | $1.5M | ||
| Q3 24 | $9.4M | $-3.7M | ||
| Q2 24 | $7.4M | $-1.3M | ||
| Q1 24 | $3.9M | $-8.0M |
| Q4 25 | 116.2% | 0.6% | ||
| Q3 25 | 24.3% | -5.0% | ||
| Q2 25 | 22.8% | -13.6% | ||
| Q1 25 | 37.6% | -30.1% | ||
| Q4 24 | 121.1% | 4.1% | ||
| Q3 24 | 36.6% | -10.3% | ||
| Q2 24 | 31.2% | -3.6% | ||
| Q1 24 | 16.1% | -22.5% |
| Q4 25 | 6.7% | 1.2% | ||
| Q3 25 | 4.3% | 2.6% | ||
| Q2 25 | 3.0% | 2.5% | ||
| Q1 25 | 0.6% | 1.4% | ||
| Q4 24 | 7.2% | 1.5% | ||
| Q3 24 | 1.0% | 2.4% | ||
| Q2 24 | 1.0% | 1.8% | ||
| Q1 24 | 4.7% | 1.9% |
| Q4 25 | 4.64× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 1.00× | — | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 0.86× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BCML
Segment breakdown not available.
LAW
| Software | $35.1M | 85% |
| Services | $6.0M | 15% |
