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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and Chemours Co (CC). Click either name above to swap in a different company.
Chemours Co is the larger business by last-quarter revenue ($1.3B vs $975.0M, roughly 1.4× BREAD FINANCIAL HOLDINGS, INC.). On growth, BREAD FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (5.4% vs -2.1%). Over the past eight quarters, BREAD FINANCIAL HOLDINGS, INC.'s revenue compounded faster (-0.8% CAGR vs -1.2%).
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.
The Chemours Company is an American chemical company that was founded in July 2015 as a spin-off from DuPont. It has its corporate headquarters in Wilmington, Delaware, United States. Chemours is the manufacturer of Teflon, the brand name of polytetrafluoroethylene (PTFE), known for its anti-stick properties. It also produces titanium dioxide and refrigerant gases.
BFH vs CC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $975.0M | $1.3B |
| Net Profit | — | $-47.0M |
| Gross Margin | — | 11.7% |
| Operating Margin | 4.9% | — |
| Net Margin | — | -3.5% |
| Revenue YoY | 5.4% | -2.1% |
| Net Profit YoY | — | -261.5% |
| EPS (diluted) | $1.21 | $-0.32 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $975.0M | $1.3B | ||
| Q3 25 | $971.0M | $1.5B | ||
| Q2 25 | $929.0M | $1.6B | ||
| Q1 25 | $970.0M | $1.4B | ||
| Q4 24 | $925.0M | $1.4B | ||
| Q3 24 | $983.0M | $1.5B | ||
| Q2 24 | $939.0M | $1.6B | ||
| Q1 24 | $991.0M | $1.4B |
| Q4 25 | — | $-47.0M | ||
| Q3 25 | $188.0M | $46.0M | ||
| Q2 25 | $139.0M | $-380.0M | ||
| Q1 25 | $138.0M | $-5.0M | ||
| Q4 24 | — | $-13.0M | ||
| Q3 24 | $2.0M | $-32.0M | ||
| Q2 24 | $133.0M | $60.0M | ||
| Q1 24 | $134.0M | $54.0M |
| Q4 25 | — | 11.7% | ||
| Q3 25 | — | 15.6% | ||
| Q2 25 | — | 17.2% | ||
| Q1 25 | — | 17.3% | ||
| Q4 24 | — | 19.4% | ||
| Q3 24 | — | 19.0% | ||
| Q2 24 | — | 19.8% | ||
| Q1 24 | — | 20.9% |
| Q4 25 | 4.9% | — | ||
| Q3 25 | 20.2% | 2.5% | ||
| Q2 25 | 18.7% | -15.4% | ||
| Q1 25 | 20.3% | — | ||
| Q4 24 | -2.9% | -0.1% | ||
| Q3 24 | 4.1% | -2.1% | ||
| Q2 24 | 19.2% | 4.4% | ||
| Q1 24 | 19.0% | 5.1% |
| Q4 25 | — | -3.5% | ||
| Q3 25 | 19.4% | 3.1% | ||
| Q2 25 | 15.0% | -23.5% | ||
| Q1 25 | 14.2% | -0.4% | ||
| Q4 24 | — | -1.0% | ||
| Q3 24 | 0.2% | -2.1% | ||
| Q2 24 | 14.2% | 3.9% | ||
| Q1 24 | 13.5% | 4.0% |
| Q4 25 | $1.21 | $-0.32 | ||
| Q3 25 | $3.96 | $0.31 | ||
| Q2 25 | $2.94 | $-2.53 | ||
| Q1 25 | $2.78 | $-0.03 | ||
| Q4 24 | $0.08 | $-0.07 | ||
| Q3 24 | $0.05 | $-0.22 | ||
| Q2 24 | $2.66 | $0.39 | ||
| Q1 24 | $2.70 | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.6B | $670.0M |
| Total DebtLower is stronger | $4.3B | $4.1B |
| Stockholders' EquityBook value | $3.3B | $250.0M |
| Total Assets | $22.7B | $7.4B |
| Debt / EquityLower = less leverage | 1.29× | 16.40× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.6B | $670.0M | ||
| Q3 25 | $3.8B | $613.0M | ||
| Q2 25 | $3.8B | $502.0M | ||
| Q1 25 | $4.2B | $464.0M | ||
| Q4 24 | $4.0B | $713.0M | ||
| Q3 24 | $3.5B | $596.0M | ||
| Q2 24 | $4.1B | $604.0M | ||
| Q1 24 | $3.8B | $746.0M |
| Q4 25 | $4.3B | $4.1B | ||
| Q3 25 | $3.8B | $4.1B | ||
| Q2 25 | $4.2B | $4.1B | ||
| Q1 25 | $5.1B | $4.1B | ||
| Q4 24 | $5.6B | $4.1B | ||
| Q3 24 | $4.6B | $4.0B | ||
| Q2 24 | — | $4.0B | ||
| Q1 24 | — | $4.0B |
| Q4 25 | $3.3B | $250.0M | ||
| Q3 25 | $3.3B | $274.0M | ||
| Q2 25 | $3.2B | $228.0M | ||
| Q1 25 | $3.1B | $566.0M | ||
| Q4 24 | $3.1B | $571.0M | ||
| Q3 24 | $3.1B | $643.0M | ||
| Q2 24 | $3.2B | $714.0M | ||
| Q1 24 | $3.0B | $753.0M |
| Q4 25 | $22.7B | $7.4B | ||
| Q3 25 | $21.7B | $7.5B | ||
| Q2 25 | $21.8B | $7.5B | ||
| Q1 25 | $22.4B | $7.4B | ||
| Q4 24 | $22.9B | $7.5B | ||
| Q3 24 | $21.7B | $7.5B | ||
| Q2 24 | $22.1B | $7.2B | ||
| Q1 24 | $22.3B | $8.0B |
| Q4 25 | 1.29× | 16.40× | ||
| Q3 25 | 1.14× | 14.96× | ||
| Q2 25 | 1.34× | 17.99× | ||
| Q1 25 | 1.67× | 7.18× | ||
| Q4 24 | 1.82× | 7.11× | ||
| Q3 24 | 1.47× | 6.20× | ||
| Q2 24 | — | 5.53× | ||
| Q1 24 | — | 5.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $568.0M | $137.0M |
| Free Cash FlowOCF − Capex | — | $92.0M |
| FCF MarginFCF / Revenue | — | 6.9% |
| Capex IntensityCapex / Revenue | — | 3.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $51.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $568.0M | $137.0M | ||
| Q3 25 | $605.0M | $146.0M | ||
| Q2 25 | $526.0M | $93.0M | ||
| Q1 25 | $393.0M | $-112.0M | ||
| Q4 24 | $479.0M | $138.0M | ||
| Q3 24 | $456.0M | $139.0M | ||
| Q2 24 | $477.0M | $-620.0M | ||
| Q1 24 | $447.0M | $-290.0M |
| Q4 25 | — | $92.0M | ||
| Q3 25 | — | $105.0M | ||
| Q2 25 | — | $50.0M | ||
| Q1 25 | — | $-196.0M | ||
| Q4 24 | — | $29.0M | ||
| Q3 24 | — | $63.0M | ||
| Q2 24 | — | $-693.0M | ||
| Q1 24 | — | $-392.0M |
| Q4 25 | — | 6.9% | ||
| Q3 25 | — | 7.0% | ||
| Q2 25 | — | 3.1% | ||
| Q1 25 | — | -14.3% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 4.2% | ||
| Q2 24 | — | -44.6% | ||
| Q1 24 | — | -28.8% |
| Q4 25 | — | 3.4% | ||
| Q3 25 | — | 2.7% | ||
| Q2 25 | — | 2.7% | ||
| Q1 25 | — | 6.1% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | — | 5.0% | ||
| Q2 24 | — | 4.7% | ||
| Q1 24 | — | 7.5% |
| Q4 25 | — | — | ||
| Q3 25 | 3.22× | 3.17× | ||
| Q2 25 | 3.78× | — | ||
| Q1 25 | 2.85× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 228.00× | — | ||
| Q2 24 | 3.59× | -10.33× | ||
| Q1 24 | 3.34× | -5.37× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BFH
Segment breakdown not available.
CC
| Titanium Technologies | $563.0M | 42% |
| Thermal And Specialized Solutions | $443.0M | 33% |
| Advanced Performance Materials | $312.0M | 23% |
| Other Non-Reportable Segment | $12.0M | 1% |
