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Side-by-side financial comparison of Business First Bancshares, Inc. (BFST) and Consensus Cloud Solutions, Inc. (CCSI). Click either name above to swap in a different company.

Consensus Cloud Solutions, Inc. is the larger business by last-quarter revenue ($88.5M vs $83.1M, roughly 1.1× Business First Bancshares, Inc.). On growth, Business First Bancshares, Inc. posted the faster year-over-year revenue change (7.1% vs 1.5%). Business First Bancshares, Inc. produced more free cash flow last quarter ($92.0M vs $38.5M). Over the past eight quarters, Business First Bancshares, Inc.'s revenue compounded faster (16.8% CAGR vs 0.6%).

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

Consensus Cloud Solutions, Inc. is a provider of cloud-based secure information delivery and digital workflow solutions. Its core offerings include encrypted digital fax, secure document exchange, and process automation tools, serving clients across healthcare, legal, financial services and enterprise sectors, with a primary operating market in North America.

BFST vs CCSI — Head-to-Head

Bigger by revenue
CCSI
CCSI
1.1× larger
CCSI
$88.5M
$83.1M
BFST
Growing faster (revenue YoY)
BFST
BFST
+5.6% gap
BFST
7.1%
1.5%
CCSI
More free cash flow
BFST
BFST
$53.6M more FCF
BFST
$92.0M
$38.5M
CCSI
Faster 2-yr revenue CAGR
BFST
BFST
Annualised
BFST
16.8%
0.6%
CCSI

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BFST
BFST
CCSI
CCSI
Revenue
$83.1M
$88.5M
Net Profit
$24.7M
Gross Margin
80.9%
Operating Margin
33.2%
42.7%
Net Margin
27.9%
Revenue YoY
7.1%
1.5%
Net Profit YoY
16.7%
EPS (diluted)
$0.71
$1.30

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFST
BFST
CCSI
CCSI
Q1 26
$88.5M
Q4 25
$83.1M
$87.1M
Q3 25
$80.9M
$87.8M
Q2 25
$81.5M
$87.7M
Q1 25
$79.2M
$87.1M
Q4 24
$77.6M
$87.0M
Q3 24
$66.9M
$87.8M
Q2 24
$66.2M
$87.5M
Net Profit
BFST
BFST
CCSI
CCSI
Q1 26
$24.7M
Q4 25
$20.5M
Q3 25
$22.9M
$22.1M
Q2 25
$22.1M
$20.8M
Q1 25
$20.5M
$21.2M
Q4 24
$18.1M
Q3 24
$17.8M
$21.1M
Q2 24
$17.2M
$23.9M
Gross Margin
BFST
BFST
CCSI
CCSI
Q1 26
80.9%
Q4 25
80.0%
Q3 25
80.0%
Q2 25
79.9%
Q1 25
79.3%
Q4 24
79.5%
Q3 24
79.9%
Q2 24
80.4%
Operating Margin
BFST
BFST
CCSI
CCSI
Q1 26
42.7%
Q4 25
33.2%
41.1%
Q3 25
35.7%
43.2%
Q2 25
34.4%
44.5%
Q1 25
32.6%
43.0%
Q4 24
27.5%
38.4%
Q3 24
34.0%
43.8%
Q2 24
32.9%
45.6%
Net Margin
BFST
BFST
CCSI
CCSI
Q1 26
27.9%
Q4 25
23.5%
Q3 25
28.2%
25.2%
Q2 25
27.1%
23.7%
Q1 25
25.9%
24.3%
Q4 24
20.8%
Q3 24
26.7%
24.1%
Q2 24
26.0%
27.3%
EPS (diluted)
BFST
BFST
CCSI
CCSI
Q1 26
$1.30
Q4 25
$0.71
$1.06
Q3 25
$0.73
$1.15
Q2 25
$0.70
$1.07
Q1 25
$0.65
$1.07
Q4 24
$0.51
$0.92
Q3 24
$0.65
$1.09
Q2 24
$0.62
$1.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFST
BFST
CCSI
CCSI
Cash + ST InvestmentsLiquidity on hand
$411.2M
$92.3M
Total DebtLower is stronger
$556.8M
Stockholders' EquityBook value
$896.9M
$22.0M
Total Assets
$8.2B
$678.7M
Debt / EquityLower = less leverage
25.31×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFST
BFST
CCSI
CCSI
Q1 26
$92.3M
Q4 25
$411.2M
$74.7M
Q3 25
$399.1M
$97.6M
Q2 25
$495.8M
$57.9M
Q1 25
$312.9M
$53.4M
Q4 24
$319.1M
$33.5M
Q3 24
$213.2M
$54.6M
Q2 24
$208.1M
$49.2M
Total Debt
BFST
BFST
CCSI
CCSI
Q1 26
$556.8M
Q4 25
$558.4M
Q3 25
$578.6M
Q2 25
$578.2M
Q1 25
$583.7M
Q4 24
$593.0M
Q3 24
$612.5M
Q2 24
$642.8M
Stockholders' Equity
BFST
BFST
CCSI
CCSI
Q1 26
$22.0M
Q4 25
$896.9M
$13.8M
Q3 25
$878.4M
$-2.6M
Q2 25
$848.4M
$-26.5M
Q1 25
$826.3M
$-49.4M
Q4 24
$799.5M
$-79.5M
Q3 24
$699.5M
$-93.2M
Q2 24
$664.5M
$-124.4M
Total Assets
BFST
BFST
CCSI
CCSI
Q1 26
$678.7M
Q4 25
$8.2B
$663.8M
Q3 25
$8.0B
$675.0M
Q2 25
$7.9B
$641.5M
Q1 25
$7.8B
$629.6M
Q4 24
$7.9B
$602.2M
Q3 24
$6.9B
$622.5M
Q2 24
$6.7B
$608.5M
Debt / Equity
BFST
BFST
CCSI
CCSI
Q1 26
25.31×
Q4 25
40.54×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFST
BFST
CCSI
CCSI
Operating Cash FlowLast quarter
$92.1M
$45.8M
Free Cash FlowOCF − Capex
$92.0M
$38.5M
FCF MarginFCF / Revenue
110.7%
43.5%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
1.86×
TTM Free Cash FlowTrailing 4 quarters
$165.6M
$110.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFST
BFST
CCSI
CCSI
Q1 26
$45.8M
Q4 25
$92.1M
$15.2M
Q3 25
$32.4M
$51.6M
Q2 25
$14.0M
$28.3M
Q1 25
$28.7M
$40.9M
Q4 24
$61.4M
$11.1M
Q3 24
$21.4M
$41.6M
Q2 24
$15.1M
$24.4M
Free Cash Flow
BFST
BFST
CCSI
CCSI
Q1 26
$38.5M
Q4 25
$92.0M
$7.3M
Q3 25
$32.1M
$44.4M
Q2 25
$13.8M
$20.3M
Q1 25
$27.7M
$33.7M
Q4 24
$59.8M
$3.1M
Q3 24
$21.0M
$33.6M
Q2 24
$14.0M
$15.8M
FCF Margin
BFST
BFST
CCSI
CCSI
Q1 26
43.5%
Q4 25
110.7%
8.4%
Q3 25
39.6%
50.6%
Q2 25
16.9%
23.2%
Q1 25
34.9%
38.7%
Q4 24
77.1%
3.6%
Q3 24
31.4%
38.3%
Q2 24
21.2%
18.1%
Capex Intensity
BFST
BFST
CCSI
CCSI
Q1 26
Q4 25
0.1%
9.1%
Q3 25
0.4%
8.2%
Q2 25
0.3%
9.1%
Q1 25
1.3%
8.3%
Q4 24
2.0%
9.2%
Q3 24
0.6%
9.1%
Q2 24
1.6%
9.8%
Cash Conversion
BFST
BFST
CCSI
CCSI
Q1 26
1.86×
Q4 25
0.74×
Q3 25
1.42×
2.34×
Q2 25
0.63×
1.36×
Q1 25
1.40×
1.94×
Q4 24
0.62×
Q3 24
1.20×
1.97×
Q2 24
0.88×
1.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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