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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and Monolithic Power Systems (MPWR). Click either name above to swap in a different company.
BREAD FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($975.0M vs $804.2M, roughly 1.2× Monolithic Power Systems). On growth, Monolithic Power Systems posted the faster year-over-year revenue change (26.1% vs 5.4%). Over the past eight quarters, Monolithic Power Systems's revenue compounded faster (25.9% CAGR vs -0.8%).
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.
Monolithic Power Systems, Inc. is an American, publicly traded company headquartered in Kirkland, Washington. It operates in more than 15 locations worldwide.
BFH vs MPWR — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $975.0M | $804.2M |
| Net Profit | — | $193.2M |
| Gross Margin | — | 55.3% |
| Operating Margin | 4.9% | 30.0% |
| Net Margin | — | 24.0% |
| Revenue YoY | 5.4% | 26.1% |
| Net Profit YoY | — | 43.1% |
| EPS (diluted) | $1.21 | $3.92 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $804.2M | ||
| Q4 25 | $975.0M | $751.2M | ||
| Q3 25 | $971.0M | $737.2M | ||
| Q2 25 | $929.0M | $664.6M | ||
| Q1 25 | $970.0M | $637.6M | ||
| Q4 24 | $925.0M | $621.7M | ||
| Q3 24 | $983.0M | $620.1M | ||
| Q2 24 | $939.0M | $507.4M |
| Q1 26 | — | $193.2M | ||
| Q4 25 | — | $171.7M | ||
| Q3 25 | $188.0M | $179.8M | ||
| Q2 25 | $139.0M | $135.0M | ||
| Q1 25 | $138.0M | $135.1M | ||
| Q4 24 | — | $1.3B | ||
| Q3 24 | $2.0M | $144.4M | ||
| Q2 24 | $133.0M | $100.4M |
| Q1 26 | — | 55.3% | ||
| Q4 25 | — | 55.2% | ||
| Q3 25 | — | 55.1% | ||
| Q2 25 | — | 55.1% | ||
| Q1 25 | — | 55.4% | ||
| Q4 24 | — | 55.4% | ||
| Q3 24 | — | 55.4% | ||
| Q2 24 | — | 55.3% |
| Q1 26 | — | 30.0% | ||
| Q4 25 | 4.9% | 26.6% | ||
| Q3 25 | 20.2% | 26.5% | ||
| Q2 25 | 18.7% | 24.8% | ||
| Q1 25 | 20.3% | 26.5% | ||
| Q4 24 | -2.9% | 26.3% | ||
| Q3 24 | 4.1% | 26.5% | ||
| Q2 24 | 19.2% | 23.0% |
| Q1 26 | — | 24.0% | ||
| Q4 25 | — | 22.9% | ||
| Q3 25 | 19.4% | 24.4% | ||
| Q2 25 | 15.0% | 20.3% | ||
| Q1 25 | 14.2% | 21.2% | ||
| Q4 24 | — | 201.8% | ||
| Q3 24 | 0.2% | 23.3% | ||
| Q2 24 | 14.2% | 19.8% |
| Q1 26 | — | $3.92 | ||
| Q4 25 | $1.21 | $3.50 | ||
| Q3 25 | $3.96 | $3.74 | ||
| Q2 25 | $2.94 | $2.81 | ||
| Q1 25 | $2.78 | $2.81 | ||
| Q4 24 | $0.08 | $25.71 | ||
| Q3 24 | $0.05 | $2.95 | ||
| Q2 24 | $2.66 | $2.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.6B | $1.4B |
| Total DebtLower is stronger | $4.3B | — |
| Stockholders' EquityBook value | $3.3B | $3.7B |
| Total Assets | $22.7B | $4.4B |
| Debt / EquityLower = less leverage | 1.29× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.4B | ||
| Q4 25 | $3.6B | $1.3B | ||
| Q3 25 | $3.8B | $1.3B | ||
| Q2 25 | $3.8B | $1.1B | ||
| Q1 25 | $4.2B | $1.0B | ||
| Q4 24 | $4.0B | $862.9M | ||
| Q3 24 | $3.5B | $1.5B | ||
| Q2 24 | $4.1B | $1.3B |
| Q1 26 | — | — | ||
| Q4 25 | $4.3B | — | ||
| Q3 25 | $3.8B | — | ||
| Q2 25 | $4.2B | — | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $5.6B | — | ||
| Q3 24 | $4.6B | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $3.7B | ||
| Q4 25 | $3.3B | $3.5B | ||
| Q3 25 | $3.3B | $3.4B | ||
| Q2 25 | $3.2B | $3.2B | ||
| Q1 25 | $3.1B | $3.1B | ||
| Q4 24 | $3.1B | $3.0B | ||
| Q3 24 | $3.1B | $2.4B | ||
| Q2 24 | $3.2B | $2.2B |
| Q1 26 | — | $4.4B | ||
| Q4 25 | $22.7B | $4.2B | ||
| Q3 25 | $21.7B | $4.1B | ||
| Q2 25 | $21.8B | $3.9B | ||
| Q1 25 | $22.4B | $3.7B | ||
| Q4 24 | $22.9B | $3.5B | ||
| Q3 24 | $21.7B | $2.9B | ||
| Q2 24 | $22.1B | $2.6B |
| Q1 26 | — | — | ||
| Q4 25 | 1.29× | — | ||
| Q3 25 | 1.14× | — | ||
| Q2 25 | 1.34× | — | ||
| Q1 25 | 1.67× | — | ||
| Q4 24 | 1.82× | — | ||
| Q3 24 | 1.47× | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $568.0M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $568.0M | $104.9M | ||
| Q3 25 | $605.0M | $239.3M | ||
| Q2 25 | $526.0M | $237.6M | ||
| Q1 25 | $393.0M | $256.4M | ||
| Q4 24 | $479.0M | $167.7M | ||
| Q3 24 | $456.0M | $231.7M | ||
| Q2 24 | $477.0M | $141.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $63.9M | ||
| Q3 25 | — | $196.8M | ||
| Q2 25 | — | $189.5M | ||
| Q1 25 | — | $216.0M | ||
| Q4 24 | — | $102.9M | ||
| Q3 24 | — | $197.9M | ||
| Q2 24 | — | $109.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 8.5% | ||
| Q3 25 | — | 26.7% | ||
| Q2 25 | — | 28.5% | ||
| Q1 25 | — | 33.9% | ||
| Q4 24 | — | 16.5% | ||
| Q3 24 | — | 31.9% | ||
| Q2 24 | — | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | 5.8% | ||
| Q2 25 | — | 7.2% | ||
| Q1 25 | — | 6.3% | ||
| Q4 24 | — | 10.4% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | 6.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.61× | ||
| Q3 25 | 3.22× | 1.33× | ||
| Q2 25 | 3.78× | 1.76× | ||
| Q1 25 | 2.85× | 1.90× | ||
| Q4 24 | — | 0.13× | ||
| Q3 24 | 228.00× | 1.60× | ||
| Q2 24 | 3.59× | 1.40× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
