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Side-by-side financial comparison of Better Home & Finance Holding Co (BETR) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.

Better Home & Finance Holding Co is the larger business by last-quarter revenue ($44.3M vs $22.7M, roughly 2.0× R F INDUSTRIES LTD). R F INDUSTRIES LTD runs the higher net margin — 0.8% vs -3349.0%, a 3349.8% gap on every dollar of revenue. On growth, Better Home & Finance Holding Co posted the faster year-over-year revenue change (77.4% vs 22.9%). R F INDUSTRIES LTD produced more free cash flow last quarter ($2.0M vs $-167.8M). Over the past eight quarters, Better Home & Finance Holding Co's revenue compounded faster (41.1% CAGR vs 29.8%).

Bajaj Finance Limited (BFL) is an Indian deposit-taking non-banking financial company (NBFC-UL) headquartered in Pune. It has 110.64 million customers and holds assets under management worth ₹462,250 crore (US$55 billion), as of September 2025.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

BETR vs RFIL — Head-to-Head

Bigger by revenue
BETR
BETR
2.0× larger
BETR
$44.3M
$22.7M
RFIL
Growing faster (revenue YoY)
BETR
BETR
+54.4% gap
BETR
77.4%
22.9%
RFIL
Higher net margin
RFIL
RFIL
3349.8% more per $
RFIL
0.8%
-3349.0%
BETR
More free cash flow
RFIL
RFIL
$169.8M more FCF
RFIL
$2.0M
$-167.8M
BETR
Faster 2-yr revenue CAGR
BETR
BETR
Annualised
BETR
41.1%
29.8%
RFIL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BETR
BETR
RFIL
RFIL
Revenue
$44.3M
$22.7M
Net Profit
$-39.9M
$173.0K
Gross Margin
36.8%
Operating Margin
-3376.8%
4.0%
Net Margin
-3349.0%
0.8%
Revenue YoY
77.4%
22.9%
Net Profit YoY
32.6%
172.7%
EPS (diluted)
$-2.52
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BETR
BETR
RFIL
RFIL
Q4 25
$44.3M
$22.7M
Q3 25
$43.9M
$19.8M
Q2 25
$44.1M
$18.9M
Q1 25
$32.6M
$19.2M
Q4 24
$25.0M
$18.5M
Q3 24
$29.0M
$16.8M
Q2 24
$32.3M
$16.1M
Q1 24
$22.3M
$13.5M
Net Profit
BETR
BETR
RFIL
RFIL
Q4 25
$-39.9M
$173.0K
Q3 25
$-39.1M
$392.0K
Q2 25
$-36.3M
$-245.0K
Q1 25
$-50.6M
$-245.0K
Q4 24
$-59.2M
$-238.0K
Q3 24
$-54.2M
$-705.0K
Q2 24
$-41.4M
$-4.3M
Q1 24
$-51.5M
$-1.4M
Gross Margin
BETR
BETR
RFIL
RFIL
Q4 25
36.8%
Q3 25
34.0%
Q2 25
31.5%
Q1 25
29.8%
Q4 24
31.3%
Q3 24
29.5%
Q2 24
29.9%
Q1 24
24.5%
Operating Margin
BETR
BETR
RFIL
RFIL
Q4 25
-3376.8%
4.0%
Q3 25
-88.9%
3.6%
Q2 25
-81.9%
0.6%
Q1 25
-154.9%
0.3%
Q4 24
-1428.3%
0.5%
Q3 24
-186.5%
-2.5%
Q2 24
-127.6%
-2.6%
Q1 24
-230.8%
-15.5%
Net Margin
BETR
BETR
RFIL
RFIL
Q4 25
-3349.0%
0.8%
Q3 25
-89.2%
2.0%
Q2 25
-82.2%
-1.3%
Q1 25
-155.3%
-1.3%
Q4 24
-1437.5%
-1.3%
Q3 24
-187.0%
-4.2%
Q2 24
-128.2%
-26.7%
Q1 24
-231.4%
-10.1%
EPS (diluted)
BETR
BETR
RFIL
RFIL
Q4 25
$-2.52
$0.01
Q3 25
$-2.56
$0.04
Q2 25
$-2.39
$-0.02
Q1 25
$-3.33
$-0.02
Q4 24
$-3.92
$-0.02
Q3 24
$-3.58
$-0.07
Q2 24
$-2.74
$-0.41
Q1 24
$-3.41
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BETR
BETR
RFIL
RFIL
Cash + ST InvestmentsLiquidity on hand
$203.4M
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$37.2M
$35.2M
Total Assets
$1.5B
$73.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BETR
BETR
RFIL
RFIL
Q4 25
$203.4M
$5.1M
Q3 25
$205.8M
$3.0M
Q2 25
$221.5M
$3.6M
Q1 25
$228.0M
$1.3M
Q4 24
$264.9M
$839.0K
Q3 24
$262.1M
$1.8M
Q2 24
$378.8M
$1.4M
Q1 24
$482.6M
$4.5M
Stockholders' Equity
BETR
BETR
RFIL
RFIL
Q4 25
$37.2M
$35.2M
Q3 25
$41.9M
$34.8M
Q2 25
$76.6M
$34.2M
Q1 25
$-102.1M
$34.2M
Q4 24
$-58.2M
$34.1M
Q3 24
$388.0K
$34.1M
Q2 24
$44.9M
$34.6M
Q1 24
$76.3M
$38.7M
Total Assets
BETR
BETR
RFIL
RFIL
Q4 25
$1.5B
$73.0M
Q3 25
$1.4B
$73.2M
Q2 25
$1.2B
$72.7M
Q1 25
$1.0B
$70.4M
Q4 24
$913.1M
$71.0M
Q3 24
$845.2M
$71.9M
Q2 24
$957.9M
$72.8M
Q1 24
$841.6M
$79.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BETR
BETR
RFIL
RFIL
Operating Cash FlowLast quarter
$-166.6M
$2.1M
Free Cash FlowOCF − Capex
$-167.8M
$2.0M
FCF MarginFCF / Revenue
-378.6%
9.0%
Capex IntensityCapex / Revenue
2.7%
0.3%
Cash ConversionOCF / Net Profit
12.13×
TTM Free Cash FlowTrailing 4 quarters
$-277.9M
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BETR
BETR
RFIL
RFIL
Q4 25
$-166.6M
$2.1M
Q3 25
$4.2M
$-311.0K
Q2 25
$-56.3M
$2.2M
Q1 25
$-57.2M
$601.0K
Q4 24
$-380.0M
$-244.0K
Q3 24
$-10.6M
$2.4M
Q2 24
$-220.6M
$197.0K
Q1 24
$-42.8M
$840.0K
Free Cash Flow
BETR
BETR
RFIL
RFIL
Q4 25
$-167.8M
$2.0M
Q3 25
$4.0M
$-419.0K
Q2 25
$-56.7M
$2.2M
Q1 25
$-57.4M
$574.0K
Q4 24
$-383.4M
$-418.0K
Q3 24
$-11.7M
$2.1M
Q2 24
$-221.8M
$28.0K
Q1 24
$-43.3M
$697.0K
FCF Margin
BETR
BETR
RFIL
RFIL
Q4 25
-378.6%
9.0%
Q3 25
9.1%
-2.1%
Q2 25
-128.5%
11.4%
Q1 25
-176.3%
3.0%
Q4 24
-1534.6%
-2.3%
Q3 24
-40.5%
12.6%
Q2 24
-687.6%
0.2%
Q1 24
-194.5%
5.2%
Capex Intensity
BETR
BETR
RFIL
RFIL
Q4 25
2.7%
0.3%
Q3 25
0.5%
0.5%
Q2 25
0.9%
0.2%
Q1 25
0.6%
0.1%
Q4 24
13.6%
0.9%
Q3 24
4.1%
1.5%
Q2 24
3.9%
1.0%
Q1 24
2.1%
1.1%
Cash Conversion
BETR
BETR
RFIL
RFIL
Q4 25
12.13×
Q3 25
-0.79×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BETR
BETR

Segment breakdown not available.

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

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