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Side-by-side financial comparison of Baird Medical Investment Holdings Ltd (BDMD) and CF BANKSHARES INC. (CFBK). Click either name above to swap in a different company.

CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $8.0M, roughly 2.0× Baird Medical Investment Holdings Ltd). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -142.7%, a 182.8% gap on every dollar of revenue. CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-3.2M).

Baird Medical Investment Holdings Ltd is a healthcare-focused investment holding company mainly operating in the Chinese market. It invests in and manages businesses covering in vitro diagnostic devices, medical consumables, and community healthcare services, serving clinical institutions and individual consumers.

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

BDMD vs CFBK — Head-to-Head

Bigger by revenue
CFBK
CFBK
2.0× larger
CFBK
$15.7M
$8.0M
BDMD
Higher net margin
CFBK
CFBK
182.8% more per $
CFBK
40.0%
-142.7%
BDMD
More free cash flow
CFBK
CFBK
$21.4M more FCF
CFBK
$18.2M
$-3.2M
BDMD

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
BDMD
BDMD
CFBK
CFBK
Revenue
$8.0M
$15.7M
Net Profit
$-11.4M
$5.7M
Gross Margin
82.1%
Operating Margin
-131.3%
43.4%
Net Margin
-142.7%
40.0%
Revenue YoY
12.6%
Net Profit YoY
29.9%
EPS (diluted)
$0.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BDMD
BDMD
CFBK
CFBK
Q4 25
$15.7M
Q3 25
$15.5M
Q2 25
$8.0M
$15.6M
Q1 25
$14.1M
Q4 24
$14.0M
Q3 24
$13.1M
Q2 24
$12.6M
Q1 24
$12.2M
Net Profit
BDMD
BDMD
CFBK
CFBK
Q4 25
$5.7M
Q3 25
$2.3M
Q2 25
$-11.4M
$5.0M
Q1 25
$4.4M
Q4 24
$4.4M
Q3 24
$4.2M
Q2 24
$1.7M
Q1 24
$3.1M
Gross Margin
BDMD
BDMD
CFBK
CFBK
Q4 25
Q3 25
Q2 25
82.1%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
BDMD
BDMD
CFBK
CFBK
Q4 25
43.4%
Q3 25
17.5%
Q2 25
-131.3%
41.1%
Q1 25
39.5%
Q4 24
36.9%
Q3 24
40.4%
Q2 24
15.4%
Q1 24
30.9%
Net Margin
BDMD
BDMD
CFBK
CFBK
Q4 25
40.0%
Q3 25
15.1%
Q2 25
-142.7%
32.3%
Q1 25
31.4%
Q4 24
35.2%
Q3 24
32.2%
Q2 24
13.5%
Q1 24
25.2%
EPS (diluted)
BDMD
BDMD
CFBK
CFBK
Q4 25
$0.88
Q3 25
$0.36
Q2 25
$0.77
Q1 25
$0.68
Q4 24
$0.68
Q3 24
$0.65
Q2 24
$0.26
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BDMD
BDMD
CFBK
CFBK
Cash + ST InvestmentsLiquidity on hand
$259.0M
Total DebtLower is stronger
$8.4M
Stockholders' EquityBook value
$35.6M
$184.4M
Total Assets
$77.0M
$2.1B
Debt / EquityLower = less leverage
0.24×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BDMD
BDMD
CFBK
CFBK
Q4 25
$259.0M
Q3 25
$272.4M
Q2 25
$275.7M
Q1 25
$241.0M
Q4 24
$235.3M
Q3 24
$233.5M
Q2 24
$241.8M
Q1 24
$236.9M
Total Debt
BDMD
BDMD
CFBK
CFBK
Q4 25
Q3 25
Q2 25
$8.4M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
BDMD
BDMD
CFBK
CFBK
Q4 25
$184.4M
Q3 25
$179.3M
Q2 25
$35.6M
$177.0M
Q1 25
$172.7M
Q4 24
$168.4M
Q3 24
$164.0M
Q2 24
$159.6M
Q1 24
$158.0M
Total Assets
BDMD
BDMD
CFBK
CFBK
Q4 25
$2.1B
Q3 25
$2.1B
Q2 25
$77.0M
$2.1B
Q1 25
$2.1B
Q4 24
$2.1B
Q3 24
$2.1B
Q2 24
$2.0B
Q1 24
$2.0B
Debt / Equity
BDMD
BDMD
CFBK
CFBK
Q4 25
Q3 25
Q2 25
0.24×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BDMD
BDMD
CFBK
CFBK
Operating Cash FlowLast quarter
$-3.2M
$18.7M
Free Cash FlowOCF − Capex
$-3.2M
$18.2M
FCF MarginFCF / Revenue
-40.7%
115.6%
Capex IntensityCapex / Revenue
0.6%
3.1%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$33.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BDMD
BDMD
CFBK
CFBK
Q4 25
$18.7M
Q3 25
$5.5M
Q2 25
$-3.2M
$8.0M
Q1 25
$2.2M
Q4 24
$14.2M
Q3 24
$-1.3M
Q2 24
$4.0M
Q1 24
$-1.2M
Free Cash Flow
BDMD
BDMD
CFBK
CFBK
Q4 25
$18.2M
Q3 25
$5.2M
Q2 25
$-3.2M
$7.8M
Q1 25
$2.2M
Q4 24
$13.9M
Q3 24
$-1.3M
Q2 24
$4.0M
Q1 24
$-1.2M
FCF Margin
BDMD
BDMD
CFBK
CFBK
Q4 25
115.6%
Q3 25
33.6%
Q2 25
-40.7%
50.3%
Q1 25
15.2%
Q4 24
99.6%
Q3 24
-9.9%
Q2 24
31.6%
Q1 24
-9.5%
Capex Intensity
BDMD
BDMD
CFBK
CFBK
Q4 25
3.1%
Q3 25
1.7%
Q2 25
0.6%
0.7%
Q1 25
0.4%
Q4 24
1.9%
Q3 24
0.2%
Q2 24
0.1%
Q1 24
0.0%
Cash Conversion
BDMD
BDMD
CFBK
CFBK
Q4 25
3.26×
Q3 25
2.34×
Q2 25
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
-0.30×
Q2 24
2.35×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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