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Side-by-side financial comparison of BRIGHT HORIZONS FAMILY SOLUTIONS INC. (BFAM) and SELECTIVE INSURANCE GROUP INC (SIGI). Click either name above to swap in a different company.
SELECTIVE INSURANCE GROUP INC is the larger business by last-quarter revenue ($1.4B vs $733.7M, roughly 1.9× BRIGHT HORIZONS FAMILY SOLUTIONS INC.). On growth, BRIGHT HORIZONS FAMILY SOLUTIONS INC. posted the faster year-over-year revenue change (8.8% vs 5.7%). Over the past eight quarters, BRIGHT HORIZONS FAMILY SOLUTIONS INC.'s revenue compounded faster (8.5% CAGR vs 6.6%).
Bright Horizons Family Solutions Inc. is a United States–based child-care provider and is the largest provider of employer-sponsored child care. It also provides back-up child care and elder care, tuition program management, education advising, and student loan repayment programs. It is headquartered in Newton, Massachusetts.
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
BFAM vs SIGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $733.7M | $1.4B |
| Net Profit | — | $97.7M |
| Gross Margin | 19.3% | — |
| Operating Margin | 6.2% | — |
| Net Margin | — | 7.2% |
| Revenue YoY | 8.8% | 5.7% |
| Net Profit YoY | — | -37.0% |
| EPS (diluted) | $0.38 | $1.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.4B | ||
| Q4 25 | $733.7M | $1.4B | ||
| Q3 25 | $802.8M | $1.4B | ||
| Q2 25 | $731.6M | $1.3B | ||
| Q1 25 | $665.5M | $1.3B | ||
| Q4 24 | $674.1M | $1.3B | ||
| Q3 24 | $719.1M | $1.2B | ||
| Q2 24 | $670.1M | $1.2B |
| Q1 26 | — | $97.7M | ||
| Q4 25 | — | $155.2M | ||
| Q3 25 | $78.6M | $115.3M | ||
| Q2 25 | $54.8M | $85.9M | ||
| Q1 25 | $38.0M | $109.9M | ||
| Q4 24 | — | $95.5M | ||
| Q3 24 | $54.9M | $92.3M | ||
| Q2 24 | $39.2M | $-63.3M |
| Q1 26 | — | — | ||
| Q4 25 | 19.3% | — | ||
| Q3 25 | 27.0% | — | ||
| Q2 25 | 25.0% | — | ||
| Q1 25 | 23.4% | — | ||
| Q4 24 | 20.8% | — | ||
| Q3 24 | 25.2% | — | ||
| Q2 24 | 24.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.2% | 14.4% | ||
| Q3 25 | 15.1% | 10.7% | ||
| Q2 25 | 11.8% | 8.2% | ||
| Q1 25 | 9.4% | 10.8% | ||
| Q4 24 | 7.2% | 9.5% | ||
| Q3 24 | 12.4% | 9.4% | ||
| Q2 24 | 10.3% | -6.7% |
| Q1 26 | — | 7.2% | ||
| Q4 25 | — | 11.4% | ||
| Q3 25 | 9.8% | 8.5% | ||
| Q2 25 | 7.5% | 6.5% | ||
| Q1 25 | 5.7% | 8.6% | ||
| Q4 24 | — | 7.6% | ||
| Q3 24 | 7.6% | 7.4% | ||
| Q2 24 | 5.8% | -5.3% |
| Q1 26 | — | $1.58 | ||
| Q4 25 | $0.38 | $2.52 | ||
| Q3 25 | $1.37 | $1.85 | ||
| Q2 25 | $0.95 | $1.36 | ||
| Q1 25 | $0.66 | $1.76 | ||
| Q4 24 | $0.50 | $1.53 | ||
| Q3 24 | $0.94 | $1.47 | ||
| Q2 24 | $0.67 | $-1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $140.1M | $451.8M |
| Total DebtLower is stronger | $747.6M | $901.4M |
| Stockholders' EquityBook value | $1.3B | $3.6B |
| Total Assets | $3.9B | $15.3B |
| Debt / EquityLower = less leverage | 0.56× | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $451.8M | ||
| Q4 25 | $140.1M | — | ||
| Q3 25 | $116.6M | — | ||
| Q2 25 | $179.2M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $110.3M | — | ||
| Q3 24 | $109.9M | — | ||
| Q2 24 | $140.2M | — |
| Q1 26 | — | $901.4M | ||
| Q4 25 | $747.6M | — | ||
| Q3 25 | $747.5M | — | ||
| Q2 25 | $797.0M | — | ||
| Q1 25 | $872.7M | — | ||
| Q4 24 | $918.4M | $507.9M | ||
| Q3 24 | $925.7M | $508.2M | ||
| Q2 24 | $931.9M | $508.8M |
| Q1 26 | — | $3.6B | ||
| Q4 25 | $1.3B | $3.6B | ||
| Q3 25 | $1.4B | $3.5B | ||
| Q2 25 | $1.4B | $3.4B | ||
| Q1 25 | $1.3B | $3.3B | ||
| Q4 24 | $1.3B | $3.1B | ||
| Q3 24 | $1.4B | $3.2B | ||
| Q2 24 | $1.3B | $2.9B |
| Q1 26 | — | $15.3B | ||
| Q4 25 | $3.9B | $15.2B | ||
| Q3 25 | $3.9B | $15.0B | ||
| Q2 25 | $3.9B | $14.5B | ||
| Q1 25 | $3.8B | $14.2B | ||
| Q4 24 | $3.9B | $13.5B | ||
| Q3 24 | $3.9B | $13.5B | ||
| Q2 24 | $3.8B | $12.6B |
| Q1 26 | — | 0.25× | ||
| Q4 25 | 0.56× | — | ||
| Q3 25 | 0.52× | — | ||
| Q2 25 | 0.57× | — | ||
| Q1 25 | 0.66× | — | ||
| Q4 24 | 0.72× | 0.16× | ||
| Q3 24 | 0.66× | 0.16× | ||
| Q2 24 | 0.73× | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $350.7M | — |
| Free Cash FlowOCF − Capex | $258.5M | — |
| FCF MarginFCF / Revenue | 35.2% | — |
| Capex IntensityCapex / Revenue | 12.6% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $402.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $350.7M | $376.3M | ||
| Q3 25 | $-17.6M | $405.8M | ||
| Q2 25 | $134.2M | $166.9M | ||
| Q1 25 | $86.2M | $284.0M | ||
| Q4 24 | $337.5M | $332.2M | ||
| Q3 24 | $-8.9M | $387.4M | ||
| Q2 24 | $109.4M | $266.1M |
| Q1 26 | — | — | ||
| Q4 25 | $258.5M | $366.3M | ||
| Q3 25 | $-42.4M | $397.3M | ||
| Q2 25 | $115.4M | $159.7M | ||
| Q1 25 | $70.9M | $271.0M | ||
| Q4 24 | $240.2M | $324.7M | ||
| Q3 24 | $-32.2M | $378.0M | ||
| Q2 24 | $86.8M | $258.4M |
| Q1 26 | — | — | ||
| Q4 25 | 35.2% | 26.8% | ||
| Q3 25 | -5.3% | 29.2% | ||
| Q2 25 | 15.8% | 12.0% | ||
| Q1 25 | 10.7% | 21.1% | ||
| Q4 24 | 35.6% | 25.8% | ||
| Q3 24 | -4.5% | 30.4% | ||
| Q2 24 | 13.0% | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | 12.6% | 0.7% | ||
| Q3 25 | 3.1% | 0.6% | ||
| Q2 25 | 2.6% | 0.5% | ||
| Q1 25 | 2.3% | 1.0% | ||
| Q4 24 | 14.4% | 0.6% | ||
| Q3 24 | 3.2% | 0.8% | ||
| Q2 24 | 3.4% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.42× | ||
| Q3 25 | -0.22× | 3.52× | ||
| Q2 25 | 2.45× | 1.94× | ||
| Q1 25 | 2.26× | 2.58× | ||
| Q4 24 | — | 3.48× | ||
| Q3 24 | -0.16× | 4.20× | ||
| Q2 24 | 2.79× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
