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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and DuPont (DD). Click either name above to swap in a different company.

DuPont is the larger business by last-quarter revenue ($1.7B vs $975.0M, roughly 1.7× BREAD FINANCIAL HOLDINGS, INC.). On growth, BREAD FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (5.4% vs 4.0%). Over the past eight quarters, BREAD FINANCIAL HOLDINGS, INC.'s revenue compounded faster (-0.8% CAGR vs -27.2%).

Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.

DuPont de Nemours, Inc., commonly shortened to DuPont, is an American multinational chemical company first formed in 1802 by French-American chemist and industrialist Éleuthère Irénée du Pont de Nemours. The company played a major role in the development of the U.S. state of Delaware and first arose as a major supplier of gunpowder.

BFH vs DD — Head-to-Head

Bigger by revenue
DD
DD
1.7× larger
DD
$1.7B
$975.0M
BFH
Growing faster (revenue YoY)
BFH
BFH
+1.4% gap
BFH
5.4%
4.0%
DD
Faster 2-yr revenue CAGR
BFH
BFH
Annualised
BFH
-0.8%
-27.2%
DD

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BFH
BFH
DD
DD
Revenue
$975.0M
$1.7B
Net Profit
$164.0M
Gross Margin
35.8%
Operating Margin
4.9%
Net Margin
9.8%
Revenue YoY
5.4%
4.0%
Net Profit YoY
EPS (diluted)
$1.21
$0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFH
BFH
DD
DD
Q1 26
$1.7B
Q4 25
$975.0M
$-2.5B
Q3 25
$971.0M
$3.1B
Q2 25
$929.0M
$3.3B
Q1 25
$970.0M
$3.1B
Q4 24
$925.0M
$3.1B
Q3 24
$983.0M
$3.2B
Q2 24
$939.0M
$3.2B
Net Profit
BFH
BFH
DD
DD
Q1 26
$164.0M
Q4 25
$-126.0M
Q3 25
$188.0M
$-123.0M
Q2 25
$139.0M
$59.0M
Q1 25
$138.0M
$-589.0M
Q4 24
$-118.0M
Q3 24
$2.0M
$454.0M
Q2 24
$133.0M
$178.0M
Gross Margin
BFH
BFH
DD
DD
Q1 26
35.8%
Q4 25
Q3 25
38.9%
Q2 25
37.3%
Q1 25
37.4%
Q4 24
36.4%
Q3 24
37.4%
Q2 24
37.1%
Operating Margin
BFH
BFH
DD
DD
Q1 26
Q4 25
4.9%
Q3 25
20.2%
10.6%
Q2 25
18.7%
9.4%
Q1 25
20.3%
-14.0%
Q4 24
-2.9%
1.4%
Q3 24
4.1%
18.4%
Q2 24
19.2%
9.3%
Net Margin
BFH
BFH
DD
DD
Q1 26
9.8%
Q4 25
4.9%
Q3 25
19.4%
-4.0%
Q2 25
15.0%
1.8%
Q1 25
14.2%
-19.2%
Q4 24
-3.8%
Q3 24
0.2%
14.2%
Q2 24
14.2%
5.6%
EPS (diluted)
BFH
BFH
DD
DD
Q1 26
$0.36
Q4 25
$1.21
$-0.30
Q3 25
$3.96
$-0.29
Q2 25
$2.94
$0.14
Q1 25
$2.78
$-1.41
Q4 24
$0.08
$-0.28
Q3 24
$0.05
$1.08
Q2 24
$2.66
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFH
BFH
DD
DD
Cash + ST InvestmentsLiquidity on hand
$3.6B
$710.0M
Total DebtLower is stronger
$4.3B
$3.2B
Stockholders' EquityBook value
$3.3B
$14.2B
Total Assets
$22.7B
$21.4B
Debt / EquityLower = less leverage
1.29×
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFH
BFH
DD
DD
Q1 26
$710.0M
Q4 25
$3.6B
$715.0M
Q3 25
$3.8B
$2.0B
Q2 25
$3.8B
$1.8B
Q1 25
$4.2B
$1.8B
Q4 24
$4.0B
$1.9B
Q3 24
$3.5B
$1.6B
Q2 24
$4.1B
$1.5B
Total Debt
BFH
BFH
DD
DD
Q1 26
$3.2B
Q4 25
$4.3B
$3.1B
Q3 25
$3.8B
$7.0B
Q2 25
$4.2B
$5.3B
Q1 25
$5.1B
$5.3B
Q4 24
$5.6B
$5.3B
Q3 24
$4.6B
$7.2B
Q2 24
$7.2B
Stockholders' Equity
BFH
BFH
DD
DD
Q1 26
$14.2B
Q4 25
$3.3B
$13.9B
Q3 25
$3.3B
$22.9B
Q2 25
$3.2B
$23.1B
Q1 25
$3.1B
$22.8B
Q4 24
$3.1B
$23.4B
Q3 24
$3.1B
$24.2B
Q2 24
$3.2B
$23.3B
Total Assets
BFH
BFH
DD
DD
Q1 26
$21.4B
Q4 25
$22.7B
$21.6B
Q3 25
$21.7B
$38.0B
Q2 25
$21.8B
$36.6B
Q1 25
$22.4B
$36.0B
Q4 24
$22.9B
$36.6B
Q3 24
$21.7B
$37.5B
Q2 24
$22.1B
$36.6B
Debt / Equity
BFH
BFH
DD
DD
Q1 26
0.22×
Q4 25
1.29×
0.23×
Q3 25
1.14×
0.31×
Q2 25
1.34×
0.23×
Q1 25
1.67×
0.23×
Q4 24
1.82×
0.23×
Q3 24
1.47×
0.30×
Q2 24
0.31×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFH
BFH
DD
DD
Operating Cash FlowLast quarter
$568.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
6.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFH
BFH
DD
DD
Q1 26
Q4 25
$568.0M
$-700.0M
Q3 25
$605.0M
$497.0M
Q2 25
$526.0M
$381.0M
Q1 25
$393.0M
$382.0M
Q4 24
$479.0M
$564.0M
Q3 24
$456.0M
$737.0M
Q2 24
$477.0M
$527.0M
Free Cash Flow
BFH
BFH
DD
DD
Q1 26
Q4 25
$-850.0M
Q3 25
$379.0M
Q2 25
$265.0M
Q1 25
$133.0M
Q4 24
$403.0M
Q3 24
$628.0M
Q2 24
$425.0M
FCF Margin
BFH
BFH
DD
DD
Q1 26
Q4 25
33.4%
Q3 25
12.3%
Q2 25
8.1%
Q1 25
4.3%
Q4 24
13.0%
Q3 24
19.7%
Q2 24
13.4%
Capex Intensity
BFH
BFH
DD
DD
Q1 26
6.1%
Q4 25
-5.9%
Q3 25
3.8%
Q2 25
3.6%
Q1 25
8.1%
Q4 24
5.2%
Q3 24
3.4%
Q2 24
3.2%
Cash Conversion
BFH
BFH
DD
DD
Q1 26
Q4 25
Q3 25
3.22×
Q2 25
3.78×
6.46×
Q1 25
2.85×
Q4 24
Q3 24
228.00×
1.62×
Q2 24
3.59×
2.96×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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