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Side-by-side financial comparison of BayCom Corp (BCML) and Niagen Bioscience, Inc. (NAGE). Click either name above to swap in a different company.

Niagen Bioscience, Inc. is the larger business by last-quarter revenue ($33.8M vs $25.9M, roughly 1.3× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs 12.2%, a 14.3% gap on every dollar of revenue. On growth, Niagen Bioscience, Inc. posted the faster year-over-year revenue change (16.2% vs 9.4%). Over the past eight quarters, Niagen Bioscience, Inc.'s revenue compounded faster (23.6% CAGR vs 2.9%).

BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.

Niagen Bioscience, formerly ChromaDex, is a bioscience сompany based in Los Angeles, California founded in 1999. The company operates in multiple sectors including reference standards, dietary supplements, and ingredient technology. Niagen Bioscience is publicly traded on the NASDAQ.

BCML vs NAGE — Head-to-Head

Bigger by revenue
NAGE
NAGE
1.3× larger
NAGE
$33.8M
$25.9M
BCML
Growing faster (revenue YoY)
NAGE
NAGE
+6.8% gap
NAGE
16.2%
9.4%
BCML
Higher net margin
BCML
BCML
14.3% more per $
BCML
26.5%
12.2%
NAGE
Faster 2-yr revenue CAGR
NAGE
NAGE
Annualised
NAGE
23.6%
2.9%
BCML

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BCML
BCML
NAGE
NAGE
Revenue
$25.9M
$33.8M
Net Profit
$6.9M
$4.1M
Gross Margin
64.1%
Operating Margin
36.6%
12.1%
Net Margin
26.5%
12.2%
Revenue YoY
9.4%
16.2%
Net Profit YoY
12.1%
-42.4%
EPS (diluted)
$0.63
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCML
BCML
NAGE
NAGE
Q4 25
$25.9M
$33.8M
Q3 25
$25.7M
$34.0M
Q2 25
$24.7M
$31.1M
Q1 25
$24.3M
$30.5M
Q4 24
$23.7M
$29.1M
Q3 24
$25.6M
$25.6M
Q2 24
$23.8M
$22.7M
Q1 24
$24.5M
$22.2M
Net Profit
BCML
BCML
NAGE
NAGE
Q4 25
$6.9M
$4.1M
Q3 25
$5.0M
$4.6M
Q2 25
$6.4M
$3.6M
Q1 25
$5.7M
$5.1M
Q4 24
$6.1M
$7.2M
Q3 24
$6.0M
$1.9M
Q2 24
$5.6M
$-15.0K
Q1 24
$5.9M
$-492.0K
Gross Margin
BCML
BCML
NAGE
NAGE
Q4 25
64.1%
Q3 25
64.5%
Q2 25
65.0%
Q1 25
63.4%
Q4 24
62.5%
Q3 24
63.5%
Q2 24
60.2%
Q1 24
60.7%
Operating Margin
BCML
BCML
NAGE
NAGE
Q4 25
36.6%
12.1%
Q3 25
26.3%
12.5%
Q2 25
35.3%
10.2%
Q1 25
31.6%
15.7%
Q4 24
34.2%
24.4%
Q3 24
32.4%
6.3%
Q2 24
31.9%
-1.1%
Q1 24
33.3%
-3.3%
Net Margin
BCML
BCML
NAGE
NAGE
Q4 25
26.5%
12.2%
Q3 25
19.5%
13.5%
Q2 25
25.8%
11.6%
Q1 25
23.4%
16.6%
Q4 24
25.9%
24.6%
Q3 24
23.5%
7.3%
Q2 24
23.6%
-0.1%
Q1 24
24.0%
-2.2%
EPS (diluted)
BCML
BCML
NAGE
NAGE
Q4 25
$0.63
$0.05
Q3 25
$0.46
$0.05
Q2 25
$0.58
$0.04
Q1 25
$0.51
$0.06
Q4 24
$0.55
$0.10
Q3 24
$0.54
$0.02
Q2 24
$0.50
$0.00
Q1 24
$0.51
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCML
BCML
NAGE
NAGE
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$338.6M
$76.5M
Total Assets
$2.6B
$106.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCML
BCML
NAGE
NAGE
Q4 25
Q3 25
$64.1M
Q2 25
$60.3M
Q1 25
$55.5M
Q4 24
$44.5M
Q3 24
$32.2M
Q2 24
$27.7M
Q1 24
$27.4M
Stockholders' Equity
BCML
BCML
NAGE
NAGE
Q4 25
$338.6M
$76.5M
Q3 25
$334.3M
$70.7M
Q2 25
$330.6M
$64.2M
Q1 25
$329.3M
$55.3M
Q4 24
$324.4M
$46.1M
Q3 24
$321.7M
$34.4M
Q2 24
$315.3M
$30.7M
Q1 24
$314.2M
$29.0M
Total Assets
BCML
BCML
NAGE
NAGE
Q4 25
$2.6B
$106.4M
Q3 25
$2.6B
$98.1M
Q2 25
$2.6B
$91.5M
Q1 25
$2.6B
$81.3M
Q4 24
$2.7B
$68.3M
Q3 24
$2.6B
$56.5M
Q2 24
$2.6B
$54.0M
Q1 24
$2.6B
$54.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCML
BCML
NAGE
NAGE
Operating Cash FlowLast quarter
$31.8M
$679.0K
Free Cash FlowOCF − Capex
$30.1M
FCF MarginFCF / Revenue
116.2%
Capex IntensityCapex / Revenue
6.7%
Cash ConversionOCF / Net Profit
4.64×
0.16×
TTM Free Cash FlowTrailing 4 quarters
$51.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCML
BCML
NAGE
NAGE
Q4 25
$31.8M
$679.0K
Q3 25
$7.3M
$3.7M
Q2 25
$6.4M
$1.3M
Q1 25
$9.3M
$7.9M
Q4 24
$30.4M
$8.6M
Q3 24
$9.6M
$3.5M
Q2 24
$7.7M
$-264.0K
Q1 24
$5.1M
$295.0K
Free Cash Flow
BCML
BCML
NAGE
NAGE
Q4 25
$30.1M
Q3 25
$6.2M
Q2 25
$5.6M
Q1 25
$9.1M
Q4 24
$28.7M
Q3 24
$9.4M
Q2 24
$7.4M
Q1 24
$3.9M
FCF Margin
BCML
BCML
NAGE
NAGE
Q4 25
116.2%
Q3 25
24.3%
Q2 25
22.8%
Q1 25
37.6%
Q4 24
121.1%
Q3 24
36.6%
Q2 24
31.2%
Q1 24
16.1%
Capex Intensity
BCML
BCML
NAGE
NAGE
Q4 25
6.7%
Q3 25
4.3%
Q2 25
3.0%
Q1 25
0.6%
Q4 24
7.2%
Q3 24
1.0%
Q2 24
1.0%
Q1 24
4.7%
Cash Conversion
BCML
BCML
NAGE
NAGE
Q4 25
4.64×
0.16×
Q3 25
1.47×
0.81×
Q2 25
1.00×
0.35×
Q1 25
1.63×
1.56×
Q4 24
4.96×
1.20×
Q3 24
1.60×
1.86×
Q2 24
1.37×
Q1 24
0.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BCML
BCML

Segment breakdown not available.

NAGE
NAGE

TRUNIAGEN Consumer Product$27.5M81%
Ingredients Segment$5.7M17%
Other$694.0K2%

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