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Side-by-side financial comparison of FLANIGANS ENTERPRISES INC (BDL) and Finance of America Companies Inc. (FOA). Click either name above to swap in a different company.

Finance of America Companies Inc. is the larger business by last-quarter revenue ($73.5M vs $52.6M, roughly 1.4× FLANIGANS ENTERPRISES INC). FLANIGANS ENTERPRISES INC runs the higher net margin — 1.5% vs -14.1%, a 15.7% gap on every dollar of revenue. On growth, Finance of America Companies Inc. posted the faster year-over-year revenue change (248.7% vs 4.6%). Over the past eight quarters, FLANIGANS ENTERPRISES INC's revenue compounded faster (4.6% CAGR vs -0.8%).

Flanigans Enterprises Inc. is a U.S.-based hospitality company focused on the Florida market. It operates a chain of casual dining restaurants under the Flanigan's Seafood Bar and Grill brand, plus retail package liquor stores. Its key customer segments include local residents and regional tourists, offering affordably priced seafood, American comfort food and assorted beverages.

Rocket Companies, Inc., is an American fintech and homeownership services company. Founded by Dan Gilbert and based in Downtown Detroit, Michigan, the company is one of the largest mortgage lenders in the United States through its flagship subsidiary Rocket Mortgage. Its subsidiaries include Redfin, Forsalebyowner.com, and Rocket Money.

BDL vs FOA — Head-to-Head

Bigger by revenue
FOA
FOA
1.4× larger
FOA
$73.5M
$52.6M
BDL
Growing faster (revenue YoY)
FOA
FOA
+244.1% gap
FOA
248.7%
4.6%
BDL
Higher net margin
BDL
BDL
15.7% more per $
BDL
1.5%
-14.1%
FOA
Faster 2-yr revenue CAGR
BDL
BDL
Annualised
BDL
4.6%
-0.8%
FOA

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
BDL
BDL
FOA
FOA
Revenue
$52.6M
$73.5M
Net Profit
$805.0K
$-10.4M
Gross Margin
Operating Margin
3.2%
-29.9%
Net Margin
1.5%
-14.1%
Revenue YoY
4.6%
248.7%
Net Profit YoY
1363.6%
82.4%
EPS (diluted)
$0.43
$0.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BDL
BDL
FOA
FOA
Q4 25
$52.6M
$73.5M
Q3 25
$50.0M
$80.8M
Q2 25
$51.9M
$177.4M
Q1 25
$53.4M
$165.7M
Q4 24
$50.0M
$-49.4M
Q3 24
$45.4M
$290.1M
Q2 24
$48.8M
$79.0M
Q1 24
$48.1M
$74.7M
Net Profit
BDL
BDL
FOA
FOA
Q4 25
$805.0K
$-10.4M
Q3 25
$896.0K
$-9.5M
Q2 25
$1.4M
$34.9M
Q1 25
$2.7M
$30.2M
Q4 24
$55.0K
$-59.1M
Q3 24
$184.0K
$84.2M
Q2 24
$1.1M
$-2.1M
Q1 24
$1.9M
$-7.5M
Operating Margin
BDL
BDL
FOA
FOA
Q4 25
3.2%
-29.9%
Q3 25
3.3%
-35.3%
Q2 25
5.5%
46.2%
Q1 25
6.6%
49.3%
Q4 24
1.5%
295.0%
Q3 24
0.7%
71.8%
Q2 24
4.4%
-4.8%
Q1 24
5.6%
-21.1%
Net Margin
BDL
BDL
FOA
FOA
Q4 25
1.5%
-14.1%
Q3 25
1.8%
-11.8%
Q2 25
2.7%
19.7%
Q1 25
5.0%
18.2%
Q4 24
0.1%
119.5%
Q3 24
0.4%
29.0%
Q2 24
2.3%
-2.6%
Q1 24
4.0%
-10.1%
EPS (diluted)
BDL
BDL
FOA
FOA
Q4 25
$0.43
$0.45
Q3 25
$0.48
$-1.27
Q2 25
$0.75
$2.13
Q1 25
$1.45
$2.43
Q4 24
$0.03
$-5.24
Q3 24
$0.11
$7.50
Q2 24
$0.60
$-0.30
Q1 24
$1.04
$-0.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BDL
BDL
FOA
FOA
Cash + ST InvestmentsLiquidity on hand
$89.5M
Total DebtLower is stronger
$357.5M
Stockholders' EquityBook value
$66.0M
$395.6M
Total Assets
$142.1M
$30.7B
Debt / EquityLower = less leverage
0.90×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BDL
BDL
FOA
FOA
Q4 25
$89.5M
Q3 25
$109.8M
Q2 25
$732.0K
$46.5M
Q1 25
$244.0K
$52.0M
Q4 24
$47.4M
Q3 24
$44.3M
Q2 24
$46.5M
Q1 24
$48.2M
Total Debt
BDL
BDL
FOA
FOA
Q4 25
$357.5M
Q3 25
$20.9M
$390.0M
Q2 25
Q1 25
Q4 24
$374.5M
Q3 24
$22.2M
Q2 24
Q1 24
Stockholders' Equity
BDL
BDL
FOA
FOA
Q4 25
$66.0M
$395.6M
Q3 25
$65.2M
$365.8M
Q2 25
$64.3M
$473.4M
Q1 25
$64.0M
$394.9M
Q4 24
$61.6M
$315.7M
Q3 24
$61.2M
$456.5M
Q2 24
$61.3M
$251.3M
Q1 24
$61.1M
$255.7M
Total Assets
BDL
BDL
FOA
FOA
Q4 25
$142.1M
$30.7B
Q3 25
$140.6M
$30.7B
Q2 25
$140.7M
$30.1B
Q1 25
$143.3M
$29.7B
Q4 24
$146.9M
$29.2B
Q3 24
$142.1M
$29.0B
Q2 24
$143.1M
$28.0B
Q1 24
$144.4M
$27.7B
Debt / Equity
BDL
BDL
FOA
FOA
Q4 25
0.90×
Q3 25
0.32×
1.07×
Q2 25
Q1 25
Q4 24
1.19×
Q3 24
0.36×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BDL
BDL
FOA
FOA
Operating Cash FlowLast quarter
$4.9M
$-429.7M
Free Cash FlowOCF − Capex
$4.5M
FCF MarginFCF / Revenue
8.5%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
6.14×
TTM Free Cash FlowTrailing 4 quarters
$2.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BDL
BDL
FOA
FOA
Q4 25
$4.9M
$-429.7M
Q3 25
$3.4M
$-149.7M
Q2 25
$1.4M
$-96.5M
Q1 25
$-2.0M
$-92.1M
Q4 24
$7.7M
$-423.8M
Q3 24
$-81.4M
Q2 24
$3.1M
$-104.0M
Q1 24
$-132.2M
Free Cash Flow
BDL
BDL
FOA
FOA
Q4 25
$4.5M
Q3 25
$2.4M
Q2 25
$-1.8M
Q1 25
$-3.0M
Q4 24
$7.0M
Q3 24
Q2 24
$2.2M
Q1 24
$-132.7M
FCF Margin
BDL
BDL
FOA
FOA
Q4 25
8.5%
Q3 25
4.9%
Q2 25
-3.4%
Q1 25
-5.5%
Q4 24
13.9%
Q3 24
Q2 24
4.5%
Q1 24
-177.7%
Capex Intensity
BDL
BDL
FOA
FOA
Q4 25
0.9%
Q3 25
1.9%
Q2 25
6.1%
Q1 25
1.8%
Q4 24
1.5%
Q3 24
Q2 24
1.8%
Q1 24
0.6%
Cash Conversion
BDL
BDL
FOA
FOA
Q4 25
6.14×
Q3 25
3.75×
Q2 25
1.02×
-2.76×
Q1 25
-0.73×
-3.05×
Q4 24
140.02×
Q3 24
-0.97×
Q2 24
2.75×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BDL
BDL

Restaurant Food Sales$30.9M59%
Package Store Sales$13.3M25%
Restaurant Bar Sales$7.9M15%

FOA
FOA

Segment Continuing Operations$70.8M96%
Other$2.7M4%

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