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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and OLIN Corp (OLN). Click either name above to swap in a different company.
OLIN Corp is the larger business by last-quarter revenue ($1.6B vs $975.0M, roughly 1.6× BREAD FINANCIAL HOLDINGS, INC.). On growth, BREAD FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (5.4% vs -3.7%). Over the past eight quarters, BREAD FINANCIAL HOLDINGS, INC.'s revenue compounded faster (-0.8% CAGR vs -1.9%).
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.
Olin Corporation is an American manufacturer of ammunition, chlorine, and sodium hydroxide. The company traces its roots to two companies, both founded in 1892: Franklin W. Olin's Equitable Powder Company and the Mathieson Alkali Works. Accidents at Olin chemical plants have exposed employees and nearby residents to health hazards.
BFH vs OLN — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $975.0M | $1.6B |
| Net Profit | — | — |
| Gross Margin | — | 4.8% |
| Operating Margin | 4.9% | — |
| Net Margin | — | — |
| Revenue YoY | 5.4% | -3.7% |
| Net Profit YoY | — | — |
| EPS (diluted) | $1.21 | $-0.73 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $1.6B | ||
| Q4 25 | $975.0M | $1.7B | ||
| Q3 25 | $971.0M | $1.7B | ||
| Q2 25 | $929.0M | $1.8B | ||
| Q1 25 | $970.0M | $1.6B | ||
| Q4 24 | $925.0M | $1.7B | ||
| Q3 24 | $983.0M | $1.6B | ||
| Q2 24 | $939.0M | $1.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | $-143.2M | ||
| Q3 25 | $188.0M | $43.7M | ||
| Q2 25 | $139.0M | $-2.8M | ||
| Q1 25 | $138.0M | $1.2M | ||
| Q4 24 | — | $10.1M | ||
| Q3 24 | $2.0M | $-25.2M | ||
| Q2 24 | $133.0M | $72.3M |
| Q1 26 | — | 4.8% | ||
| Q4 25 | — | 1.9% | ||
| Q3 25 | — | 10.7% | ||
| Q2 25 | — | 7.9% | ||
| Q1 25 | — | 9.0% | ||
| Q4 24 | — | 9.4% | ||
| Q3 24 | — | 8.5% | ||
| Q2 24 | — | 14.5% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | -9.4% | ||
| Q3 25 | 20.2% | 4.8% | ||
| Q2 25 | 18.7% | 2.0% | ||
| Q1 25 | 20.3% | 2.7% | ||
| Q4 24 | -2.9% | 2.8% | ||
| Q3 24 | 4.1% | 1.0% | ||
| Q2 24 | 19.2% | 8.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | -8.6% | ||
| Q3 25 | 19.4% | 2.6% | ||
| Q2 25 | 15.0% | -0.2% | ||
| Q1 25 | 14.2% | 0.1% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | 0.2% | -1.6% | ||
| Q2 24 | 14.2% | 4.4% |
| Q1 26 | — | $-0.73 | ||
| Q4 25 | $1.21 | $-1.25 | ||
| Q3 25 | $3.96 | $0.37 | ||
| Q2 25 | $2.94 | $-0.01 | ||
| Q1 25 | $2.78 | $0.01 | ||
| Q4 24 | $0.08 | $0.10 | ||
| Q3 24 | $0.05 | $-0.21 | ||
| Q2 24 | $2.66 | $0.62 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.6B | $192.2M |
| Total DebtLower is stronger | $4.3B | $3.0B |
| Stockholders' EquityBook value | $3.3B | $1.7B |
| Total Assets | $22.7B | $7.4B |
| Debt / EquityLower = less leverage | 1.29× | 1.73× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $192.2M | ||
| Q4 25 | $3.6B | $167.6M | ||
| Q3 25 | $3.8B | — | ||
| Q2 25 | $3.8B | — | ||
| Q1 25 | $4.2B | — | ||
| Q4 24 | $4.0B | $175.6M | ||
| Q3 24 | $3.5B | — | ||
| Q2 24 | $4.1B | — |
| Q1 26 | — | $3.0B | ||
| Q4 25 | $4.3B | $2.8B | ||
| Q3 25 | $3.8B | $3.0B | ||
| Q2 25 | $4.2B | $3.0B | ||
| Q1 25 | $5.1B | $3.0B | ||
| Q4 24 | $5.6B | $2.7B | ||
| Q3 24 | $4.6B | $2.8B | ||
| Q2 24 | — | $2.8B |
| Q1 26 | — | $1.7B | ||
| Q4 25 | $3.3B | $1.8B | ||
| Q3 25 | $3.3B | $2.0B | ||
| Q2 25 | $3.2B | $2.0B | ||
| Q1 25 | $3.1B | $2.0B | ||
| Q4 24 | $3.1B | $2.0B | ||
| Q3 24 | $3.1B | $2.1B | ||
| Q2 24 | $3.2B | $2.1B |
| Q1 26 | — | $7.4B | ||
| Q4 25 | $22.7B | $7.3B | ||
| Q3 25 | $21.7B | $7.6B | ||
| Q2 25 | $21.8B | $7.7B | ||
| Q1 25 | $22.4B | $7.7B | ||
| Q4 24 | $22.9B | $7.6B | ||
| Q3 24 | $21.7B | $7.5B | ||
| Q2 24 | $22.1B | $7.7B |
| Q1 26 | — | 1.73× | ||
| Q4 25 | 1.29× | 1.55× | ||
| Q3 25 | 1.14× | 1.52× | ||
| Q2 25 | 1.34× | 1.52× | ||
| Q1 25 | 1.67× | 1.50× | ||
| Q4 24 | 1.82× | 1.34× | ||
| Q3 24 | 1.47× | 1.34× | ||
| Q2 24 | — | 1.31× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $568.0M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | 2.8% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $568.0M | $321.2M | ||
| Q3 25 | $605.0M | $26.7M | ||
| Q2 25 | $526.0M | $212.3M | ||
| Q1 25 | $393.0M | $-86.0M | ||
| Q4 24 | $479.0M | $141.7M | ||
| Q3 24 | $456.0M | $189.9M | ||
| Q2 24 | $477.0M | $90.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $-44.4M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $-147.4M | ||
| Q4 24 | — | $90.7M | ||
| Q3 24 | — | $146.6M | ||
| Q2 24 | — | $34.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -2.6% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -9.0% | ||
| Q4 24 | — | 5.4% | ||
| Q3 24 | — | 9.2% | ||
| Q2 24 | — | 2.1% |
| Q1 26 | — | 2.8% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 4.2% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 3.7% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 2.7% | ||
| Q2 24 | — | 3.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 3.22× | 0.61× | ||
| Q2 25 | 3.78× | — | ||
| Q1 25 | 2.85× | -71.67× | ||
| Q4 24 | — | 14.03× | ||
| Q3 24 | 228.00× | — | ||
| Q2 24 | 3.59× | 1.25× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BFH
Segment breakdown not available.
OLN
| Chlor Alkali Products and Vinyls | $756.9M | 48% |
| Winchester | $470.5M | 30% |
| Epoxy | $355.6M | 22% |
