vs

Side-by-side financial comparison of BayCom Corp (BCML) and Venus Concept Inc. (VERO). Click either name above to swap in a different company.

BayCom Corp is the larger business by last-quarter revenue ($25.9M vs $13.8M, roughly 1.9× Venus Concept Inc.). BayCom Corp runs the higher net margin — 26.5% vs -163.8%, a 190.3% gap on every dollar of revenue. On growth, BayCom Corp posted the faster year-over-year revenue change (9.4% vs -8.2%). BayCom Corp produced more free cash flow last quarter ($30.1M vs $-4.9M). Over the past eight quarters, BayCom Corp's revenue compounded faster (2.9% CAGR vs -12.8%).

BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.

Venus Concept Inc is a global medical technology firm specializing in the development, manufacturing, and distribution of non-invasive and minimally invasive aesthetic medical devices. Its product portfolio covers hair removal, skin rejuvenation, body contouring, and anti-aging solutions, serving dermatology clinics, plastic surgery centers, and medical spas across North America, Europe, and Asia Pacific markets.

BCML vs VERO — Head-to-Head

Bigger by revenue
BCML
BCML
1.9× larger
BCML
$25.9M
$13.8M
VERO
Growing faster (revenue YoY)
BCML
BCML
+17.6% gap
BCML
9.4%
-8.2%
VERO
Higher net margin
BCML
BCML
190.3% more per $
BCML
26.5%
-163.8%
VERO
More free cash flow
BCML
BCML
$35.0M more FCF
BCML
$30.1M
$-4.9M
VERO
Faster 2-yr revenue CAGR
BCML
BCML
Annualised
BCML
2.9%
-12.8%
VERO

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
BCML
BCML
VERO
VERO
Revenue
$25.9M
$13.8M
Net Profit
$6.9M
$-22.6M
Gross Margin
64.0%
Operating Margin
36.6%
-68.9%
Net Margin
26.5%
-163.8%
Revenue YoY
9.4%
-8.2%
Net Profit YoY
12.1%
-143.0%
EPS (diluted)
$0.63
$-12.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCML
BCML
VERO
VERO
Q4 25
$25.9M
Q3 25
$25.7M
$13.8M
Q2 25
$24.7M
$15.7M
Q1 25
$24.3M
$13.6M
Q4 24
$23.7M
$15.8M
Q3 24
$25.6M
$15.0M
Q2 24
$23.8M
$16.6M
Q1 24
$24.5M
$17.5M
Net Profit
BCML
BCML
VERO
VERO
Q4 25
$6.9M
Q3 25
$5.0M
$-22.6M
Q2 25
$6.4M
$-11.7M
Q1 25
$5.7M
$-12.4M
Q4 24
$6.1M
$-8.0M
Q3 24
$6.0M
$-9.3M
Q2 24
$5.6M
$-20.0M
Q1 24
$5.9M
$-9.8M
Gross Margin
BCML
BCML
VERO
VERO
Q4 25
Q3 25
64.0%
Q2 25
60.1%
Q1 25
64.2%
Q4 24
69.1%
Q3 24
66.1%
Q2 24
71.5%
Q1 24
66.6%
Operating Margin
BCML
BCML
VERO
VERO
Q4 25
36.6%
Q3 25
26.3%
-68.9%
Q2 25
35.3%
-57.6%
Q1 25
31.6%
-69.8%
Q4 24
34.2%
-42.3%
Q3 24
32.4%
-47.7%
Q2 24
31.9%
-33.7%
Q1 24
33.3%
-44.4%
Net Margin
BCML
BCML
VERO
VERO
Q4 25
26.5%
Q3 25
19.5%
-163.8%
Q2 25
25.8%
-74.7%
Q1 25
23.4%
-90.6%
Q4 24
25.9%
-50.5%
Q3 24
23.5%
-61.9%
Q2 24
23.6%
-120.3%
Q1 24
24.0%
-56.0%
EPS (diluted)
BCML
BCML
VERO
VERO
Q4 25
$0.63
Q3 25
$0.46
$-12.14
Q2 25
$0.58
$-8.03
Q1 25
$0.51
$-17.44
Q4 24
$0.55
$-10.26
Q3 24
$0.54
$-13.10
Q2 24
$0.50
$-30.93
Q1 24
$0.51
$-16.92

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCML
BCML
VERO
VERO
Cash + ST InvestmentsLiquidity on hand
$4.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$338.6M
$2.7M
Total Assets
$2.6B
$61.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCML
BCML
VERO
VERO
Q4 25
Q3 25
$4.3M
Q2 25
$3.9M
Q1 25
$3.2M
Q4 24
$4.3M
Q3 24
$4.5M
Q2 24
$5.7M
Q1 24
$5.1M
Stockholders' Equity
BCML
BCML
VERO
VERO
Q4 25
$338.6M
Q3 25
$334.3M
$2.7M
Q2 25
$330.6M
$2.3M
Q1 25
$329.3M
$2.3M
Q4 24
$324.4M
$2.4M
Q3 24
$321.7M
$10.1M
Q2 24
$315.3M
$3.7M
Q1 24
$314.2M
$-22.5M
Total Assets
BCML
BCML
VERO
VERO
Q4 25
$2.6B
Q3 25
$2.6B
$61.6M
Q2 25
$2.6B
$63.1M
Q1 25
$2.6B
$63.5M
Q4 24
$2.7B
$68.2M
Q3 24
$2.6B
$72.3M
Q2 24
$2.6B
$79.8M
Q1 24
$2.6B
$85.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCML
BCML
VERO
VERO
Operating Cash FlowLast quarter
$31.8M
$-4.9M
Free Cash FlowOCF − Capex
$30.1M
$-4.9M
FCF MarginFCF / Revenue
116.2%
-35.6%
Capex IntensityCapex / Revenue
6.7%
0.1%
Cash ConversionOCF / Net Profit
4.64×
TTM Free Cash FlowTrailing 4 quarters
$51.1M
$-20.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCML
BCML
VERO
VERO
Q4 25
$31.8M
Q3 25
$7.3M
$-4.9M
Q2 25
$6.4M
$-5.4M
Q1 25
$9.3M
$-6.3M
Q4 24
$30.4M
$-3.8M
Q3 24
$9.6M
$-3.0M
Q2 24
$7.7M
$-1.3M
Q1 24
$5.1M
$-2.9M
Free Cash Flow
BCML
BCML
VERO
VERO
Q4 25
$30.1M
Q3 25
$6.2M
$-4.9M
Q2 25
$5.6M
$-5.6M
Q1 25
$9.1M
$-6.3M
Q4 24
$28.7M
$-3.9M
Q3 24
$9.4M
$-3.1M
Q2 24
$7.4M
$-1.4M
Q1 24
$3.9M
$-2.9M
FCF Margin
BCML
BCML
VERO
VERO
Q4 25
116.2%
Q3 25
24.3%
-35.6%
Q2 25
22.8%
-35.8%
Q1 25
37.6%
-46.5%
Q4 24
121.1%
-24.7%
Q3 24
36.6%
-20.3%
Q2 24
31.2%
-8.2%
Q1 24
16.1%
-16.6%
Capex Intensity
BCML
BCML
VERO
VERO
Q4 25
6.7%
Q3 25
4.3%
0.1%
Q2 25
3.0%
1.0%
Q1 25
0.6%
0.3%
Q4 24
7.2%
0.5%
Q3 24
1.0%
0.0%
Q2 24
1.0%
0.1%
Q1 24
4.7%
0.1%
Cash Conversion
BCML
BCML
VERO
VERO
Q4 25
4.64×
Q3 25
1.47×
Q2 25
1.00×
Q1 25
1.63×
Q4 24
4.96×
Q3 24
1.60×
Q2 24
1.37×
Q1 24
0.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BCML
BCML

Segment breakdown not available.

VERO
VERO

Products And Services$10.8M79%
Leases$2.9M21%

Related Comparisons