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Side-by-side financial comparison of Better Home & Finance Holding Co (BETR) and Bank First Corp (BFC). Click either name above to swap in a different company.
Bank First Corp is the larger business by last-quarter revenue ($44.9M vs $44.3M, roughly 1.0× Better Home & Finance Holding Co). Bank First Corp runs the higher net margin — 45.8% vs -3349.0%, a 3394.8% gap on every dollar of revenue. On growth, Better Home & Finance Holding Co posted the faster year-over-year revenue change (77.4% vs 12.1%). Bank First Corp produced more free cash flow last quarter ($51.0M vs $-167.8M). Over the past eight quarters, Better Home & Finance Holding Co's revenue compounded faster (41.1% CAGR vs 9.1%).
Bajaj Finance Limited (BFL) is an Indian deposit-taking non-banking financial company (NBFC-UL) headquartered in Pune. It has 110.64 million customers and holds assets under management worth ₹462,250 crore (US$55 billion), as of September 2025.
First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.
BETR vs BFC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $44.3M | $44.9M |
| Net Profit | $-39.9M | $18.4M |
| Gross Margin | — | — |
| Operating Margin | -3376.8% | 51.0% |
| Net Margin | -3349.0% | 45.8% |
| Revenue YoY | 77.4% | 12.1% |
| Net Profit YoY | 32.6% | 4.8% |
| EPS (diluted) | $-2.52 | $1.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $44.3M | $44.9M | ||
| Q3 25 | $43.9M | $44.2M | ||
| Q2 25 | $44.1M | $41.6M | ||
| Q1 25 | $32.6M | $43.1M | ||
| Q4 24 | $25.0M | $40.1M | ||
| Q3 24 | $29.0M | $40.8M | ||
| Q2 24 | $32.3M | $38.9M | ||
| Q1 24 | $22.3M | $37.7M |
| Q4 25 | $-39.9M | $18.4M | ||
| Q3 25 | $-39.1M | $18.0M | ||
| Q2 25 | $-36.3M | $16.9M | ||
| Q1 25 | $-50.6M | $18.2M | ||
| Q4 24 | $-59.2M | $17.5M | ||
| Q3 24 | $-54.2M | $16.6M | ||
| Q2 24 | $-41.4M | $16.1M | ||
| Q1 24 | $-51.5M | $15.4M |
| Q4 25 | -3376.8% | 51.0% | ||
| Q3 25 | -88.9% | 50.8% | ||
| Q2 25 | -81.9% | 49.7% | ||
| Q1 25 | -154.9% | 51.3% | ||
| Q4 24 | -1428.3% | 54.4% | ||
| Q3 24 | -186.5% | 50.7% | ||
| Q2 24 | -127.6% | 51.0% | ||
| Q1 24 | -230.8% | 45.6% |
| Q4 25 | -3349.0% | 45.8% | ||
| Q3 25 | -89.2% | 40.7% | ||
| Q2 25 | -82.2% | 40.5% | ||
| Q1 25 | -155.3% | 42.3% | ||
| Q4 24 | -1437.5% | 49.3% | ||
| Q3 24 | -187.0% | 40.6% | ||
| Q2 24 | -128.2% | 41.3% | ||
| Q1 24 | -231.4% | 40.8% |
| Q4 25 | $-2.52 | $1.87 | ||
| Q3 25 | $-2.56 | $1.83 | ||
| Q2 25 | $-2.39 | $1.71 | ||
| Q1 25 | $-3.33 | $1.82 | ||
| Q4 24 | $-3.92 | $1.75 | ||
| Q3 24 | $-3.58 | $1.65 | ||
| Q2 24 | $-2.74 | $1.59 | ||
| Q1 24 | $-3.41 | $1.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $203.4M | $243.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $37.2M | $643.8M |
| Total Assets | $1.5B | $4.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $203.4M | $243.2M | ||
| Q3 25 | $205.8M | $126.2M | ||
| Q2 25 | $221.5M | $120.3M | ||
| Q1 25 | $228.0M | $300.9M | ||
| Q4 24 | $264.9M | $261.3M | ||
| Q3 24 | $262.1M | $204.4M | ||
| Q2 24 | $378.8M | $99.0M | ||
| Q1 24 | $482.6M | $83.4M |
| Q4 25 | $37.2M | $643.8M | ||
| Q3 25 | $41.9M | $628.1M | ||
| Q2 25 | $76.6M | $612.3M | ||
| Q1 25 | $-102.1M | $648.4M | ||
| Q4 24 | $-58.2M | $639.7M | ||
| Q3 24 | $388.0K | $628.9M | ||
| Q2 24 | $44.9M | $614.6M | ||
| Q1 24 | $76.3M | $609.3M |
| Q4 25 | $1.5B | $4.5B | ||
| Q3 25 | $1.4B | $4.4B | ||
| Q2 25 | $1.2B | $4.4B | ||
| Q1 25 | $1.0B | $4.5B | ||
| Q4 24 | $913.1M | $4.5B | ||
| Q3 24 | $845.2M | $4.3B | ||
| Q2 24 | $957.9M | $4.1B | ||
| Q1 24 | $841.6M | $4.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-166.6M | $62.5M |
| Free Cash FlowOCF − Capex | $-167.8M | $51.0M |
| FCF MarginFCF / Revenue | -378.6% | 113.6% |
| Capex IntensityCapex / Revenue | 2.7% | 25.5% |
| Cash ConversionOCF / Net Profit | — | 3.40× |
| TTM Free Cash FlowTrailing 4 quarters | $-277.9M | $75.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-166.6M | $62.5M | ||
| Q3 25 | $4.2M | $15.5M | ||
| Q2 25 | $-56.3M | $11.9M | ||
| Q1 25 | $-57.2M | $6.2M | ||
| Q4 24 | $-380.0M | $65.8M | ||
| Q3 24 | $-10.6M | $18.8M | ||
| Q2 24 | $-220.6M | $14.9M | ||
| Q1 24 | $-42.8M | $1.3M |
| Q4 25 | $-167.8M | $51.0M | ||
| Q3 25 | $4.0M | $12.5M | ||
| Q2 25 | $-56.7M | $8.2M | ||
| Q1 25 | $-57.4M | $4.0M | ||
| Q4 24 | $-383.4M | $58.6M | ||
| Q3 24 | $-11.7M | $16.9M | ||
| Q2 24 | $-221.8M | $13.7M | ||
| Q1 24 | $-43.3M | $551.0K |
| Q4 25 | -378.6% | 113.6% | ||
| Q3 25 | 9.1% | 28.2% | ||
| Q2 25 | -128.5% | 19.8% | ||
| Q1 25 | -176.3% | 9.3% | ||
| Q4 24 | -1534.6% | 146.3% | ||
| Q3 24 | -40.5% | 41.5% | ||
| Q2 24 | -687.6% | 35.3% | ||
| Q1 24 | -194.5% | 1.5% |
| Q4 25 | 2.7% | 25.5% | ||
| Q3 25 | 0.5% | 6.7% | ||
| Q2 25 | 0.9% | 8.7% | ||
| Q1 25 | 0.6% | 5.0% | ||
| Q4 24 | 13.6% | 18.0% | ||
| Q3 24 | 4.1% | 4.5% | ||
| Q2 24 | 3.9% | 3.1% | ||
| Q1 24 | 2.1% | 2.1% |
| Q4 25 | — | 3.40× | ||
| Q3 25 | — | 0.86× | ||
| Q2 25 | — | 0.70× | ||
| Q1 25 | — | 0.34× | ||
| Q4 24 | — | 3.75× | ||
| Q3 24 | — | 1.13× | ||
| Q2 24 | — | 0.93× | ||
| Q1 24 | — | 0.09× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
