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Side-by-side financial comparison of Bank First Corp (BFC) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.

Bank First Corp is the larger business by last-quarter revenue ($44.9M vs $41.8M, roughly 1.1× Neuronetics, Inc.). Bank First Corp runs the higher net margin — 45.8% vs -17.2%, a 63.0% gap on every dollar of revenue. On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 12.1%). Bank First Corp produced more free cash flow last quarter ($51.0M vs $692.0K). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 9.1%).

First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee. Through its banking subsidiary First Horizon Bank, it provides financial services through locations in 12 states across the Southeast, a region in which it is the fourth largest regional bank.

Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology. 

BFC vs STIM — Head-to-Head

Bigger by revenue
BFC
BFC
1.1× larger
BFC
$44.9M
$41.8M
STIM
Growing faster (revenue YoY)
STIM
STIM
+73.6% gap
STIM
85.7%
12.1%
BFC
Higher net margin
BFC
BFC
63.0% more per $
BFC
45.8%
-17.2%
STIM
More free cash flow
BFC
BFC
$50.3M more FCF
BFC
$51.0M
$692.0K
STIM
Faster 2-yr revenue CAGR
STIM
STIM
Annualised
STIM
54.9%
9.1%
BFC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BFC
BFC
STIM
STIM
Revenue
$44.9M
$41.8M
Net Profit
$18.4M
$-7.2M
Gross Margin
52.0%
Operating Margin
51.0%
-12.1%
Net Margin
45.8%
-17.2%
Revenue YoY
12.1%
85.7%
Net Profit YoY
4.8%
43.2%
EPS (diluted)
$1.87
$-0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFC
BFC
STIM
STIM
Q4 25
$44.9M
$41.8M
Q3 25
$44.2M
$37.3M
Q2 25
$41.6M
$38.1M
Q1 25
$43.1M
$32.0M
Q4 24
$40.1M
$22.5M
Q3 24
$40.8M
$18.5M
Q2 24
$38.9M
$16.4M
Q1 24
$37.7M
$17.4M
Net Profit
BFC
BFC
STIM
STIM
Q4 25
$18.4M
$-7.2M
Q3 25
$18.0M
$-9.0M
Q2 25
$16.9M
$-10.1M
Q1 25
$18.2M
$-12.7M
Q4 24
$17.5M
$-12.7M
Q3 24
$16.6M
$-13.3M
Q2 24
$16.1M
$-9.8M
Q1 24
$15.4M
$-7.9M
Gross Margin
BFC
BFC
STIM
STIM
Q4 25
52.0%
Q3 25
45.9%
Q2 25
46.6%
Q1 25
49.2%
Q4 24
66.2%
Q3 24
75.6%
Q2 24
74.0%
Q1 24
75.1%
Operating Margin
BFC
BFC
STIM
STIM
Q4 25
51.0%
-12.1%
Q3 25
50.8%
-19.6%
Q2 25
49.7%
-21.1%
Q1 25
51.3%
-34.4%
Q4 24
54.4%
-51.0%
Q3 24
50.7%
-41.7%
Q2 24
51.0%
-51.7%
Q1 24
45.6%
-39.4%
Net Margin
BFC
BFC
STIM
STIM
Q4 25
45.8%
-17.2%
Q3 25
40.7%
-24.3%
Q2 25
40.5%
-26.6%
Q1 25
42.3%
-39.6%
Q4 24
49.3%
-56.4%
Q3 24
40.6%
-72.0%
Q2 24
41.3%
-59.8%
Q1 24
40.8%
-45.2%
EPS (diluted)
BFC
BFC
STIM
STIM
Q4 25
$1.87
$-0.10
Q3 25
$1.83
$-0.13
Q2 25
$1.71
$-0.15
Q1 25
$1.82
$-0.21
Q4 24
$1.75
$-0.34
Q3 24
$1.65
$-0.44
Q2 24
$1.59
$-0.33
Q1 24
$1.51
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFC
BFC
STIM
STIM
Cash + ST InvestmentsLiquidity on hand
$243.2M
$28.1M
Total DebtLower is stronger
$65.8M
Stockholders' EquityBook value
$643.8M
$22.4M
Total Assets
$4.5B
$141.6M
Debt / EquityLower = less leverage
2.94×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFC
BFC
STIM
STIM
Q4 25
$243.2M
$28.1M
Q3 25
$126.2M
$28.0M
Q2 25
$120.3M
$11.0M
Q1 25
$300.9M
$20.2M
Q4 24
$261.3M
$18.5M
Q3 24
$204.4M
$20.9M
Q2 24
$99.0M
$42.6M
Q1 24
$83.4M
$47.7M
Total Debt
BFC
BFC
STIM
STIM
Q4 25
$65.8M
Q3 25
$65.7M
Q2 25
$55.5M
Q1 25
$55.3M
Q4 24
$55.2M
Q3 24
$46.0M
Q2 24
$59.8M
Q1 24
$59.4M
Stockholders' Equity
BFC
BFC
STIM
STIM
Q4 25
$643.8M
$22.4M
Q3 25
$628.1M
$27.4M
Q2 25
$612.3M
$27.1M
Q1 25
$648.4M
$35.5M
Q4 24
$639.7M
$27.7M
Q3 24
$628.9M
$9.4M
Q2 24
$614.6M
$19.4M
Q1 24
$609.3M
$27.7M
Total Assets
BFC
BFC
STIM
STIM
Q4 25
$4.5B
$141.6M
Q3 25
$4.4B
$145.5M
Q2 25
$4.4B
$134.7M
Q1 25
$4.5B
$142.0M
Q4 24
$4.5B
$140.9M
Q3 24
$4.3B
Q2 24
$4.1B
$96.8M
Q1 24
$4.1B
$103.8M
Debt / Equity
BFC
BFC
STIM
STIM
Q4 25
2.94×
Q3 25
2.40×
Q2 25
2.05×
Q1 25
1.56×
Q4 24
1.99×
Q3 24
4.90×
Q2 24
3.08×
Q1 24
2.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFC
BFC
STIM
STIM
Operating Cash FlowLast quarter
$62.5M
$908.0K
Free Cash FlowOCF − Capex
$51.0M
$692.0K
FCF MarginFCF / Revenue
113.6%
1.7%
Capex IntensityCapex / Revenue
25.5%
0.5%
Cash ConversionOCF / Net Profit
3.40×
TTM Free Cash FlowTrailing 4 quarters
$75.8M
$-21.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFC
BFC
STIM
STIM
Q4 25
$62.5M
$908.0K
Q3 25
$15.5M
$-785.0K
Q2 25
$11.9M
$-3.5M
Q1 25
$6.2M
$-17.0M
Q4 24
$65.8M
$-8.6M
Q3 24
$18.8M
$-5.4M
Q2 24
$14.9M
$-5.0M
Q1 24
$1.3M
$-12.0M
Free Cash Flow
BFC
BFC
STIM
STIM
Q4 25
$51.0M
$692.0K
Q3 25
$12.5M
$-899.0K
Q2 25
$8.2M
$-3.8M
Q1 25
$4.0M
$-17.2M
Q4 24
$58.6M
$-8.7M
Q3 24
$16.9M
$-5.8M
Q2 24
$13.7M
$-5.6M
Q1 24
$551.0K
$-12.4M
FCF Margin
BFC
BFC
STIM
STIM
Q4 25
113.6%
1.7%
Q3 25
28.2%
-2.4%
Q2 25
19.8%
-9.9%
Q1 25
9.3%
-53.8%
Q4 24
146.3%
-38.6%
Q3 24
41.5%
-31.3%
Q2 24
35.3%
-34.0%
Q1 24
1.5%
-71.1%
Capex Intensity
BFC
BFC
STIM
STIM
Q4 25
25.5%
0.5%
Q3 25
6.7%
0.3%
Q2 25
8.7%
0.7%
Q1 25
5.0%
0.7%
Q4 24
18.0%
0.4%
Q3 24
4.5%
2.1%
Q2 24
3.1%
3.7%
Q1 24
2.1%
2.2%
Cash Conversion
BFC
BFC
STIM
STIM
Q4 25
3.40×
Q3 25
0.86×
Q2 25
0.70×
Q1 25
0.34×
Q4 24
3.75×
Q3 24
1.13×
Q2 24
0.93×
Q1 24
0.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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