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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and BrightView Holdings, Inc. (BV). Click either name above to swap in a different company.

BREAD FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($975.0M vs $614.7M, roughly 1.6× BrightView Holdings, Inc.). On growth, BREAD FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (5.4% vs 2.6%). Over the past eight quarters, BREAD FINANCIAL HOLDINGS, INC.'s revenue compounded faster (-0.8% CAGR vs -4.4%).

Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.

BrightView Holdings, Inc. is a leading US commercial landscaping services provider. It offers solutions including landscape design, installation, maintenance, irrigation management, and snow and ice removal, serving corporate campuses, retail centers, residential communities, and public sector properties.

BFH vs BV — Head-to-Head

Bigger by revenue
BFH
BFH
1.6× larger
BFH
$975.0M
$614.7M
BV
Growing faster (revenue YoY)
BFH
BFH
+2.8% gap
BFH
5.4%
2.6%
BV
Faster 2-yr revenue CAGR
BFH
BFH
Annualised
BFH
-0.8%
-4.4%
BV

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BFH
BFH
BV
BV
Revenue
$975.0M
$614.7M
Net Profit
$-15.2M
Gross Margin
18.6%
Operating Margin
4.9%
-1.2%
Net Margin
-2.5%
Revenue YoY
5.4%
2.6%
Net Profit YoY
-46.2%
EPS (diluted)
$1.21
$-0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFH
BFH
BV
BV
Q4 25
$975.0M
$614.7M
Q3 25
$971.0M
$702.7M
Q2 25
$929.0M
$708.3M
Q1 25
$970.0M
$662.6M
Q4 24
$925.0M
$599.2M
Q3 24
$983.0M
$728.7M
Q2 24
$939.0M
$738.8M
Q1 24
$991.0M
$672.9M
Net Profit
BFH
BFH
BV
BV
Q4 25
$-15.2M
Q3 25
$188.0M
$27.7M
Q2 25
$139.0M
$32.3M
Q1 25
$138.0M
$6.4M
Q4 24
$-10.4M
Q3 24
$2.0M
$25.6M
Q2 24
$133.0M
$23.5M
Q1 24
$134.0M
$33.7M
Gross Margin
BFH
BFH
BV
BV
Q4 25
18.6%
Q3 25
25.1%
Q2 25
24.1%
Q1 25
22.3%
Q4 24
21.2%
Q3 24
25.0%
Q2 24
24.0%
Q1 24
22.6%
Operating Margin
BFH
BFH
BV
BV
Q4 25
4.9%
-1.2%
Q3 25
20.2%
7.9%
Q2 25
18.7%
8.1%
Q1 25
20.3%
3.4%
Q4 24
-2.9%
-0.1%
Q3 24
4.1%
7.1%
Q2 24
19.2%
6.6%
Q1 24
19.0%
9.2%
Net Margin
BFH
BFH
BV
BV
Q4 25
-2.5%
Q3 25
19.4%
3.9%
Q2 25
15.0%
4.6%
Q1 25
14.2%
1.0%
Q4 24
-1.7%
Q3 24
0.2%
3.5%
Q2 24
14.2%
3.2%
Q1 24
13.5%
5.0%
EPS (diluted)
BFH
BFH
BV
BV
Q4 25
$1.21
$-0.26
Q3 25
$3.96
$0.21
Q2 25
$2.94
$0.15
Q1 25
$2.78
$-0.03
Q4 24
$0.08
$-0.20
Q3 24
$0.05
$0.20
Q2 24
$2.66
$0.10
Q1 24
$2.70
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFH
BFH
BV
BV
Cash + ST InvestmentsLiquidity on hand
$3.6B
$37.0M
Total DebtLower is stronger
$4.3B
$801.1M
Stockholders' EquityBook value
$3.3B
$1.3B
Total Assets
$22.7B
$3.3B
Debt / EquityLower = less leverage
1.29×
0.64×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFH
BFH
BV
BV
Q4 25
$3.6B
$37.0M
Q3 25
$3.8B
$74.5M
Q2 25
$3.8B
$79.1M
Q1 25
$4.2B
$141.3M
Q4 24
$4.0B
$98.3M
Q3 24
$3.5B
$140.4M
Q2 24
$4.1B
$115.9M
Q1 24
$3.8B
$177.3M
Total Debt
BFH
BFH
BV
BV
Q4 25
$4.3B
$801.1M
Q3 25
$3.8B
$790.2M
Q2 25
$4.2B
$790.7M
Q1 25
$5.1B
$798.9M
Q4 24
$5.6B
$796.5M
Q3 24
$4.6B
$802.5M
Q2 24
Q1 24
Stockholders' Equity
BFH
BFH
BV
BV
Q4 25
$3.3B
$1.3B
Q3 25
$3.3B
$1.3B
Q2 25
$3.2B
$1.3B
Q1 25
$3.1B
$1.3B
Q4 24
$3.1B
$1.3B
Q3 24
$3.1B
$1.3B
Q2 24
$3.2B
$1.3B
Q1 24
$3.0B
$1.2B
Total Assets
BFH
BFH
BV
BV
Q4 25
$22.7B
$3.3B
Q3 25
$21.7B
$3.4B
Q2 25
$21.8B
$3.4B
Q1 25
$22.4B
$3.3B
Q4 24
$22.9B
$3.3B
Q3 24
$21.7B
$3.4B
Q2 24
$22.1B
$3.4B
Q1 24
$22.3B
$3.4B
Debt / Equity
BFH
BFH
BV
BV
Q4 25
1.29×
0.64×
Q3 25
1.14×
0.61×
Q2 25
1.34×
0.62×
Q1 25
1.67×
0.63×
Q4 24
1.82×
0.63×
Q3 24
1.47×
0.63×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFH
BFH
BV
BV
Operating Cash FlowLast quarter
$568.0M
$36.1M
Free Cash FlowOCF − Capex
$-18.6M
FCF MarginFCF / Revenue
-3.0%
Capex IntensityCapex / Revenue
8.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$17.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFH
BFH
BV
BV
Q4 25
$568.0M
$36.1M
Q3 25
$605.0M
$84.4M
Q2 25
$526.0M
$55.7M
Q1 25
$393.0M
$91.2M
Q4 24
$479.0M
$60.5M
Q3 24
$456.0M
$53.5M
Q2 24
$477.0M
$42.6M
Q1 24
$447.0M
$83.3M
Free Cash Flow
BFH
BFH
BV
BV
Q4 25
$-18.6M
Q3 25
$26.0M
Q2 25
$-47.8M
Q1 25
$57.6M
Q4 24
$1.8M
Q3 24
$21.1M
Q2 24
$19.3M
Q1 24
$70.7M
FCF Margin
BFH
BFH
BV
BV
Q4 25
-3.0%
Q3 25
3.7%
Q2 25
-6.7%
Q1 25
8.7%
Q4 24
0.3%
Q3 24
2.9%
Q2 24
2.6%
Q1 24
10.5%
Capex Intensity
BFH
BFH
BV
BV
Q4 25
8.9%
Q3 25
8.3%
Q2 25
14.6%
Q1 25
5.1%
Q4 24
9.8%
Q3 24
4.4%
Q2 24
3.2%
Q1 24
1.9%
Cash Conversion
BFH
BFH
BV
BV
Q4 25
Q3 25
3.22×
3.05×
Q2 25
3.78×
1.72×
Q1 25
2.85×
14.25×
Q4 24
Q3 24
228.00×
2.09×
Q2 24
3.59×
1.81×
Q1 24
3.34×
2.47×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BFH
BFH

Segment breakdown not available.

BV
BV

Landscape Maintenance$368.0M60%
Development Services Segment$179.2M29%
Snow Removal$68.4M11%

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