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Side-by-side financial comparison of BETA Technologies, Inc. (BETA) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $8.9M, roughly 1.5× BETA Technologies, Inc.). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -4902.6%, a 4927.8% gap on every dollar of revenue. On growth, BETA Technologies, Inc. posted the faster year-over-year revenue change (190.9% vs 13.6%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $-209.0M).

Unity Software Inc. is an American video game software development company based in San Francisco. It was founded in Denmark in 2004 as Over the Edge Entertainment and changed its name in 2007. Unity Technologies is best known for the development of Unity, a licensed game engine used to create video games and other applications.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

BETA vs UBFO — Head-to-Head

Bigger by revenue
UBFO
UBFO
1.5× larger
UBFO
$13.5M
$8.9M
BETA
Growing faster (revenue YoY)
BETA
BETA
+177.3% gap
BETA
190.9%
13.6%
UBFO
Higher net margin
UBFO
UBFO
4927.8% more per $
UBFO
25.2%
-4902.6%
BETA
More free cash flow
UBFO
UBFO
$228.8M more FCF
UBFO
$19.8M
$-209.0M
BETA

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
BETA
BETA
UBFO
UBFO
Revenue
$8.9M
$13.5M
Net Profit
$-437.2M
$3.4M
Gross Margin
69.3%
Operating Margin
-903.5%
31.5%
Net Margin
-4902.6%
25.2%
Revenue YoY
190.9%
13.6%
Net Profit YoY
-482.5%
36.8%
EPS (diluted)
$-9.83
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BETA
BETA
UBFO
UBFO
Q4 25
$13.5M
Q3 25
$8.9M
$14.0M
Q2 25
$12.6M
Q1 25
$13.7M
Q4 24
$11.9M
Q3 24
$3.1M
$13.8M
Q2 24
$13.0M
Q1 24
$12.8M
Net Profit
BETA
BETA
UBFO
UBFO
Q4 25
$3.4M
Q3 25
$-437.2M
$4.0M
Q2 25
$2.2M
Q1 25
$2.7M
Q4 24
$2.5M
Q3 24
$-75.1M
$3.8M
Q2 24
$4.3M
Q1 24
$4.2M
Gross Margin
BETA
BETA
UBFO
UBFO
Q4 25
Q3 25
69.3%
Q2 25
Q1 25
Q4 24
Q3 24
61.2%
Q2 24
Q1 24
Operating Margin
BETA
BETA
UBFO
UBFO
Q4 25
31.5%
Q3 25
-903.5%
40.3%
Q2 25
24.0%
Q1 25
27.5%
Q4 24
27.5%
Q3 24
-2381.0%
37.1%
Q2 24
46.4%
Q1 24
45.9%
Net Margin
BETA
BETA
UBFO
UBFO
Q4 25
25.2%
Q3 25
-4902.6%
28.7%
Q2 25
17.2%
Q1 25
19.6%
Q4 24
20.9%
Q3 24
-2448.3%
27.7%
Q2 24
33.0%
Q1 24
32.6%
EPS (diluted)
BETA
BETA
UBFO
UBFO
Q4 25
$0.18
Q3 25
$-9.83
$0.23
Q2 25
$0.13
Q1 25
$0.16
Q4 24
$0.14
Q3 24
$-1.81
$0.22
Q2 24
$0.25
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BETA
BETA
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$687.6M
$264.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$789.9M
$139.7M
Total Assets
$1.1B
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BETA
BETA
UBFO
UBFO
Q4 25
$264.2M
Q3 25
$687.6M
$211.1M
Q2 25
$199.5M
Q1 25
$198.4M
Q4 24
$216.9M
Q3 24
$52.2M
$216.8M
Q2 24
$166.3M
Q1 24
$168.6M
Stockholders' Equity
BETA
BETA
UBFO
UBFO
Q4 25
$139.7M
Q3 25
$789.9M
$137.4M
Q2 25
$134.3M
Q1 25
$132.9M
Q4 24
$130.4M
Q3 24
$196.1M
$132.9M
Q2 24
$127.3M
Q1 24
$124.2M
Total Assets
BETA
BETA
UBFO
UBFO
Q4 25
$1.2B
Q3 25
$1.1B
$1.2B
Q2 25
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.3B
Q2 24
$1.2B
Q1 24
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BETA
BETA
UBFO
UBFO
Operating Cash FlowLast quarter
$-183.4M
$22.1M
Free Cash FlowOCF − Capex
$-209.0M
$19.8M
FCF MarginFCF / Revenue
-2344.1%
146.0%
Capex IntensityCapex / Revenue
287.8%
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BETA
BETA
UBFO
UBFO
Q4 25
$22.1M
Q3 25
$-183.4M
$7.0M
Q2 25
$8.7M
Q1 25
$3.0M
Q4 24
$19.6M
Q3 24
$5.4M
Q2 24
$2.3M
Q1 24
$7.4M
Free Cash Flow
BETA
BETA
UBFO
UBFO
Q4 25
$19.8M
Q3 25
$-209.0M
$6.1M
Q2 25
$8.1M
Q1 25
$2.9M
Q4 24
$18.6M
Q3 24
$5.3M
Q2 24
$2.0M
Q1 24
$7.0M
FCF Margin
BETA
BETA
UBFO
UBFO
Q4 25
146.0%
Q3 25
-2344.1%
43.7%
Q2 25
64.3%
Q1 25
21.2%
Q4 24
156.0%
Q3 24
38.1%
Q2 24
15.5%
Q1 24
54.8%
Capex Intensity
BETA
BETA
UBFO
UBFO
Q4 25
16.8%
Q3 25
287.8%
6.0%
Q2 25
4.6%
Q1 25
0.9%
Q4 24
8.7%
Q3 24
0.7%
Q2 24
2.2%
Q1 24
3.6%
Cash Conversion
BETA
BETA
UBFO
UBFO
Q4 25
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BETA
BETA

Commerical Customers$6.2M70%
United States Government$2.7M30%

UBFO
UBFO

Segment breakdown not available.

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