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Side-by-side financial comparison of BREAD FINANCIAL HOLDINGS, INC. (BFH) and Primoris Services Corp (PRIM). Click either name above to swap in a different company.
Primoris Services Corp is the larger business by last-quarter revenue ($1.9B vs $975.0M, roughly 1.9× BREAD FINANCIAL HOLDINGS, INC.). On growth, Primoris Services Corp posted the faster year-over-year revenue change (6.7% vs 5.4%). Over the past eight quarters, Primoris Services Corp's revenue compounded faster (14.7% CAGR vs -0.8%).
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.
Primoris Services Corporation is a publicly traded specialty construction and infrastructure company based in the United States, with a particular focus on pipelines for natural gas, wastewater and water. As of 2014 it was a Fortune 1000 company.
BFH vs PRIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $975.0M | $1.9B |
| Net Profit | — | $51.7M |
| Gross Margin | — | 9.4% |
| Operating Margin | 4.9% | 4.2% |
| Net Margin | — | 2.8% |
| Revenue YoY | 5.4% | 6.7% |
| Net Profit YoY | — | -4.2% |
| EPS (diluted) | $1.21 | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $975.0M | $1.9B | ||
| Q3 25 | $971.0M | $2.2B | ||
| Q2 25 | $929.0M | $1.9B | ||
| Q1 25 | $970.0M | $1.6B | ||
| Q4 24 | $925.0M | $1.7B | ||
| Q3 24 | $983.0M | $1.6B | ||
| Q2 24 | $939.0M | $1.6B | ||
| Q1 24 | $991.0M | $1.4B |
| Q4 25 | — | $51.7M | ||
| Q3 25 | $188.0M | $94.6M | ||
| Q2 25 | $139.0M | $84.3M | ||
| Q1 25 | $138.0M | $44.2M | ||
| Q4 24 | — | $54.0M | ||
| Q3 24 | $2.0M | $58.4M | ||
| Q2 24 | $133.0M | $49.5M | ||
| Q1 24 | $134.0M | $18.9M |
| Q4 25 | — | 9.4% | ||
| Q3 25 | — | 10.8% | ||
| Q2 25 | — | 12.3% | ||
| Q1 25 | — | 10.4% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 12.0% | ||
| Q2 24 | — | 11.9% | ||
| Q1 24 | — | 9.4% |
| Q4 25 | 4.9% | 4.2% | ||
| Q3 25 | 20.2% | 6.3% | ||
| Q2 25 | 18.7% | 6.7% | ||
| Q1 25 | 20.3% | 4.3% | ||
| Q4 24 | -2.9% | 5.0% | ||
| Q3 24 | 4.1% | 6.0% | ||
| Q2 24 | 19.2% | 5.5% | ||
| Q1 24 | 19.0% | 3.1% |
| Q4 25 | — | 2.8% | ||
| Q3 25 | 19.4% | 4.3% | ||
| Q2 25 | 15.0% | 4.5% | ||
| Q1 25 | 14.2% | 2.7% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | 0.2% | 3.5% | ||
| Q2 24 | 14.2% | 3.2% | ||
| Q1 24 | 13.5% | 1.3% |
| Q4 25 | $1.21 | $0.94 | ||
| Q3 25 | $3.96 | $1.73 | ||
| Q2 25 | $2.94 | $1.54 | ||
| Q1 25 | $2.78 | $0.81 | ||
| Q4 24 | $0.08 | $0.98 | ||
| Q3 24 | $0.05 | $1.07 | ||
| Q2 24 | $2.66 | $0.91 | ||
| Q1 24 | $2.70 | $0.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.6B | $535.5M |
| Total DebtLower is stronger | $4.3B | $469.9M |
| Stockholders' EquityBook value | $3.3B | $1.7B |
| Total Assets | $22.7B | $4.4B |
| Debt / EquityLower = less leverage | 1.29× | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.6B | $535.5M | ||
| Q3 25 | $3.8B | $431.4M | ||
| Q2 25 | $3.8B | $390.3M | ||
| Q1 25 | $4.2B | $351.6M | ||
| Q4 24 | $4.0B | $455.8M | ||
| Q3 24 | $3.5B | $352.7M | ||
| Q2 24 | $4.1B | $207.4M | ||
| Q1 24 | $3.8B | $177.6M |
| Q4 25 | $4.3B | $469.9M | ||
| Q3 25 | $3.8B | $486.0M | ||
| Q2 25 | $4.2B | $603.1M | ||
| Q1 25 | $5.1B | $612.0M | ||
| Q4 24 | $5.6B | $734.8M | ||
| Q3 24 | $4.6B | $903.7M | ||
| Q2 24 | — | $933.0M | ||
| Q1 24 | — | $951.7M |
| Q4 25 | $3.3B | $1.7B | ||
| Q3 25 | $3.3B | $1.6B | ||
| Q2 25 | $3.2B | $1.5B | ||
| Q1 25 | $3.1B | $1.4B | ||
| Q4 24 | $3.1B | $1.4B | ||
| Q3 24 | $3.1B | $1.4B | ||
| Q2 24 | $3.2B | $1.3B | ||
| Q1 24 | $3.0B | $1.2B |
| Q4 25 | $22.7B | $4.4B | ||
| Q3 25 | $21.7B | $4.6B | ||
| Q2 25 | $21.8B | $4.5B | ||
| Q1 25 | $22.4B | $4.2B | ||
| Q4 24 | $22.9B | $4.2B | ||
| Q3 24 | $21.7B | $4.2B | ||
| Q2 24 | $22.1B | $4.0B | ||
| Q1 24 | $22.3B | $4.0B |
| Q4 25 | 1.29× | 0.28× | ||
| Q3 25 | 1.14× | 0.30× | ||
| Q2 25 | 1.34× | 0.39× | ||
| Q1 25 | 1.67× | 0.42× | ||
| Q4 24 | 1.82× | 0.52× | ||
| Q3 24 | 1.47× | 0.67× | ||
| Q2 24 | — | 0.72× | ||
| Q1 24 | — | 0.76× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $568.0M | $142.9M |
| Free Cash FlowOCF − Capex | — | $121.1M |
| FCF MarginFCF / Revenue | — | 6.5% |
| Capex IntensityCapex / Revenue | — | 1.2% |
| Cash ConversionOCF / Net Profit | — | 2.76× |
| TTM Free Cash FlowTrailing 4 quarters | — | $340.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $568.0M | $142.9M | ||
| Q3 25 | $605.0M | $182.9M | ||
| Q2 25 | $526.0M | $78.5M | ||
| Q1 25 | $393.0M | $66.2M | ||
| Q4 24 | $479.0M | $298.3M | ||
| Q3 24 | $456.0M | $222.5M | ||
| Q2 24 | $477.0M | $16.1M | ||
| Q1 24 | $447.0M | $-28.5M |
| Q4 25 | — | $121.1M | ||
| Q3 25 | — | $148.4M | ||
| Q2 25 | — | $45.3M | ||
| Q1 25 | — | $25.6M | ||
| Q4 24 | — | $270.0M | ||
| Q3 24 | — | $158.8M | ||
| Q2 24 | — | $-8.1M | ||
| Q1 24 | — | $-38.9M |
| Q4 25 | — | 6.5% | ||
| Q3 25 | — | 6.8% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 1.6% | ||
| Q4 24 | — | 15.5% | ||
| Q3 24 | — | 9.6% | ||
| Q2 24 | — | -0.5% | ||
| Q1 24 | — | -2.8% |
| Q4 25 | — | 1.2% | ||
| Q3 25 | — | 1.6% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 1.6% | ||
| Q3 24 | — | 3.9% | ||
| Q2 24 | — | 1.5% | ||
| Q1 24 | — | 0.7% |
| Q4 25 | — | 2.76× | ||
| Q3 25 | 3.22× | 1.93× | ||
| Q2 25 | 3.78× | 0.93× | ||
| Q1 25 | 2.85× | 1.50× | ||
| Q4 24 | — | 5.53× | ||
| Q3 24 | 228.00× | 3.81× | ||
| Q2 24 | 3.59× | 0.32× | ||
| Q1 24 | 3.34× | -1.50× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BFH
Segment breakdown not available.
PRIM
| Energy Segment | $1.2B | 64% |
| Unit Price Contracts | $473.7M | 25% |
| Cost Reimbursable Contracts | $121.3M | 7% |
| Other | $74.9M | 4% |
