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Side-by-side financial comparison of BayCom Corp (BCML) and NORTECH SYSTEMS INC (NSYS). Click either name above to swap in a different company.
NORTECH SYSTEMS INC is the larger business by last-quarter revenue ($30.3M vs $25.9M, roughly 1.2× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs 3.0%, a 23.5% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs 5.9%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $5.5M). Over the past eight quarters, BayCom Corp's revenue compounded faster (2.9% CAGR vs -5.9%).
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
Nortech Systems Inc is a global electronics manufacturing services provider. It delivers end-to-end solutions covering product design, prototyping, full-scale production, and supply chain management for clients operating in medical technology, industrial automation, aerospace and defense, and transportation sectors. It specializes in high-reliability, regulatory-compliant electronic components and assemblies tailored to strict industry standards.
BCML vs NSYS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $30.3M |
| Net Profit | $6.9M | $897.0K |
| Gross Margin | — | 16.7% |
| Operating Margin | 36.6% | 3.0% |
| Net Margin | 26.5% | 3.0% |
| Revenue YoY | 9.4% | 5.9% |
| Net Profit YoY | 12.1% | 160.7% |
| EPS (diluted) | $0.63 | $0.32 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $30.3M | ||
| Q3 25 | $25.7M | $30.5M | ||
| Q2 25 | $24.7M | $30.7M | ||
| Q1 25 | $24.3M | $26.9M | ||
| Q4 24 | $23.7M | $28.6M | ||
| Q3 24 | $25.6M | $31.4M | ||
| Q2 24 | $23.8M | $33.9M | ||
| Q1 24 | $24.5M | $34.2M |
| Q4 25 | $6.9M | $897.0K | ||
| Q3 25 | $5.0M | $-146.0K | ||
| Q2 25 | $6.4M | $313.0K | ||
| Q1 25 | $5.7M | $-1.3M | ||
| Q4 24 | $6.1M | $-1.5M | ||
| Q3 24 | $6.0M | $-739.0K | ||
| Q2 24 | $5.6M | $157.0K | ||
| Q1 24 | $5.9M | $765.0K |
| Q4 25 | — | 16.7% | ||
| Q3 25 | — | 16.5% | ||
| Q2 25 | — | 15.8% | ||
| Q1 25 | — | 11.4% | ||
| Q4 24 | — | 9.9% | ||
| Q3 24 | — | 12.2% | ||
| Q2 24 | — | 13.6% | ||
| Q1 24 | — | 15.9% |
| Q4 25 | 36.6% | 3.0% | ||
| Q3 25 | 26.3% | 3.1% | ||
| Q2 25 | 35.3% | 2.4% | ||
| Q1 25 | 31.6% | -6.0% | ||
| Q4 24 | 34.2% | -4.3% | ||
| Q3 24 | 32.4% | -1.5% | ||
| Q2 24 | 31.9% | 1.0% | ||
| Q1 24 | 33.3% | 3.4% |
| Q4 25 | 26.5% | 3.0% | ||
| Q3 25 | 19.5% | -0.5% | ||
| Q2 25 | 25.8% | 1.0% | ||
| Q1 25 | 23.4% | -4.9% | ||
| Q4 24 | 25.9% | -5.2% | ||
| Q3 24 | 23.5% | -2.4% | ||
| Q2 24 | 23.6% | 0.5% | ||
| Q1 24 | 24.0% | 2.2% |
| Q4 25 | $0.63 | $0.32 | ||
| Q3 25 | $0.46 | $-0.05 | ||
| Q2 25 | $0.58 | $0.12 | ||
| Q1 25 | $0.51 | $-0.48 | ||
| Q4 24 | $0.55 | $-0.51 | ||
| Q3 24 | $0.54 | $-0.27 | ||
| Q2 24 | $0.50 | $0.05 | ||
| Q1 24 | $0.51 | $0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $338.6M | $34.5M |
| Total Assets | $2.6B | $71.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $1.7M | ||
| Q3 25 | — | $1.3M | ||
| Q2 25 | — | $652.0K | ||
| Q1 25 | — | $1.2M | ||
| Q4 24 | — | $916.0K | ||
| Q3 24 | — | $1.2M | ||
| Q2 24 | — | $1.5M | ||
| Q1 24 | — | $4.0M |
| Q4 25 | $338.6M | $34.5M | ||
| Q3 25 | $334.3M | $33.4M | ||
| Q2 25 | $330.6M | $33.4M | ||
| Q1 25 | $329.3M | $32.8M | ||
| Q4 24 | $324.4M | $34.0M | ||
| Q3 24 | $321.7M | $35.7M | ||
| Q2 24 | $315.3M | $36.1M | ||
| Q1 24 | $314.2M | $36.0M |
| Q4 25 | $2.6B | $71.9M | ||
| Q3 25 | $2.6B | $74.8M | ||
| Q2 25 | $2.6B | $74.8M | ||
| Q1 25 | $2.6B | $73.5M | ||
| Q4 24 | $2.7B | $72.4M | ||
| Q3 24 | $2.6B | $77.0M | ||
| Q2 24 | $2.6B | $76.3M | ||
| Q1 24 | $2.6B | $75.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $31.8M | $5.6M |
| Free Cash FlowOCF − Capex | $30.1M | $5.5M |
| FCF MarginFCF / Revenue | 116.2% | 18.0% |
| Capex IntensityCapex / Revenue | 6.7% | 0.5% |
| Cash ConversionOCF / Net Profit | 4.64× | 6.25× |
| TTM Free Cash FlowTrailing 4 quarters | $51.1M | $2.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.8M | $5.6M | ||
| Q3 25 | $7.3M | $-92.0K | ||
| Q2 25 | $6.4M | $157.0K | ||
| Q1 25 | $9.3M | $-2.9M | ||
| Q4 24 | $30.4M | $793.0K | ||
| Q3 24 | $9.6M | $-1.6M | ||
| Q2 24 | $7.7M | $-4.3M | ||
| Q1 24 | $5.1M | $2.8M |
| Q4 25 | $30.1M | $5.5M | ||
| Q3 25 | $6.2M | $-242.0K | ||
| Q2 25 | $5.6M | $58.0K | ||
| Q1 25 | $9.1M | $-3.2M | ||
| Q4 24 | $28.7M | $503.0K | ||
| Q3 24 | $9.4M | $-1.6M | ||
| Q2 24 | $7.4M | $-4.6M | ||
| Q1 24 | $3.9M | $2.1M |
| Q4 25 | 116.2% | 18.0% | ||
| Q3 25 | 24.3% | -0.8% | ||
| Q2 25 | 22.8% | 0.2% | ||
| Q1 25 | 37.6% | -11.9% | ||
| Q4 24 | 121.1% | 1.8% | ||
| Q3 24 | 36.6% | -5.2% | ||
| Q2 24 | 31.2% | -13.5% | ||
| Q1 24 | 16.1% | 6.1% |
| Q4 25 | 6.7% | 0.5% | ||
| Q3 25 | 4.3% | 0.5% | ||
| Q2 25 | 3.0% | 0.3% | ||
| Q1 25 | 0.6% | 1.0% | ||
| Q4 24 | 7.2% | 1.0% | ||
| Q3 24 | 1.0% | 0.1% | ||
| Q2 24 | 1.0% | 0.8% | ||
| Q1 24 | 4.7% | 2.2% |
| Q4 25 | 4.64× | 6.25× | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 1.00× | 0.50× | ||
| Q1 25 | 1.63× | — | ||
| Q4 24 | 4.96× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.37× | -27.30× | ||
| Q1 24 | 0.86× | 3.70× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BCML
Segment breakdown not available.
NSYS
| Medical Imaging | $11.4M | 37% |
| Medical Device | $8.0M | 26% |
| Industrial | $7.3M | 24% |
| Aerospace And Defense | $3.7M | 12% |
