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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and iQIYI, Inc. (IQ). Click either name above to swap in a different company.

BREAD FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($975.0M vs $971.6M, roughly 1.0× iQIYI, Inc.).

Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.

iQIYI, formerly Qiyi, is a Chinese subscription video on-demand over-the-top streaming service owned by Baidu. Headquartered in Beijing, iQIYI primarily produces and distributes films and television series.

BFH vs IQ — Head-to-Head

Bigger by revenue
BFH
BFH
1.0× larger
BFH
$975.0M
$971.6M
IQ

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BFH
BFH
IQ
IQ
Revenue
$975.0M
$971.6M
Net Profit
Gross Margin
Operating Margin
4.9%
0.8%
Net Margin
Revenue YoY
5.4%
Net Profit YoY
EPS (diluted)
$1.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFH
BFH
IQ
IQ
Q1 26
$971.6M
Q4 25
$975.0M
Q3 25
$971.0M
Q2 25
$929.0M
Q1 25
$970.0M
$906.0M
Q4 24
$925.0M
Q3 24
$983.0M
Q2 24
$939.0M
Net Profit
BFH
BFH
IQ
IQ
Q1 26
Q4 25
Q3 25
$188.0M
Q2 25
$139.0M
Q1 25
$138.0M
Q4 24
Q3 24
$2.0M
Q2 24
$133.0M
Operating Margin
BFH
BFH
IQ
IQ
Q1 26
0.8%
Q4 25
4.9%
Q3 25
20.2%
Q2 25
18.7%
Q1 25
20.3%
4.3%
Q4 24
-2.9%
Q3 24
4.1%
Q2 24
19.2%
Net Margin
BFH
BFH
IQ
IQ
Q1 26
Q4 25
Q3 25
19.4%
Q2 25
15.0%
Q1 25
14.2%
Q4 24
Q3 24
0.2%
Q2 24
14.2%
EPS (diluted)
BFH
BFH
IQ
IQ
Q1 26
Q4 25
$1.21
Q3 25
$3.96
Q2 25
$2.94
Q1 25
$2.78
Q4 24
$0.08
Q3 24
$0.05
Q2 24
$2.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFH
BFH
IQ
IQ
Cash + ST InvestmentsLiquidity on hand
$3.6B
$4.4M
Total DebtLower is stronger
$4.3B
Stockholders' EquityBook value
$3.3B
$13.3M
Total Assets
$22.7B
$46.7M
Debt / EquityLower = less leverage
1.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFH
BFH
IQ
IQ
Q1 26
$4.4M
Q4 25
$3.6B
Q3 25
$3.8B
Q2 25
$3.8B
Q1 25
$4.2B
$3.5M
Q4 24
$4.0B
Q3 24
$3.5B
Q2 24
$4.1B
Total Debt
BFH
BFH
IQ
IQ
Q1 26
Q4 25
$4.3B
Q3 25
$3.8B
Q2 25
$4.2B
Q1 25
$5.1B
Q4 24
$5.6B
Q3 24
$4.6B
Q2 24
Stockholders' Equity
BFH
BFH
IQ
IQ
Q1 26
$13.3M
Q4 25
$3.3B
Q3 25
$3.3B
Q2 25
$3.2B
Q1 25
$3.1B
$13.4M
Q4 24
$3.1B
Q3 24
$3.1B
Q2 24
$3.2B
Total Assets
BFH
BFH
IQ
IQ
Q1 26
$46.7M
Q4 25
$22.7B
Q3 25
$21.7B
Q2 25
$21.8B
Q1 25
$22.4B
$45.8M
Q4 24
$22.9B
Q3 24
$21.7B
Q2 24
$22.1B
Debt / Equity
BFH
BFH
IQ
IQ
Q1 26
Q4 25
1.29×
Q3 25
1.14×
Q2 25
1.34×
Q1 25
1.67×
Q4 24
1.82×
Q3 24
1.47×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFH
BFH
IQ
IQ
Operating Cash FlowLast quarter
$568.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFH
BFH
IQ
IQ
Q1 26
Q4 25
$568.0M
Q3 25
$605.0M
Q2 25
$526.0M
Q1 25
$393.0M
Q4 24
$479.0M
Q3 24
$456.0M
Q2 24
$477.0M
Cash Conversion
BFH
BFH
IQ
IQ
Q1 26
Q4 25
Q3 25
3.22×
Q2 25
3.78×
Q1 25
2.85×
Q4 24
Q3 24
228.00×
Q2 24
3.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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