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Side-by-side financial comparison of BALCHEM CORP (BCPC) and FNB CORP (FNB). Click either name above to swap in a different company.

FNB CORP is the larger business by last-quarter revenue ($366.0M vs $270.7M, roughly 1.4× BALCHEM CORP). FNB CORP runs the higher net margin — 45.9% vs 14.9%, a 31.0% gap on every dollar of revenue. On growth, FNB CORP posted the faster year-over-year revenue change (13.7% vs 8.1%). FNB CORP produced more free cash flow last quarter ($99.0M vs $33.8M). Over the past eight quarters, BALCHEM CORP's revenue compounded faster (7.5% CAGR vs 7.1%).

Balchem Corp is a global specialty chemicals and nutritional ingredients provider that develops, manufactures and distributes application-specific products for human nutrition, animal health, pharmaceutical and industrial end markets, serving customers across North America, Europe and Asia Pacific.

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

BCPC vs FNB — Head-to-Head

Bigger by revenue
FNB
FNB
1.4× larger
FNB
$366.0M
$270.7M
BCPC
Growing faster (revenue YoY)
FNB
FNB
+5.6% gap
FNB
13.7%
8.1%
BCPC
Higher net margin
FNB
FNB
31.0% more per $
FNB
45.9%
14.9%
BCPC
More free cash flow
FNB
FNB
$65.2M more FCF
FNB
$99.0M
$33.8M
BCPC
Faster 2-yr revenue CAGR
BCPC
BCPC
Annualised
BCPC
7.5%
7.1%
FNB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
BCPC
BCPC
FNB
FNB
Revenue
$270.7M
$366.0M
Net Profit
$40.3M
$168.0M
Gross Margin
Operating Margin
20.5%
45.1%
Net Margin
14.9%
45.9%
Revenue YoY
8.1%
13.7%
Net Profit YoY
8.7%
52.7%
EPS (diluted)
$1.25
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCPC
BCPC
FNB
FNB
Q1 26
$270.7M
Q4 25
$263.6M
$366.0M
Q3 25
$267.6M
$359.0M
Q2 25
$255.5M
$348.0M
Q1 25
$250.5M
$323.0M
Q4 24
$240.0M
$322.0M
Q3 24
$239.9M
$323.0M
Q2 24
$234.1M
$316.0M
Net Profit
BCPC
BCPC
FNB
FNB
Q1 26
$40.3M
Q4 25
$39.2M
$168.0M
Q3 25
$40.3M
$150.0M
Q2 25
$38.3M
$130.0M
Q1 25
$37.1M
$117.0M
Q4 24
$33.6M
$110.0M
Q3 24
$33.8M
$110.0M
Q2 24
$32.1M
$123.0M
Gross Margin
BCPC
BCPC
FNB
FNB
Q1 26
Q4 25
35.6%
Q3 25
35.7%
Q2 25
36.4%
Q1 25
35.2%
Q4 24
36.0%
Q3 24
35.6%
Q2 24
35.5%
Operating Margin
BCPC
BCPC
FNB
FNB
Q1 26
20.5%
Q4 25
19.8%
45.1%
Q3 25
20.4%
52.9%
Q2 25
20.1%
47.7%
Q1 25
20.4%
45.8%
Q4 24
19.8%
31.7%
Q3 24
20.0%
43.3%
Q2 24
19.6%
49.7%
Net Margin
BCPC
BCPC
FNB
FNB
Q1 26
14.9%
Q4 25
14.9%
45.9%
Q3 25
15.1%
41.8%
Q2 25
15.0%
37.4%
Q1 25
14.8%
36.2%
Q4 24
14.0%
34.2%
Q3 24
14.1%
34.1%
Q2 24
13.7%
38.9%
EPS (diluted)
BCPC
BCPC
FNB
FNB
Q1 26
$1.25
Q4 25
$1.21
$0.47
Q3 25
$1.24
$0.41
Q2 25
$1.17
$0.36
Q1 25
$1.13
$0.32
Q4 24
$1.03
$0.31
Q3 24
$1.03
$0.30
Q2 24
$0.98
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCPC
BCPC
FNB
FNB
Cash + ST InvestmentsLiquidity on hand
$72.9M
$2.5B
Total DebtLower is stronger
$1.9B
Stockholders' EquityBook value
$1.3B
$6.8B
Total Assets
$1.7B
$50.2B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCPC
BCPC
FNB
FNB
Q1 26
$72.9M
Q4 25
$74.6M
$2.5B
Q3 25
$65.1M
$2.4B
Q2 25
$65.4M
$2.4B
Q1 25
$49.9M
$2.4B
Q4 24
$49.5M
$2.4B
Q3 24
$73.7M
$2.1B
Q2 24
$63.7M
$1.9B
Total Debt
BCPC
BCPC
FNB
FNB
Q1 26
Q4 25
$1.9B
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Stockholders' Equity
BCPC
BCPC
FNB
FNB
Q1 26
$1.3B
Q4 25
$1.3B
$6.8B
Q3 25
$1.3B
$6.6B
Q2 25
$1.3B
$6.5B
Q1 25
$1.2B
$6.4B
Q4 24
$1.1B
$6.3B
Q3 24
$1.2B
$6.2B
Q2 24
$1.1B
$6.1B
Total Assets
BCPC
BCPC
FNB
FNB
Q1 26
$1.7B
Q4 25
$1.7B
$50.2B
Q3 25
$1.7B
$49.9B
Q2 25
$1.7B
$49.7B
Q1 25
$1.6B
$49.0B
Q4 24
$1.6B
$48.6B
Q3 24
$1.6B
$48.0B
Q2 24
$1.6B
$47.7B
Debt / Equity
BCPC
BCPC
FNB
FNB
Q1 26
Q4 25
0.28×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.39×
Q4 24
0.48×
Q3 24
0.40×
Q2 24
0.33×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCPC
BCPC
FNB
FNB
Operating Cash FlowLast quarter
$40.1M
$128.0M
Free Cash FlowOCF − Capex
$33.8M
$99.0M
FCF MarginFCF / Revenue
12.5%
27.0%
Capex IntensityCapex / Revenue
2.3%
7.9%
Cash ConversionOCF / Net Profit
0.99×
0.76×
TTM Free Cash FlowTrailing 4 quarters
$376.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCPC
BCPC
FNB
FNB
Q1 26
$40.1M
Q4 25
$67.3M
$128.0M
Q3 25
$65.6M
$167.0M
Q2 25
$47.3M
$123.0M
Q1 25
$36.5M
$64.0M
Q4 24
$52.3M
$326.0M
Q3 24
$51.3M
$-14.0M
Q2 24
$45.0M
$85.0M
Free Cash Flow
BCPC
BCPC
FNB
FNB
Q1 26
$33.8M
Q4 25
$99.0M
Q3 25
$149.0M
Q2 25
$85.0M
Q1 25
$43.0M
Q4 24
$278.0M
Q3 24
$-46.0M
Q2 24
$55.0M
FCF Margin
BCPC
BCPC
FNB
FNB
Q1 26
12.5%
Q4 25
27.0%
Q3 25
41.5%
Q2 25
24.4%
Q1 25
13.3%
Q4 24
86.3%
Q3 24
-14.2%
Q2 24
17.4%
Capex Intensity
BCPC
BCPC
FNB
FNB
Q1 26
2.3%
Q4 25
7.9%
Q3 25
5.0%
Q2 25
10.9%
Q1 25
6.5%
Q4 24
14.9%
Q3 24
9.9%
Q2 24
9.5%
Cash Conversion
BCPC
BCPC
FNB
FNB
Q1 26
0.99×
Q4 25
1.72×
0.76×
Q3 25
1.63×
1.11×
Q2 25
1.23×
0.95×
Q1 25
0.98×
0.55×
Q4 24
1.56×
2.96×
Q3 24
1.52×
-0.13×
Q2 24
1.40×
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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