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Side-by-side financial comparison of Better Home & Finance Holding Co (BETR) and Xtant Medical Holdings, Inc. (XTNT). Click either name above to swap in a different company.

Better Home & Finance Holding Co is the larger business by last-quarter revenue ($44.3M vs $32.4M, roughly 1.4× Xtant Medical Holdings, Inc.). Xtant Medical Holdings, Inc. runs the higher net margin — 0.2% vs -3349.0%, a 3349.2% gap on every dollar of revenue. On growth, Better Home & Finance Holding Co posted the faster year-over-year revenue change (77.4% vs 2.7%). Xtant Medical Holdings, Inc. produced more free cash flow last quarter ($5.0M vs $-167.8M). Over the past eight quarters, Better Home & Finance Holding Co's revenue compounded faster (41.1% CAGR vs 7.7%).

Bajaj Finance Limited (BFL) is an Indian deposit-taking non-banking financial company (NBFC-UL) headquartered in Pune. It has 110.64 million customers and holds assets under management worth ₹462,250 crore (US$55 billion), as of September 2025.

Xtant Medical Holdings, Inc. is a global medical technology company that develops, manufactures and markets orthobiologic products, neurosurgery devices, and regenerative medicine solutions for orthopedic and neurological care providers. It serves patients and medical institutions across North America, Europe and the Asia-Pacific, with core segments covering spinal surgery supplies and bone regeneration products.

BETR vs XTNT — Head-to-Head

Bigger by revenue
BETR
BETR
1.4× larger
BETR
$44.3M
$32.4M
XTNT
Growing faster (revenue YoY)
BETR
BETR
+74.7% gap
BETR
77.4%
2.7%
XTNT
Higher net margin
XTNT
XTNT
3349.2% more per $
XTNT
0.2%
-3349.0%
BETR
More free cash flow
XTNT
XTNT
$172.8M more FCF
XTNT
$5.0M
$-167.8M
BETR
Faster 2-yr revenue CAGR
BETR
BETR
Annualised
BETR
41.1%
7.7%
XTNT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BETR
BETR
XTNT
XTNT
Revenue
$44.3M
$32.4M
Net Profit
$-39.9M
$57.0K
Gross Margin
54.9%
Operating Margin
-3376.8%
-2.9%
Net Margin
-3349.0%
0.2%
Revenue YoY
77.4%
2.7%
Net Profit YoY
32.6%
101.8%
EPS (diluted)
$-2.52
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BETR
BETR
XTNT
XTNT
Q4 25
$44.3M
$32.4M
Q3 25
$43.9M
$33.3M
Q2 25
$44.1M
$35.4M
Q1 25
$32.6M
$32.9M
Q4 24
$25.0M
$31.5M
Q3 24
$29.0M
$27.9M
Q2 24
$32.3M
$29.9M
Q1 24
$22.3M
$27.9M
Net Profit
BETR
BETR
XTNT
XTNT
Q4 25
$-39.9M
$57.0K
Q3 25
$-39.1M
$1.3M
Q2 25
$-36.3M
$3.5M
Q1 25
$-50.6M
$58.0K
Q4 24
$-59.2M
$-3.2M
Q3 24
$-54.2M
$-5.0M
Q2 24
$-41.4M
$-3.9M
Q1 24
$-51.5M
$-4.4M
Gross Margin
BETR
BETR
XTNT
XTNT
Q4 25
54.9%
Q3 25
66.1%
Q2 25
68.6%
Q1 25
61.5%
Q4 24
50.9%
Q3 24
58.4%
Q2 24
62.1%
Q1 24
62.1%
Operating Margin
BETR
BETR
XTNT
XTNT
Q4 25
-3376.8%
-2.9%
Q3 25
-88.9%
7.6%
Q2 25
-81.9%
13.1%
Q1 25
-154.9%
3.2%
Q4 24
-1428.3%
-6.0%
Q3 24
-186.5%
-13.5%
Q2 24
-127.6%
-9.8%
Q1 24
-230.8%
-12.4%
Net Margin
BETR
BETR
XTNT
XTNT
Q4 25
-3349.0%
0.2%
Q3 25
-89.2%
3.9%
Q2 25
-82.2%
10.0%
Q1 25
-155.3%
0.2%
Q4 24
-1437.5%
-10.0%
Q3 24
-187.0%
-18.0%
Q2 24
-128.2%
-12.9%
Q1 24
-231.4%
-15.8%
EPS (diluted)
BETR
BETR
XTNT
XTNT
Q4 25
$-2.52
$0.00
Q3 25
$-2.56
$0.01
Q2 25
$-2.39
$0.02
Q1 25
$-3.33
$0.00
Q4 24
$-3.92
$-0.02
Q3 24
$-3.58
$-0.04
Q2 24
$-2.74
$-0.03
Q1 24
$-3.41
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BETR
BETR
XTNT
XTNT
Cash + ST InvestmentsLiquidity on hand
$203.4M
$17.1M
Total DebtLower is stronger
$11.0M
Stockholders' EquityBook value
$37.2M
$51.0M
Total Assets
$1.5B
$94.1M
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BETR
BETR
XTNT
XTNT
Q4 25
$203.4M
$17.1M
Q3 25
$205.8M
$10.4M
Q2 25
$221.5M
$6.9M
Q1 25
$228.0M
$5.0M
Q4 24
$264.9M
$6.2M
Q3 24
$262.1M
$6.6M
Q2 24
$378.8M
$5.4M
Q1 24
$482.6M
$4.5M
Total Debt
BETR
BETR
XTNT
XTNT
Q4 25
$11.0M
Q3 25
$17.4M
Q2 25
$22.3M
Q1 25
$22.2M
Q4 24
$22.0M
Q3 24
$19.1M
Q2 24
$21.8M
Q1 24
$16.8M
Stockholders' Equity
BETR
BETR
XTNT
XTNT
Q4 25
$37.2M
$51.0M
Q3 25
$41.9M
$50.4M
Q2 25
$76.6M
$48.5M
Q1 25
$-102.1M
$43.9M
Q4 24
$-58.2M
$43.0M
Q3 24
$388.0K
$45.7M
Q2 24
$44.9M
$45.0M
Q1 24
$76.3M
$47.7M
Total Assets
BETR
BETR
XTNT
XTNT
Q4 25
$1.5B
$94.1M
Q3 25
$1.4B
$106.3M
Q2 25
$1.2B
$103.5M
Q1 25
$1.0B
$95.8M
Q4 24
$913.1M
$93.8M
Q3 24
$845.2M
$98.9M
Q2 24
$957.9M
$95.6M
Q1 24
$841.6M
$93.9M
Debt / Equity
BETR
BETR
XTNT
XTNT
Q4 25
0.22×
Q3 25
0.35×
Q2 25
0.46×
Q1 25
0.51×
Q4 24
0.51×
Q3 24
0.42×
Q2 24
0.48×
Q1 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BETR
BETR
XTNT
XTNT
Operating Cash FlowLast quarter
$-166.6M
$5.4M
Free Cash FlowOCF − Capex
$-167.8M
$5.0M
FCF MarginFCF / Revenue
-378.6%
15.4%
Capex IntensityCapex / Revenue
2.7%
1.2%
Cash ConversionOCF / Net Profit
94.39×
TTM Free Cash FlowTrailing 4 quarters
$-277.9M
$10.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BETR
BETR
XTNT
XTNT
Q4 25
$-166.6M
$5.4M
Q3 25
$4.2M
$4.6M
Q2 25
$-56.3M
$1.3M
Q1 25
$-57.2M
$1.3M
Q4 24
$-380.0M
$665.0K
Q3 24
$-10.6M
$-1.7M
Q2 24
$-220.6M
$-5.1M
Q1 24
$-42.8M
$-5.8M
Free Cash Flow
BETR
BETR
XTNT
XTNT
Q4 25
$-167.8M
$5.0M
Q3 25
$4.0M
$4.2M
Q2 25
$-56.7M
$910.0K
Q1 25
$-57.4M
$87.0K
Q4 24
$-383.4M
$-7.0K
Q3 24
$-11.7M
$-3.8M
Q2 24
$-221.8M
$-5.7M
Q1 24
$-43.3M
$-6.5M
FCF Margin
BETR
BETR
XTNT
XTNT
Q4 25
-378.6%
15.4%
Q3 25
9.1%
12.6%
Q2 25
-128.5%
2.6%
Q1 25
-176.3%
0.3%
Q4 24
-1534.6%
-0.0%
Q3 24
-40.5%
-13.7%
Q2 24
-687.6%
-18.9%
Q1 24
-194.5%
-23.4%
Capex Intensity
BETR
BETR
XTNT
XTNT
Q4 25
2.7%
1.2%
Q3 25
0.5%
1.3%
Q2 25
0.9%
1.0%
Q1 25
0.6%
3.6%
Q4 24
13.6%
2.1%
Q3 24
4.1%
7.5%
Q2 24
3.9%
1.9%
Q1 24
2.1%
2.8%
Cash Conversion
BETR
BETR
XTNT
XTNT
Q4 25
94.39×
Q3 25
3.53×
Q2 25
0.36×
Q1 25
22.03×
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BETR
BETR

Segment breakdown not available.

XTNT
XTNT

Orthobiologics$18.3M57%
Spinal Implant$9.4M29%
License Revenue$4.6M14%

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