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Side-by-side financial comparison of Brookfield Renewable Partners L.P. (BEP) and BREAD FINANCIAL HOLDINGS, INC. (BFH). Click either name above to swap in a different company.

Brookfield Renewable Partners L.P. is the larger business by last-quarter revenue ($1.7B vs $975.0M, roughly 1.7× BREAD FINANCIAL HOLDINGS, INC.). On growth, Brookfield Renewable Partners L.P. posted the faster year-over-year revenue change (14.2% vs 5.4%).

Brookfield Renewable Partners L.P. is a publicly traded limited partnership that owns and operates renewable power assets, with corporate headquarters in Toronto, Ontario, Canada. It is 60% owned by Brookfield Asset Management.

Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.

BEP vs BFH — Head-to-Head

Bigger by revenue
BEP
BEP
1.7× larger
BEP
$1.7B
$975.0M
BFH
Growing faster (revenue YoY)
BEP
BEP
+8.8% gap
BEP
14.2%
5.4%
BFH

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
BEP
BEP
BFH
BFH
Revenue
$1.7B
$975.0M
Net Profit
$100.0M
Gross Margin
Operating Margin
4.9%
Net Margin
5.9%
Revenue YoY
14.2%
5.4%
Net Profit YoY
213.6%
EPS (diluted)
$-0.22
$1.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BEP
BEP
BFH
BFH
Q4 25
$975.0M
Q3 25
$971.0M
Q2 25
$1.7B
$929.0M
Q1 25
$970.0M
Q4 24
$925.0M
Q3 24
$983.0M
Q2 24
$1.5B
$939.0M
Q1 24
$991.0M
Net Profit
BEP
BEP
BFH
BFH
Q4 25
Q3 25
$188.0M
Q2 25
$100.0M
$139.0M
Q1 25
$138.0M
Q4 24
Q3 24
$2.0M
Q2 24
$-88.0M
$133.0M
Q1 24
$134.0M
Operating Margin
BEP
BEP
BFH
BFH
Q4 25
4.9%
Q3 25
20.2%
Q2 25
18.7%
Q1 25
20.3%
Q4 24
-2.9%
Q3 24
4.1%
Q2 24
19.2%
Q1 24
19.0%
Net Margin
BEP
BEP
BFH
BFH
Q4 25
Q3 25
19.4%
Q2 25
5.9%
15.0%
Q1 25
14.2%
Q4 24
Q3 24
0.2%
Q2 24
-5.9%
14.2%
Q1 24
13.5%
EPS (diluted)
BEP
BEP
BFH
BFH
Q4 25
$1.21
Q3 25
$3.96
Q2 25
$-0.22
$2.94
Q1 25
$2.78
Q4 24
$0.08
Q3 24
$0.05
Q2 24
$-0.28
$2.66
Q1 24
$2.70

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BEP
BEP
BFH
BFH
Cash + ST InvestmentsLiquidity on hand
$1.9B
$3.6B
Total DebtLower is stronger
$4.3B
Stockholders' EquityBook value
$33.3B
$3.3B
Total Assets
$98.6B
$22.7B
Debt / EquityLower = less leverage
1.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BEP
BEP
BFH
BFH
Q4 25
$3.6B
Q3 25
$3.8B
Q2 25
$1.9B
$3.8B
Q1 25
$4.2B
Q4 24
$4.0B
Q3 24
$3.5B
Q2 24
$1.2B
$4.1B
Q1 24
$3.8B
Total Debt
BEP
BEP
BFH
BFH
Q4 25
$4.3B
Q3 25
$3.8B
Q2 25
$4.2B
Q1 25
$5.1B
Q4 24
$5.6B
Q3 24
$4.6B
Q2 24
Q1 24
Stockholders' Equity
BEP
BEP
BFH
BFH
Q4 25
$3.3B
Q3 25
$3.3B
Q2 25
$33.3B
$3.2B
Q1 25
$3.1B
Q4 24
$3.1B
Q3 24
$3.1B
Q2 24
$28.0B
$3.2B
Q1 24
$3.0B
Total Assets
BEP
BEP
BFH
BFH
Q4 25
$22.7B
Q3 25
$21.7B
Q2 25
$98.6B
$21.8B
Q1 25
$22.4B
Q4 24
$22.9B
Q3 24
$21.7B
Q2 24
$73.8B
$22.1B
Q1 24
$22.3B
Debt / Equity
BEP
BEP
BFH
BFH
Q4 25
1.29×
Q3 25
1.14×
Q2 25
1.34×
Q1 25
1.67×
Q4 24
1.82×
Q3 24
1.47×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BEP
BEP
BFH
BFH
Operating Cash FlowLast quarter
$379.0M
$568.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
3.79×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BEP
BEP
BFH
BFH
Q4 25
$568.0M
Q3 25
$605.0M
Q2 25
$379.0M
$526.0M
Q1 25
$393.0M
Q4 24
$479.0M
Q3 24
$456.0M
Q2 24
$231.0M
$477.0M
Q1 24
$447.0M
Cash Conversion
BEP
BEP
BFH
BFH
Q4 25
Q3 25
3.22×
Q2 25
3.79×
3.78×
Q1 25
2.85×
Q4 24
Q3 24
228.00×
Q2 24
3.59×
Q1 24
3.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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