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Side-by-side financial comparison of BRIGHT HORIZONS FAMILY SOLUTIONS INC. (BFAM) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

BRIGHT HORIZONS FAMILY SOLUTIONS INC. is the larger business by last-quarter revenue ($733.7M vs $731.2M, roughly 1.0× Qfin Holdings, Inc.). Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs 8.5%).

Bright Horizons Family Solutions Inc. is a United States–based child-care provider and is the largest provider of employer-sponsored child care. It also provides back-up child care and elder care, tuition program management, education advising, and student loan repayment programs. It is headquartered in Newton, Massachusetts.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

BFAM vs QFIN — Head-to-Head

Bigger by revenue
BFAM
BFAM
1.0× larger
BFAM
$733.7M
$731.2M
QFIN
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
8.5%
BFAM

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
BFAM
BFAM
QFIN
QFIN
Revenue
$733.7M
$731.2M
Net Profit
$201.2M
Gross Margin
19.3%
Operating Margin
6.2%
32.7%
Net Margin
27.5%
Revenue YoY
8.8%
Net Profit YoY
EPS (diluted)
$0.38

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFAM
BFAM
QFIN
QFIN
Q4 25
$733.7M
Q3 25
$802.8M
$731.2M
Q2 25
$731.6M
$728.1M
Q1 25
$665.5M
$646.4M
Q4 24
$674.1M
Q3 24
$719.1M
$622.7M
Q2 24
$670.1M
$572.4M
Q1 24
$622.7M
$575.2M
Net Profit
BFAM
BFAM
QFIN
QFIN
Q4 25
Q3 25
$78.6M
$201.2M
Q2 25
$54.8M
$241.6M
Q1 25
$38.0M
$247.6M
Q4 24
Q3 24
$54.9M
$256.3M
Q2 24
$39.2M
$189.4M
Q1 24
$17.0M
$160.7M
Gross Margin
BFAM
BFAM
QFIN
QFIN
Q4 25
19.3%
Q3 25
27.0%
Q2 25
25.0%
Q1 25
23.4%
Q4 24
20.8%
Q3 24
25.2%
Q2 24
24.2%
Q1 24
21.7%
Operating Margin
BFAM
BFAM
QFIN
QFIN
Q4 25
6.2%
Q3 25
15.1%
32.7%
Q2 25
11.8%
41.0%
Q1 25
9.4%
42.1%
Q4 24
7.2%
Q3 24
12.4%
52.4%
Q2 24
10.3%
47.7%
Q1 24
6.4%
32.8%
Net Margin
BFAM
BFAM
QFIN
QFIN
Q4 25
Q3 25
9.8%
27.5%
Q2 25
7.5%
33.2%
Q1 25
5.7%
38.3%
Q4 24
Q3 24
7.6%
41.2%
Q2 24
5.8%
33.1%
Q1 24
2.7%
27.9%
EPS (diluted)
BFAM
BFAM
QFIN
QFIN
Q4 25
$0.38
Q3 25
$1.37
Q2 25
$0.95
Q1 25
$0.66
Q4 24
$0.50
Q3 24
$0.94
Q2 24
$0.67
Q1 24
$0.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFAM
BFAM
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$140.1M
$6.5B
Total DebtLower is stronger
$747.6M
Stockholders' EquityBook value
$1.3B
$24.3B
Total Assets
$3.9B
$61.4B
Debt / EquityLower = less leverage
0.56×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFAM
BFAM
QFIN
QFIN
Q4 25
$140.1M
Q3 25
$116.6M
$6.5B
Q2 25
$179.2M
$5.3B
Q1 25
$112.0M
$8.6B
Q4 24
$110.3M
Q3 24
$109.9M
$4.3B
Q2 24
$140.2M
$6.3B
Q1 24
$63.7M
$5.3B
Total Debt
BFAM
BFAM
QFIN
QFIN
Q4 25
$747.6M
Q3 25
$747.5M
Q2 25
$797.0M
Q1 25
$872.7M
Q4 24
$918.4M
Q3 24
$925.7M
Q2 24
$931.9M
Q1 24
$938.1M
Stockholders' Equity
BFAM
BFAM
QFIN
QFIN
Q4 25
$1.3B
Q3 25
$1.4B
$24.3B
Q2 25
$1.4B
$24.1B
Q1 25
$1.3B
$23.1B
Q4 24
$1.3B
Q3 24
$1.4B
$22.9B
Q2 24
$1.3B
$22.6B
Q1 24
$1.2B
$22.1B
Total Assets
BFAM
BFAM
QFIN
QFIN
Q4 25
$3.9B
Q3 25
$3.9B
$61.4B
Q2 25
$3.9B
$59.8B
Q1 25
$3.8B
$55.6B
Q4 24
$3.9B
Q3 24
$3.9B
$47.0B
Q2 24
$3.8B
$47.0B
Q1 24
$3.8B
$47.4B
Debt / Equity
BFAM
BFAM
QFIN
QFIN
Q4 25
0.56×
Q3 25
0.52×
Q2 25
0.57×
Q1 25
0.66×
Q4 24
0.72×
Q3 24
0.66×
Q2 24
0.73×
Q1 24
0.76×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFAM
BFAM
QFIN
QFIN
Operating Cash FlowLast quarter
$350.7M
$351.4M
Free Cash FlowOCF − Capex
$258.5M
FCF MarginFCF / Revenue
35.2%
Capex IntensityCapex / Revenue
12.6%
Cash ConversionOCF / Net Profit
1.75×
TTM Free Cash FlowTrailing 4 quarters
$402.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFAM
BFAM
QFIN
QFIN
Q4 25
$350.7M
Q3 25
$-17.6M
$351.4M
Q2 25
$134.2M
$366.0M
Q1 25
$86.2M
$386.6M
Q4 24
$337.5M
Q3 24
$-8.9M
$338.0M
Q2 24
$109.4M
$269.9M
Q1 24
$116.3M
$271.2M
Free Cash Flow
BFAM
BFAM
QFIN
QFIN
Q4 25
$258.5M
Q3 25
$-42.4M
Q2 25
$115.4M
Q1 25
$70.9M
Q4 24
$240.2M
Q3 24
$-32.2M
Q2 24
$86.8M
Q1 24
$96.9M
FCF Margin
BFAM
BFAM
QFIN
QFIN
Q4 25
35.2%
Q3 25
-5.3%
Q2 25
15.8%
Q1 25
10.7%
Q4 24
35.6%
Q3 24
-4.5%
Q2 24
13.0%
Q1 24
15.6%
Capex Intensity
BFAM
BFAM
QFIN
QFIN
Q4 25
12.6%
Q3 25
3.1%
Q2 25
2.6%
Q1 25
2.3%
Q4 24
14.4%
Q3 24
3.2%
Q2 24
3.4%
Q1 24
3.1%
Cash Conversion
BFAM
BFAM
QFIN
QFIN
Q4 25
Q3 25
-0.22×
1.75×
Q2 25
2.45×
1.52×
Q1 25
2.26×
1.56×
Q4 24
Q3 24
-0.16×
1.32×
Q2 24
2.79×
1.43×
Q1 24
6.85×
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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