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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and OCEANEERING INTERNATIONAL INC (OII). Click either name above to swap in a different company.
BREAD FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($975.0M vs $692.4M, roughly 1.4× OCEANEERING INTERNATIONAL INC). On growth, BREAD FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (5.4% vs 2.7%). Over the past eight quarters, OCEANEERING INTERNATIONAL INC's revenue compounded faster (1.8% CAGR vs -0.8%).
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.
Oceaneering International, Inc. is a subsea engineering and applied technology company based in Houston, Texas, U.S. that provides engineered services and hardware to customers who operate in marine, space, and other environments.
BFH vs OII — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $975.0M | $692.4M |
| Net Profit | — | $36.1M |
| Gross Margin | — | — |
| Operating Margin | 4.9% | — |
| Net Margin | — | 5.2% |
| Revenue YoY | 5.4% | 2.7% |
| Net Profit YoY | — | -79.7% |
| EPS (diluted) | $1.21 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $692.4M | ||
| Q4 25 | $975.0M | $668.6M | ||
| Q3 25 | $971.0M | $742.9M | ||
| Q2 25 | $929.0M | $698.2M | ||
| Q1 25 | $970.0M | $674.5M | ||
| Q4 24 | $925.0M | $713.5M | ||
| Q3 24 | $983.0M | $679.8M | ||
| Q2 24 | $939.0M | $668.8M |
| Q1 26 | — | $36.1M | ||
| Q4 25 | — | $177.7M | ||
| Q3 25 | $188.0M | $71.3M | ||
| Q2 25 | $139.0M | $54.4M | ||
| Q1 25 | $138.0M | $50.4M | ||
| Q4 24 | — | $56.1M | ||
| Q3 24 | $2.0M | $41.2M | ||
| Q2 24 | $133.0M | $35.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 19.8% | ||
| Q3 25 | — | 20.6% | ||
| Q2 25 | — | 21.3% | ||
| Q1 25 | — | 20.0% | ||
| Q4 24 | — | 19.9% | ||
| Q3 24 | — | 19.3% | ||
| Q2 24 | — | 18.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 9.8% | ||
| Q3 25 | 20.2% | 11.6% | ||
| Q2 25 | 18.7% | 11.3% | ||
| Q1 25 | 20.3% | 10.9% | ||
| Q4 24 | -2.9% | 10.9% | ||
| Q3 24 | 4.1% | 10.5% | ||
| Q2 24 | 19.2% | 9.0% |
| Q1 26 | — | 5.2% | ||
| Q4 25 | — | 26.6% | ||
| Q3 25 | 19.4% | 9.6% | ||
| Q2 25 | 15.0% | 7.8% | ||
| Q1 25 | 14.2% | 7.5% | ||
| Q4 24 | — | 7.9% | ||
| Q3 24 | 0.2% | 6.1% | ||
| Q2 24 | 14.2% | 5.2% |
| Q1 26 | — | $0.36 | ||
| Q4 25 | $1.21 | $1.75 | ||
| Q3 25 | $3.96 | $0.71 | ||
| Q2 25 | $2.94 | $0.54 | ||
| Q1 25 | $2.78 | $0.49 | ||
| Q4 24 | $0.08 | $0.55 | ||
| Q3 24 | $0.05 | $0.40 | ||
| Q2 24 | $2.66 | $0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.6B | — |
| Total DebtLower is stronger | $4.3B | $488.8M |
| Stockholders' EquityBook value | $3.3B | $1.1B |
| Total Assets | $22.7B | $2.6B |
| Debt / EquityLower = less leverage | 1.29× | 0.44× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $3.6B | $695.9M | ||
| Q3 25 | $3.8B | $7.0M | ||
| Q2 25 | $3.8B | $7.0M | ||
| Q1 25 | $4.2B | $7.0M | ||
| Q4 24 | $4.0B | $504.5M | ||
| Q3 24 | $3.5B | — | ||
| Q2 24 | $4.1B | — |
| Q1 26 | — | $488.8M | ||
| Q4 25 | $4.3B | $487.4M | ||
| Q3 25 | $3.8B | — | ||
| Q2 25 | $4.2B | — | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $5.6B | $482.0M | ||
| Q3 24 | $4.6B | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $1.1B | ||
| Q4 25 | $3.3B | $1.1B | ||
| Q3 25 | $3.3B | $907.7M | ||
| Q2 25 | $3.2B | $842.1M | ||
| Q1 25 | $3.1B | $773.1M | ||
| Q4 24 | $3.1B | $714.3M | ||
| Q3 24 | $3.1B | $698.0M | ||
| Q2 24 | $3.2B | $651.0M |
| Q1 26 | — | $2.6B | ||
| Q4 25 | $22.7B | $2.7B | ||
| Q3 25 | $21.7B | $2.5B | ||
| Q2 25 | $21.8B | $2.3B | ||
| Q1 25 | $22.4B | $2.3B | ||
| Q4 24 | $22.9B | $2.3B | ||
| Q3 24 | $21.7B | $2.4B | ||
| Q2 24 | $22.1B | $2.3B |
| Q1 26 | — | 0.44× | ||
| Q4 25 | 1.29× | 0.46× | ||
| Q3 25 | 1.14× | — | ||
| Q2 25 | 1.34× | — | ||
| Q1 25 | 1.67× | — | ||
| Q4 24 | 1.82× | 0.67× | ||
| Q3 24 | 1.47× | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $568.0M | — |
| Free Cash FlowOCF − Capex | — | $-76.5M |
| FCF MarginFCF / Revenue | — | -11.1% |
| Capex IntensityCapex / Revenue | — | 2.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $238.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $568.0M | $221.1M | ||
| Q3 25 | $605.0M | $101.3M | ||
| Q2 25 | $526.0M | $77.2M | ||
| Q1 25 | $393.0M | $-80.7M | ||
| Q4 24 | $479.0M | $128.4M | ||
| Q3 24 | $456.0M | $91.9M | ||
| Q2 24 | $477.0M | $52.6M |
| Q1 26 | — | $-76.5M | ||
| Q4 25 | — | $190.7M | ||
| Q3 25 | — | $77.0M | ||
| Q2 25 | — | $46.9M | ||
| Q1 25 | — | $-106.8M | ||
| Q4 24 | — | $94.5M | ||
| Q3 24 | — | $67.0M | ||
| Q2 24 | — | $29.8M |
| Q1 26 | — | -11.1% | ||
| Q4 25 | — | 28.5% | ||
| Q3 25 | — | 10.4% | ||
| Q2 25 | — | 6.7% | ||
| Q1 25 | — | -15.8% | ||
| Q4 24 | — | 13.2% | ||
| Q3 24 | — | 9.9% | ||
| Q2 24 | — | 4.5% |
| Q1 26 | — | 2.5% | ||
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 3.3% | ||
| Q2 25 | — | 4.3% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 4.7% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 3.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.24× | ||
| Q3 25 | 3.22× | 1.42× | ||
| Q2 25 | 3.78× | 1.42× | ||
| Q1 25 | 2.85× | -1.60× | ||
| Q4 24 | — | 2.29× | ||
| Q3 24 | 228.00× | 2.23× | ||
| Q2 24 | 3.59× | 1.50× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BFH
Segment breakdown not available.
OII
| Backlog at end of period | $492.0M | 71% |
| Other | $162.8M | 24% |
| ROV days available | $22.5M | 3% |
| ROV days utilized | $15.1M | 2% |
