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Side-by-side financial comparison of BayCom Corp (BCML) and Sanara MedTech Inc. (SMTI). Click either name above to swap in a different company.

Sanara MedTech Inc. is the larger business by last-quarter revenue ($27.5M vs $25.9M, roughly 1.1× BayCom Corp). BayCom Corp runs the higher net margin — 26.5% vs -5.9%, a 32.3% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs 4.6%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $3.9M). Over the past eight quarters, Sanara MedTech Inc.'s revenue compounded faster (21.8% CAGR vs 2.9%).

BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.

Sanara MedTech Inc. is a US-based medical technology company that develops, manufactures, and distributes innovative surgical, wound care, and post-acute rehabilitation products. It mainly serves healthcare providers, hospitals, and long-term care facilities across North America, with a portfolio of FDA-cleared solutions designed to improve patient outcomes and lower clinical care operational costs.

BCML vs SMTI — Head-to-Head

Bigger by revenue
SMTI
SMTI
1.1× larger
SMTI
$27.5M
$25.9M
BCML
Growing faster (revenue YoY)
BCML
BCML
+4.8% gap
BCML
9.4%
4.6%
SMTI
Higher net margin
BCML
BCML
32.3% more per $
BCML
26.5%
-5.9%
SMTI
More free cash flow
BCML
BCML
$26.2M more FCF
BCML
$30.1M
$3.9M
SMTI
Faster 2-yr revenue CAGR
SMTI
SMTI
Annualised
SMTI
21.8%
2.9%
BCML

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BCML
BCML
SMTI
SMTI
Revenue
$25.9M
$27.5M
Net Profit
$6.9M
$-1.6M
Gross Margin
93.2%
Operating Margin
36.6%
23.5%
Net Margin
26.5%
-5.9%
Revenue YoY
9.4%
4.6%
Net Profit YoY
12.1%
5.3%
EPS (diluted)
$0.63
$-0.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCML
BCML
SMTI
SMTI
Q4 25
$25.9M
$27.5M
Q3 25
$25.7M
$26.3M
Q2 25
$24.7M
$25.8M
Q1 25
$24.3M
$23.4M
Q4 24
$23.7M
$26.3M
Q3 24
$25.6M
$21.7M
Q2 24
$23.8M
$20.2M
Q1 24
$24.5M
$18.5M
Net Profit
BCML
BCML
SMTI
SMTI
Q4 25
$6.9M
$-1.6M
Q3 25
$5.0M
$-30.4M
Q2 25
$6.4M
$-2.0M
Q1 25
$5.7M
$-3.5M
Q4 24
$6.1M
$-1.7M
Q3 24
$6.0M
$-2.9M
Q2 24
$5.6M
$-3.5M
Q1 24
$5.9M
$-1.8M
Gross Margin
BCML
BCML
SMTI
SMTI
Q4 25
93.2%
Q3 25
92.9%
Q2 25
92.5%
Q1 25
92.2%
Q4 24
91.4%
Q3 24
90.8%
Q2 24
90.0%
Q1 24
89.8%
Operating Margin
BCML
BCML
SMTI
SMTI
Q4 25
36.6%
23.5%
Q3 25
26.3%
11.2%
Q2 25
35.3%
-0.1%
Q1 25
31.6%
-8.9%
Q4 24
34.2%
18.6%
Q3 24
32.4%
3.6%
Q2 24
31.9%
-14.3%
Q1 24
33.3%
-8.3%
Net Margin
BCML
BCML
SMTI
SMTI
Q4 25
26.5%
-5.9%
Q3 25
19.5%
-115.5%
Q2 25
25.8%
-7.8%
Q1 25
23.4%
-15.1%
Q4 24
25.9%
-6.5%
Q3 24
23.5%
-13.2%
Q2 24
23.6%
-17.4%
Q1 24
24.0%
-9.5%
EPS (diluted)
BCML
BCML
SMTI
SMTI
Q4 25
$0.63
$-0.32
Q3 25
$0.46
$-3.40
Q2 25
$0.58
$-0.23
Q1 25
$0.51
$-0.41
Q4 24
$0.55
$-0.18
Q3 24
$0.54
$-0.34
Q2 24
$0.50
$-0.41
Q1 24
$0.51
$-0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCML
BCML
SMTI
SMTI
Cash + ST InvestmentsLiquidity on hand
$16.6M
Total DebtLower is stronger
$46.0M
Stockholders' EquityBook value
$338.6M
$5.9M
Total Assets
$2.6B
$72.9M
Debt / EquityLower = less leverage
7.74×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCML
BCML
SMTI
SMTI
Q4 25
$16.6M
Q3 25
$14.9M
Q2 25
$17.0M
Q1 25
$20.7M
Q4 24
$15.9M
Q3 24
$16.3M
Q2 24
$6.2M
Q1 24
$2.8M
Total Debt
BCML
BCML
SMTI
SMTI
Q4 25
$46.0M
Q3 25
$45.1M
Q2 25
$44.2M
Q1 25
$43.4M
Q4 24
$30.7M
Q3 24
$30.1M
Q2 24
$14.4M
Q1 24
$9.7M
Stockholders' Equity
BCML
BCML
SMTI
SMTI
Q4 25
$338.6M
$5.9M
Q3 25
$334.3M
$6.1M
Q2 25
$330.6M
$35.4M
Q1 25
$329.3M
$36.7M
Q4 24
$324.4M
$39.4M
Q3 24
$321.7M
$39.8M
Q2 24
$315.3M
$41.7M
Q1 24
$314.2M
$43.3M
Total Assets
BCML
BCML
SMTI
SMTI
Q4 25
$2.6B
$72.9M
Q3 25
$2.6B
$71.1M
Q2 25
$2.6B
$98.8M
Q1 25
$2.6B
$96.4M
Q4 24
$2.7B
$88.1M
Q3 24
$2.6B
$88.5M
Q2 24
$2.6B
$73.4M
Q1 24
$2.6B
$70.9M
Debt / Equity
BCML
BCML
SMTI
SMTI
Q4 25
7.74×
Q3 25
7.33×
Q2 25
1.25×
Q1 25
1.18×
Q4 24
0.78×
Q3 24
0.76×
Q2 24
0.34×
Q1 24
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCML
BCML
SMTI
SMTI
Operating Cash FlowLast quarter
$31.8M
$3.9M
Free Cash FlowOCF − Capex
$30.1M
$3.9M
FCF MarginFCF / Revenue
116.2%
14.0%
Capex IntensityCapex / Revenue
6.7%
0.3%
Cash ConversionOCF / Net Profit
4.64×
TTM Free Cash FlowTrailing 4 quarters
$51.1M
$2.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCML
BCML
SMTI
SMTI
Q4 25
$31.8M
$3.9M
Q3 25
$7.3M
$2.2M
Q2 25
$6.4M
$2.7M
Q1 25
$9.3M
$-2.0M
Q4 24
$30.4M
$932.0K
Q3 24
$9.6M
$2.1M
Q2 24
$7.7M
$-1.4M
Q1 24
$5.1M
$-1.6M
Free Cash Flow
BCML
BCML
SMTI
SMTI
Q4 25
$30.1M
$3.9M
Q3 25
$6.2M
$1.1M
Q2 25
$5.6M
$902.7K
Q1 25
$9.1M
$-3.7M
Q4 24
$28.7M
$859.9K
Q3 24
$9.4M
$2.0M
Q2 24
$7.4M
$-1.5M
Q1 24
$3.9M
$-1.7M
FCF Margin
BCML
BCML
SMTI
SMTI
Q4 25
116.2%
14.0%
Q3 25
24.3%
4.2%
Q2 25
22.8%
3.5%
Q1 25
37.6%
-15.9%
Q4 24
121.1%
3.3%
Q3 24
36.6%
9.4%
Q2 24
31.2%
-7.3%
Q1 24
16.1%
-9.0%
Capex Intensity
BCML
BCML
SMTI
SMTI
Q4 25
6.7%
0.3%
Q3 25
4.3%
4.0%
Q2 25
3.0%
6.8%
Q1 25
0.6%
7.4%
Q4 24
7.2%
0.3%
Q3 24
1.0%
0.0%
Q2 24
1.0%
0.3%
Q1 24
4.7%
0.4%
Cash Conversion
BCML
BCML
SMTI
SMTI
Q4 25
4.64×
Q3 25
1.47×
Q2 25
1.00×
Q1 25
1.63×
Q4 24
4.96×
Q3 24
1.60×
Q2 24
1.37×
Q1 24
0.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BCML
BCML

Segment breakdown not available.

SMTI
SMTI

Soft Tissue Repair Products$24.7M90%
Bone Fusion Products$2.8M10%

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