vs

Side-by-side financial comparison of Beam Global (BEEM) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $9.0M, roughly 1.5× Beam Global). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -25.8%, a 51.0% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs 6.7%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $-3.8M). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -21.2%).

Suntory Global Spirits Inc., formerly known as Beam Suntory, Inc., and before that as Beam, Inc., is an American beverage company that is a subsidiary of Suntory Holdings, a Japanese multinational beverage conglomerate. The company produces alcoholic beverages.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

BEEM vs UBFO — Head-to-Head

Bigger by revenue
UBFO
UBFO
1.5× larger
UBFO
$13.5M
$9.0M
BEEM
Growing faster (revenue YoY)
UBFO
UBFO
+6.9% gap
UBFO
13.6%
6.7%
BEEM
Higher net margin
UBFO
UBFO
51.0% more per $
UBFO
25.2%
-25.8%
BEEM
More free cash flow
UBFO
UBFO
$23.6M more FCF
UBFO
$19.8M
$-3.8M
BEEM
Faster 2-yr revenue CAGR
UBFO
UBFO
Annualised
UBFO
3.0%
-21.2%
BEEM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BEEM
BEEM
UBFO
UBFO
Revenue
$9.0M
$13.5M
Net Profit
$-2.3M
$3.4M
Gross Margin
17.8%
Operating Margin
-29.3%
31.5%
Net Margin
-25.8%
25.2%
Revenue YoY
6.7%
13.6%
Net Profit YoY
49.6%
36.8%
EPS (diluted)
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BEEM
BEEM
UBFO
UBFO
Q4 25
$9.0M
$13.5M
Q3 25
$5.8M
$14.0M
Q2 25
$7.1M
$12.6M
Q1 25
$6.3M
$13.7M
Q4 24
$8.5M
$11.9M
Q3 24
$11.5M
$13.8M
Q2 24
$14.8M
$13.0M
Q1 24
$14.6M
$12.8M
Net Profit
BEEM
BEEM
UBFO
UBFO
Q4 25
$-2.3M
$3.4M
Q3 25
$-4.9M
$4.0M
Q2 25
$-4.3M
$2.2M
Q1 25
$-15.5M
$2.7M
Q4 24
$-4.6M
$2.5M
Q3 24
$1.3M
$3.8M
Q2 24
$-4.9M
$4.3M
Q1 24
$-3.0M
$4.2M
Gross Margin
BEEM
BEEM
UBFO
UBFO
Q4 25
17.8%
Q3 25
-0.5%
Q2 25
20.3%
Q1 25
7.9%
Q4 24
26.3%
Q3 24
10.7%
Q2 24
15.9%
Q1 24
10.2%
Operating Margin
BEEM
BEEM
UBFO
UBFO
Q4 25
-29.3%
31.5%
Q3 25
-84.2%
40.3%
Q2 25
-63.1%
24.0%
Q1 25
-245.8%
27.5%
Q4 24
-60.1%
27.5%
Q3 24
11.2%
37.1%
Q2 24
-32.3%
46.4%
Q1 24
-20.9%
45.9%
Net Margin
BEEM
BEEM
UBFO
UBFO
Q4 25
-25.8%
25.2%
Q3 25
-84.1%
28.7%
Q2 25
-60.5%
17.2%
Q1 25
-245.5%
19.6%
Q4 24
-54.5%
20.9%
Q3 24
11.3%
27.7%
Q2 24
-33.2%
33.0%
Q1 24
-20.9%
32.6%
EPS (diluted)
BEEM
BEEM
UBFO
UBFO
Q4 25
$0.18
Q3 25
$-0.28
$0.23
Q2 25
$-0.28
$0.13
Q1 25
$-1.04
$0.16
Q4 24
$-0.31
$0.14
Q3 24
$0.09
$0.22
Q2 24
$-0.34
$0.25
Q1 24
$-0.21
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BEEM
BEEM
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$969.0K
$264.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$24.8M
$139.7M
Total Assets
$42.7M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BEEM
BEEM
UBFO
UBFO
Q4 25
$969.0K
$264.2M
Q3 25
$3.3M
$211.1M
Q2 25
$199.5M
Q1 25
$198.4M
Q4 24
$4.6M
$216.9M
Q3 24
$216.8M
Q2 24
$166.3M
Q1 24
$168.6M
Stockholders' Equity
BEEM
BEEM
UBFO
UBFO
Q4 25
$24.8M
$139.7M
Q3 25
$26.5M
$137.4M
Q2 25
$26.9M
$134.3M
Q1 25
$26.7M
$132.9M
Q4 24
$41.3M
$130.4M
Q3 24
$46.4M
$132.9M
Q2 24
$43.4M
$127.3M
Q1 24
$46.9M
$124.2M
Total Assets
BEEM
BEEM
UBFO
UBFO
Q4 25
$42.7M
$1.2B
Q3 25
$44.6M
$1.2B
Q2 25
$46.7M
$1.2B
Q1 25
$46.8M
$1.2B
Q4 24
$61.5M
$1.2B
Q3 24
$67.3M
$1.3B
Q2 24
$71.9M
$1.2B
Q1 24
$75.7M
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BEEM
BEEM
UBFO
UBFO
Operating Cash FlowLast quarter
$-3.8M
$22.1M
Free Cash FlowOCF − Capex
$-3.8M
$19.8M
FCF MarginFCF / Revenue
-42.3%
146.0%
Capex IntensityCapex / Revenue
0.6%
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$-11.8M
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BEEM
BEEM
UBFO
UBFO
Q4 25
$-3.8M
$22.1M
Q3 25
$-4.6M
$7.0M
Q2 25
$-318.0K
$8.7M
Q1 25
$-1.8M
$3.0M
Q4 24
$859.0K
$19.6M
Q3 24
$-3.0M
$5.4M
Q2 24
$2.9M
$2.3M
Q1 24
$-3.0M
$7.4M
Free Cash Flow
BEEM
BEEM
UBFO
UBFO
Q4 25
$-3.8M
$19.8M
Q3 25
$-5.1M
$6.1M
Q2 25
$-1.1M
$8.1M
Q1 25
$-1.8M
$2.9M
Q4 24
$462.0K
$18.6M
Q3 24
$-3.1M
$5.3M
Q2 24
$2.8M
$2.0M
Q1 24
$-3.1M
$7.0M
FCF Margin
BEEM
BEEM
UBFO
UBFO
Q4 25
-42.3%
146.0%
Q3 25
-87.9%
43.7%
Q2 25
-15.2%
64.3%
Q1 25
-28.7%
21.2%
Q4 24
5.4%
156.0%
Q3 24
-27.4%
38.1%
Q2 24
18.9%
15.5%
Q1 24
-21.5%
54.8%
Capex Intensity
BEEM
BEEM
UBFO
UBFO
Q4 25
0.6%
16.8%
Q3 25
7.8%
6.0%
Q2 25
10.7%
4.6%
Q1 25
0.9%
0.9%
Q4 24
4.7%
8.7%
Q3 24
1.7%
0.7%
Q2 24
0.9%
2.2%
Q1 24
0.7%
3.6%
Cash Conversion
BEEM
BEEM
UBFO
UBFO
Q4 25
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
-2.28×
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BEEM
BEEM

Products$7.0M77%
Other$2.0M23%

UBFO
UBFO

Segment breakdown not available.

Related Comparisons