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Side-by-side financial comparison of Better Home & Finance Holding Co (BETR) and PUMA BIOTECHNOLOGY, INC. (PBYI). Click either name above to swap in a different company.

PUMA BIOTECHNOLOGY, INC. is the larger business by last-quarter revenue ($75.5M vs $44.3M, roughly 1.7× Better Home & Finance Holding Co). On growth, Better Home & Finance Holding Co posted the faster year-over-year revenue change (77.4% vs 27.7%). PUMA BIOTECHNOLOGY, INC. produced more free cash flow last quarter ($14.4M vs $-167.8M). Over the past eight quarters, Better Home & Finance Holding Co's revenue compounded faster (41.1% CAGR vs 31.3%).

Bajaj Finance Limited (BFL) is an Indian deposit-taking non-banking financial company (NBFC-UL) headquartered in Pune. It has 110.64 million customers and holds assets under management worth ₹462,250 crore (US$55 billion), as of September 2025.

Puma Biotechnology is a publicly traded biopharmaceutical company headquartered in Los Angeles, CA.

BETR vs PBYI — Head-to-Head

Bigger by revenue
PBYI
PBYI
1.7× larger
PBYI
$75.5M
$44.3M
BETR
Growing faster (revenue YoY)
BETR
BETR
+49.6% gap
BETR
77.4%
27.7%
PBYI
More free cash flow
PBYI
PBYI
$182.2M more FCF
PBYI
$14.4M
$-167.8M
BETR
Faster 2-yr revenue CAGR
BETR
BETR
Annualised
BETR
41.1%
31.3%
PBYI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BETR
BETR
PBYI
PBYI
Revenue
$44.3M
$75.5M
Net Profit
$-39.9M
Gross Margin
69.3%
Operating Margin
-3376.8%
22.7%
Net Margin
-3349.0%
Revenue YoY
77.4%
27.7%
Net Profit YoY
32.6%
EPS (diluted)
$-2.52
$0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BETR
BETR
PBYI
PBYI
Q4 25
$44.3M
$75.5M
Q3 25
$43.9M
$54.5M
Q2 25
$44.1M
$52.4M
Q1 25
$32.6M
$46.0M
Q4 24
$25.0M
$59.1M
Q3 24
$29.0M
$80.5M
Q2 24
$32.3M
$47.1M
Q1 24
$22.3M
$43.8M
Net Profit
BETR
BETR
PBYI
PBYI
Q4 25
$-39.9M
Q3 25
$-39.1M
$8.8M
Q2 25
$-36.3M
$5.9M
Q1 25
$-50.6M
$3.0M
Q4 24
$-59.2M
Q3 24
$-54.2M
$20.3M
Q2 24
$-41.4M
$-4.5M
Q1 24
$-51.5M
$-4.8M
Gross Margin
BETR
BETR
PBYI
PBYI
Q4 25
69.3%
Q3 25
77.7%
Q2 25
76.5%
Q1 25
77.1%
Q4 24
76.4%
Q3 24
63.9%
Q2 24
77.4%
Q1 24
75.5%
Operating Margin
BETR
BETR
PBYI
PBYI
Q4 25
-3376.8%
22.7%
Q3 25
-88.9%
17.6%
Q2 25
-81.9%
12.7%
Q1 25
-154.9%
8.7%
Q4 24
-1428.3%
22.6%
Q3 24
-186.5%
27.4%
Q2 24
-127.6%
-4.6%
Q1 24
-230.8%
-5.3%
Net Margin
BETR
BETR
PBYI
PBYI
Q4 25
-3349.0%
Q3 25
-89.2%
16.2%
Q2 25
-82.2%
11.2%
Q1 25
-155.3%
6.5%
Q4 24
-1437.5%
Q3 24
-187.0%
25.2%
Q2 24
-128.2%
-9.6%
Q1 24
-231.4%
-11.0%
EPS (diluted)
BETR
BETR
PBYI
PBYI
Q4 25
$-2.52
$0.26
Q3 25
$-2.56
$0.17
Q2 25
$-2.39
$0.12
Q1 25
$-3.33
$0.06
Q4 24
$-3.92
$0.40
Q3 24
$-3.58
$0.41
Q2 24
$-2.74
$-0.09
Q1 24
$-3.41
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BETR
BETR
PBYI
PBYI
Cash + ST InvestmentsLiquidity on hand
$203.4M
$97.5M
Total DebtLower is stronger
$22.7M
Stockholders' EquityBook value
$37.2M
$130.3M
Total Assets
$1.5B
$216.3M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BETR
BETR
PBYI
PBYI
Q4 25
$203.4M
$97.5M
Q3 25
$205.8M
$94.4M
Q2 25
$221.5M
$96.0M
Q1 25
$228.0M
$93.2M
Q4 24
$264.9M
$101.0M
Q3 24
$262.1M
$96.7M
Q2 24
$378.8M
$96.8M
Q1 24
$482.6M
$107.2M
Total Debt
BETR
BETR
PBYI
PBYI
Q4 25
$22.7M
Q3 25
$34.0M
Q2 25
$45.3M
Q1 25
$56.7M
Q4 24
$68.0M
Q3 24
$79.3M
Q2 24
$90.7M
Q1 24
$102.0M
Stockholders' Equity
BETR
BETR
PBYI
PBYI
Q4 25
$37.2M
$130.3M
Q3 25
$41.9M
$115.3M
Q2 25
$76.6M
$104.7M
Q1 25
$-102.1M
$97.1M
Q4 24
$-58.2M
$92.1M
Q3 24
$388.0K
$71.1M
Q2 24
$44.9M
$48.5M
Q1 24
$76.3M
$51.0M
Total Assets
BETR
BETR
PBYI
PBYI
Q4 25
$1.5B
$216.3M
Q3 25
$1.4B
$202.9M
Q2 25
$1.2B
$194.9M
Q1 25
$1.0B
$196.2M
Q4 24
$913.1M
$213.3M
Q3 24
$845.2M
$220.7M
Q2 24
$957.9M
$205.0M
Q1 24
$841.6M
$214.1M
Debt / Equity
BETR
BETR
PBYI
PBYI
Q4 25
0.17×
Q3 25
0.30×
Q2 25
0.43×
Q1 25
0.58×
Q4 24
0.74×
Q3 24
1.12×
Q2 24
1.87×
Q1 24
2.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BETR
BETR
PBYI
PBYI
Operating Cash FlowLast quarter
$-166.6M
$14.4M
Free Cash FlowOCF − Capex
$-167.8M
$14.4M
FCF MarginFCF / Revenue
-378.6%
19.1%
Capex IntensityCapex / Revenue
2.7%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-277.9M
$41.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BETR
BETR
PBYI
PBYI
Q4 25
$-166.6M
$14.4M
Q3 25
$4.2M
$9.7M
Q2 25
$-56.3M
$14.1M
Q1 25
$-57.2M
$3.6M
Q4 24
$-380.0M
$15.6M
Q3 24
$-10.6M
$11.0M
Q2 24
$-220.6M
$1.0M
Q1 24
$-42.8M
$11.2M
Free Cash Flow
BETR
BETR
PBYI
PBYI
Q4 25
$-167.8M
$14.4M
Q3 25
$4.0M
$9.7M
Q2 25
$-56.7M
$14.1M
Q1 25
$-57.4M
$3.6M
Q4 24
$-383.4M
$15.6M
Q3 24
$-11.7M
$11.0M
Q2 24
$-221.8M
$1.0M
Q1 24
$-43.3M
FCF Margin
BETR
BETR
PBYI
PBYI
Q4 25
-378.6%
19.1%
Q3 25
9.1%
17.7%
Q2 25
-128.5%
26.8%
Q1 25
-176.3%
7.7%
Q4 24
-1534.6%
26.4%
Q3 24
-40.5%
13.7%
Q2 24
-687.6%
2.1%
Q1 24
-194.5%
Capex Intensity
BETR
BETR
PBYI
PBYI
Q4 25
2.7%
0.0%
Q3 25
0.5%
0.0%
Q2 25
0.9%
0.0%
Q1 25
0.6%
0.1%
Q4 24
13.6%
0.0%
Q3 24
4.1%
0.0%
Q2 24
3.9%
0.0%
Q1 24
2.1%
0.0%
Cash Conversion
BETR
BETR
PBYI
PBYI
Q4 25
Q3 25
1.10×
Q2 25
2.41×
Q1 25
1.21×
Q4 24
Q3 24
0.54×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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