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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and LEGGETT & PLATT INC (LEG). Click either name above to swap in a different company.

BREAD FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($975.0M vs $938.6M, roughly 1.0× LEGGETT & PLATT INC). On growth, BREAD FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (5.4% vs -11.2%). Over the past eight quarters, BREAD FINANCIAL HOLDINGS, INC.'s revenue compounded faster (-0.8% CAGR vs -7.5%).

Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.

Leggett & Platt (L&P), based in Carthage, Missouri, is an American diversified manufacturer that designs and produces various engineered components and products that can be found in homes and automobiles. The firm was founded in 1883, and consists of 15 business units, 20,000 employee-partners, and 135 manufacturing facilities located in 18 countries.

BFH vs LEG — Head-to-Head

Bigger by revenue
BFH
BFH
1.0× larger
BFH
$975.0M
$938.6M
LEG
Growing faster (revenue YoY)
BFH
BFH
+16.6% gap
BFH
5.4%
-11.2%
LEG
Faster 2-yr revenue CAGR
BFH
BFH
Annualised
BFH
-0.8%
-7.5%
LEG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BFH
BFH
LEG
LEG
Revenue
$975.0M
$938.6M
Net Profit
$25.1M
Gross Margin
17.9%
Operating Margin
4.9%
2.0%
Net Margin
2.7%
Revenue YoY
5.4%
-11.2%
Net Profit YoY
76.8%
EPS (diluted)
$1.21
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFH
BFH
LEG
LEG
Q4 25
$975.0M
$938.6M
Q3 25
$971.0M
$1.0B
Q2 25
$929.0M
$1.1B
Q1 25
$970.0M
$1.0B
Q4 24
$925.0M
$1.1B
Q3 24
$983.0M
$1.1B
Q2 24
$939.0M
$1.1B
Q1 24
$991.0M
$1.1B
Net Profit
BFH
BFH
LEG
LEG
Q4 25
$25.1M
Q3 25
$188.0M
$127.1M
Q2 25
$139.0M
$52.5M
Q1 25
$138.0M
$30.6M
Q4 24
$14.2M
Q3 24
$2.0M
$44.9M
Q2 24
$133.0M
$-602.2M
Q1 24
$134.0M
$31.6M
Gross Margin
BFH
BFH
LEG
LEG
Q4 25
17.9%
Q3 25
18.7%
Q2 25
18.2%
Q1 25
18.6%
Q4 24
16.6%
Q3 24
18.2%
Q2 24
16.5%
Q1 24
17.0%
Operating Margin
BFH
BFH
LEG
LEG
Q4 25
4.9%
2.0%
Q3 25
20.2%
14.9%
Q2 25
18.7%
6.8%
Q1 25
20.3%
4.4%
Q4 24
-2.9%
2.4%
Q3 24
4.1%
5.2%
Q2 24
19.2%
-56.2%
Q1 24
19.0%
3.9%
Net Margin
BFH
BFH
LEG
LEG
Q4 25
2.7%
Q3 25
19.4%
12.3%
Q2 25
15.0%
5.0%
Q1 25
14.2%
3.0%
Q4 24
1.3%
Q3 24
0.2%
4.1%
Q2 24
14.2%
-53.4%
Q1 24
13.5%
2.9%
EPS (diluted)
BFH
BFH
LEG
LEG
Q4 25
$1.21
$0.18
Q3 25
$3.96
$0.91
Q2 25
$2.94
$0.38
Q1 25
$2.78
$0.22
Q4 24
$0.08
$0.10
Q3 24
$0.05
$0.33
Q2 24
$2.66
$-4.39
Q1 24
$2.70
$0.23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFH
BFH
LEG
LEG
Cash + ST InvestmentsLiquidity on hand
$3.6B
$587.4M
Total DebtLower is stronger
$4.3B
$1.5B
Stockholders' EquityBook value
$3.3B
$1.0B
Total Assets
$22.7B
$3.5B
Debt / EquityLower = less leverage
1.29×
1.46×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFH
BFH
LEG
LEG
Q4 25
$3.6B
$587.4M
Q3 25
$3.8B
$460.7M
Q2 25
$3.8B
$368.8M
Q1 25
$4.2B
$412.6M
Q4 24
$4.0B
$350.2M
Q3 24
$3.5B
$277.2M
Q2 24
$4.1B
$307.0M
Q1 24
$3.8B
$361.3M
Total Debt
BFH
BFH
LEG
LEG
Q4 25
$4.3B
$1.5B
Q3 25
$3.8B
$1.5B
Q2 25
$4.2B
$1.8B
Q1 25
$5.1B
$1.9B
Q4 24
$5.6B
$1.9B
Q3 24
$4.6B
$1.6B
Q2 24
$1.7B
Q1 24
$1.8B
Stockholders' Equity
BFH
BFH
LEG
LEG
Q4 25
$3.3B
$1.0B
Q3 25
$3.3B
$971.8M
Q2 25
$3.2B
$855.0M
Q1 25
$3.1B
$746.8M
Q4 24
$3.1B
$689.4M
Q3 24
$3.1B
$741.0M
Q2 24
$3.2B
$667.6M
Q1 24
$3.0B
$1.3B
Total Assets
BFH
BFH
LEG
LEG
Q4 25
$22.7B
$3.5B
Q3 25
$21.7B
$3.5B
Q2 25
$21.8B
$3.7B
Q1 25
$22.4B
$3.7B
Q4 24
$22.9B
$3.7B
Q3 24
$21.7B
$3.8B
Q2 24
$22.1B
$3.8B
Q1 24
$22.3B
$4.6B
Debt / Equity
BFH
BFH
LEG
LEG
Q4 25
1.29×
1.46×
Q3 25
1.14×
1.54×
Q2 25
1.34×
2.10×
Q1 25
1.67×
2.59×
Q4 24
1.82×
2.70×
Q3 24
1.47×
2.13×
Q2 24
2.55×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFH
BFH
LEG
LEG
Operating Cash FlowLast quarter
$568.0M
$121.5M
Free Cash FlowOCF − Capex
$101.9M
FCF MarginFCF / Revenue
10.9%
Capex IntensityCapex / Revenue
2.1%
Cash ConversionOCF / Net Profit
4.84×
TTM Free Cash FlowTrailing 4 quarters
$281.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFH
BFH
LEG
LEG
Q4 25
$568.0M
$121.5M
Q3 25
$605.0M
$125.9M
Q2 25
$526.0M
$84.0M
Q1 25
$393.0M
$6.8M
Q4 24
$479.0M
$122.3M
Q3 24
$456.0M
$95.5M
Q2 24
$477.0M
$94.0M
Q1 24
$447.0M
$-6.1M
Free Cash Flow
BFH
BFH
LEG
LEG
Q4 25
$101.9M
Q3 25
$110.1M
Q2 25
$75.5M
Q1 25
$-6.5M
Q4 24
$100.5M
Q3 24
$77.1M
Q2 24
$78.5M
Q1 24
$-32.0M
FCF Margin
BFH
BFH
LEG
LEG
Q4 25
10.9%
Q3 25
10.6%
Q2 25
7.1%
Q1 25
-0.6%
Q4 24
9.5%
Q3 24
7.0%
Q2 24
7.0%
Q1 24
-2.9%
Capex Intensity
BFH
BFH
LEG
LEG
Q4 25
2.1%
Q3 25
1.5%
Q2 25
0.8%
Q1 25
1.3%
Q4 24
2.1%
Q3 24
1.7%
Q2 24
1.4%
Q1 24
2.4%
Cash Conversion
BFH
BFH
LEG
LEG
Q4 25
4.84×
Q3 25
3.22×
0.99×
Q2 25
3.78×
1.60×
Q1 25
2.85×
0.22×
Q4 24
8.61×
Q3 24
228.00×
2.13×
Q2 24
3.59×
Q1 24
3.34×
-0.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BFH
BFH

Segment breakdown not available.

LEG
LEG

Bedding Products$373.8M40%
Flooring And Textile Products Group$196.9M21%
Automotive Group$194.9M21%
Work Furniture Group$66.2M7%
Home Furniture Group$61.0M6%
Hydraulic Cylinders$45.8M5%

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