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Side-by-side financial comparison of Better Home & Finance Holding Co (BETR) and Hour Loop, Inc (HOUR). Click either name above to swap in a different company.
Hour Loop, Inc is the larger business by last-quarter revenue ($56.1M vs $44.3M, roughly 1.3× Better Home & Finance Holding Co). Hour Loop, Inc runs the higher net margin — -1.2% vs -3349.0%, a 3347.8% gap on every dollar of revenue. On growth, Better Home & Finance Holding Co posted the faster year-over-year revenue change (77.4% vs 3.0%). Hour Loop, Inc produced more free cash flow last quarter ($3.0M vs $-167.8M). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 41.1%).
Bajaj Finance Limited (BFL) is an Indian deposit-taking non-banking financial company (NBFC-UL) headquartered in Pune. It has 110.64 million customers and holds assets under management worth ₹462,250 crore (US$55 billion), as of September 2025.
Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.
BETR vs HOUR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $44.3M | $56.1M |
| Net Profit | $-39.9M | $-657.3K |
| Gross Margin | — | 49.6% |
| Operating Margin | -3376.8% | -1.5% |
| Net Margin | -3349.0% | -1.2% |
| Revenue YoY | 77.4% | 3.0% |
| Net Profit YoY | 32.6% | 57.0% |
| EPS (diluted) | $-2.52 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $44.3M | $56.1M | ||
| Q3 25 | $43.9M | $33.4M | ||
| Q2 25 | $44.1M | $27.1M | ||
| Q1 25 | $32.6M | $25.8M | ||
| Q4 24 | $25.0M | $54.4M | ||
| Q3 24 | $29.0M | $31.1M | ||
| Q2 24 | $32.3M | $28.1M | ||
| Q1 24 | $22.3M | $24.7M |
| Q4 25 | $-39.9M | $-657.3K | ||
| Q3 25 | $-39.1M | $530.6K | ||
| Q2 25 | $-36.3M | $1.2M | ||
| Q1 25 | $-50.6M | $654.5K | ||
| Q4 24 | $-59.2M | $-1.5M | ||
| Q3 24 | $-54.2M | $469.6K | ||
| Q2 24 | $-41.4M | $649.1K | ||
| Q1 24 | $-51.5M | $1.1M |
| Q4 25 | — | 49.6% | ||
| Q3 25 | — | 51.4% | ||
| Q2 25 | — | 57.2% | ||
| Q1 25 | — | 54.7% | ||
| Q4 24 | — | 45.7% | ||
| Q3 24 | — | 54.8% | ||
| Q2 24 | — | 55.7% | ||
| Q1 24 | — | 58.6% |
| Q4 25 | -3376.8% | -1.5% | ||
| Q3 25 | -88.9% | 2.2% | ||
| Q2 25 | -81.9% | 6.0% | ||
| Q1 25 | -154.9% | 3.6% | ||
| Q4 24 | -1428.3% | -4.5% | ||
| Q3 24 | -186.5% | 2.3% | ||
| Q2 24 | -127.6% | 3.3% | ||
| Q1 24 | -230.8% | 6.2% |
| Q4 25 | -3349.0% | -1.2% | ||
| Q3 25 | -89.2% | 1.6% | ||
| Q2 25 | -82.2% | 4.3% | ||
| Q1 25 | -155.3% | 2.5% | ||
| Q4 24 | -1437.5% | -2.8% | ||
| Q3 24 | -187.0% | 1.5% | ||
| Q2 24 | -128.2% | 2.3% | ||
| Q1 24 | -231.4% | 4.3% |
| Q4 25 | $-2.52 | $-0.02 | ||
| Q3 25 | $-2.56 | $0.01 | ||
| Q2 25 | $-2.39 | $0.04 | ||
| Q1 25 | $-3.33 | $0.02 | ||
| Q4 24 | $-3.92 | $-0.04 | ||
| Q3 24 | $-3.58 | $0.01 | ||
| Q2 24 | $-2.74 | $0.02 | ||
| Q1 24 | $-3.41 | $0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $203.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $37.2M | $7.0M |
| Total Assets | $1.5B | $23.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $203.4M | — | ||
| Q3 25 | $205.8M | — | ||
| Q2 25 | $221.5M | — | ||
| Q1 25 | $228.0M | — | ||
| Q4 24 | $264.9M | — | ||
| Q3 24 | $262.1M | — | ||
| Q2 24 | $378.8M | — | ||
| Q1 24 | $482.6M | $2.9M |
| Q4 25 | $37.2M | $7.0M | ||
| Q3 25 | $41.9M | $7.7M | ||
| Q2 25 | $76.6M | $7.2M | ||
| Q1 25 | $-102.1M | $5.8M | ||
| Q4 24 | $-58.2M | $5.2M | ||
| Q3 24 | $388.0K | $6.7M | ||
| Q2 24 | $44.9M | $6.2M | ||
| Q1 24 | $76.3M | $5.5M |
| Q4 25 | $1.5B | $23.8M | ||
| Q3 25 | $1.4B | $31.6M | ||
| Q2 25 | $1.2B | $23.0M | ||
| Q1 25 | $1.0B | $19.1M | ||
| Q4 24 | $913.1M | $20.0M | ||
| Q3 24 | $845.2M | $32.4M | ||
| Q2 24 | $957.9M | $20.2M | ||
| Q1 24 | $841.6M | $16.7M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-166.6M | $3.0M |
| Free Cash FlowOCF − Capex | $-167.8M | $3.0M |
| FCF MarginFCF / Revenue | -378.6% | 5.3% |
| Capex IntensityCapex / Revenue | 2.7% | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-277.9M | $2.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-166.6M | $3.0M | ||
| Q3 25 | $4.2M | $500.4K | ||
| Q2 25 | $-56.3M | $-901.5K | ||
| Q1 25 | $-57.2M | $-23.9K | ||
| Q4 24 | $-380.0M | $1.5M | ||
| Q3 24 | $-10.6M | $-2.2M | ||
| Q2 24 | $-220.6M | $456.2K | ||
| Q1 24 | $-42.8M | $492.9K |
| Q4 25 | $-167.8M | $3.0M | ||
| Q3 25 | $4.0M | $449.3K | ||
| Q2 25 | $-56.7M | $-901.6K | ||
| Q1 25 | $-57.4M | $-24.6K | ||
| Q4 24 | $-383.4M | $1.5M | ||
| Q3 24 | $-11.7M | $-2.2M | ||
| Q2 24 | $-221.8M | $439.4K | ||
| Q1 24 | $-43.3M | $475.1K |
| Q4 25 | -378.6% | 5.3% | ||
| Q3 25 | 9.1% | 1.3% | ||
| Q2 25 | -128.5% | -3.3% | ||
| Q1 25 | -176.3% | -0.1% | ||
| Q4 24 | -1534.6% | 2.8% | ||
| Q3 24 | -40.5% | -7.0% | ||
| Q2 24 | -687.6% | 1.6% | ||
| Q1 24 | -194.5% | 1.9% |
| Q4 25 | 2.7% | 0.0% | ||
| Q3 25 | 0.5% | 0.2% | ||
| Q2 25 | 0.9% | 0.0% | ||
| Q1 25 | 0.6% | 0.0% | ||
| Q4 24 | 13.6% | 0.0% | ||
| Q3 24 | 4.1% | 0.0% | ||
| Q2 24 | 3.9% | 0.1% | ||
| Q1 24 | 2.1% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.94× | ||
| Q2 25 | — | -0.77× | ||
| Q1 25 | — | -0.04× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -4.64× | ||
| Q2 24 | — | 0.70× | ||
| Q1 24 | — | 0.46× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
