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Side-by-side financial comparison of Business First Bancshares, Inc. (BFST) and ChargePoint Holdings, Inc. (CHPT). Click either name above to swap in a different company.

ChargePoint Holdings, Inc. is the larger business by last-quarter revenue ($105.7M vs $83.1M, roughly 1.3× Business First Bancshares, Inc.). On growth, Business First Bancshares, Inc. posted the faster year-over-year revenue change (7.1% vs 6.1%). Business First Bancshares, Inc. produced more free cash flow last quarter ($92.0M vs $-23.6M). Over the past eight quarters, Business First Bancshares, Inc.'s revenue compounded faster (16.8% CAGR vs -4.5%).

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

ChargePoint Holdings, Inc. is an American electric vehicle infrastructure company based in Campbell, California. ChargePoint operates the largest online network of independently owned EV charging stations operating in 14 countries and makes some of its technology.

BFST vs CHPT — Head-to-Head

Bigger by revenue
CHPT
CHPT
1.3× larger
CHPT
$105.7M
$83.1M
BFST
Growing faster (revenue YoY)
BFST
BFST
+1.0% gap
BFST
7.1%
6.1%
CHPT
More free cash flow
BFST
BFST
$115.6M more FCF
BFST
$92.0M
$-23.6M
CHPT
Faster 2-yr revenue CAGR
BFST
BFST
Annualised
BFST
16.8%
-4.5%
CHPT

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
BFST
BFST
CHPT
CHPT
Revenue
$83.1M
$105.7M
Net Profit
$-52.5M
Gross Margin
30.7%
Operating Margin
33.2%
-42.0%
Net Margin
-49.7%
Revenue YoY
7.1%
6.1%
Net Profit YoY
32.4%
EPS (diluted)
$0.71
$-2.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFST
BFST
CHPT
CHPT
Q4 25
$83.1M
$105.7M
Q3 25
$80.9M
$98.6M
Q2 25
$81.5M
$97.6M
Q1 25
$79.2M
$101.9M
Q4 24
$77.6M
$99.6M
Q3 24
$66.9M
$108.5M
Q2 24
$66.2M
$107.0M
Q1 24
$60.9M
$115.8M
Net Profit
BFST
BFST
CHPT
CHPT
Q4 25
$-52.5M
Q3 25
$22.9M
$-66.2M
Q2 25
$22.1M
$-57.1M
Q1 25
$20.5M
$-58.8M
Q4 24
$-77.6M
Q3 24
$17.8M
$-68.9M
Q2 24
$17.2M
$-71.8M
Q1 24
$13.6M
$-94.7M
Gross Margin
BFST
BFST
CHPT
CHPT
Q4 25
30.7%
Q3 25
31.2%
Q2 25
28.7%
Q1 25
28.2%
Q4 24
22.9%
Q3 24
23.6%
Q2 24
22.1%
Q1 24
19.3%
Operating Margin
BFST
BFST
CHPT
CHPT
Q4 25
33.2%
-42.0%
Q3 25
35.7%
-59.8%
Q2 25
34.4%
-55.1%
Q1 25
32.6%
-53.9%
Q4 24
27.5%
-68.4%
Q3 24
34.0%
-57.8%
Q2 24
32.9%
-62.7%
Q1 24
28.2%
-80.2%
Net Margin
BFST
BFST
CHPT
CHPT
Q4 25
-49.7%
Q3 25
28.2%
-67.1%
Q2 25
27.1%
-58.5%
Q1 25
25.9%
-57.7%
Q4 24
-77.9%
Q3 24
26.7%
-63.5%
Q2 24
26.0%
-67.1%
Q1 24
22.3%
-81.8%
EPS (diluted)
BFST
BFST
CHPT
CHPT
Q4 25
$0.71
$-2.23
Q3 25
$0.73
$-2.85
Q2 25
$0.70
$-0.12
Q1 25
$0.65
$-5.83
Q4 24
$0.51
$-3.56
Q3 24
$0.65
$-3.22
Q2 24
$0.62
$-0.17
Q1 24
$0.48
$-23.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFST
BFST
CHPT
CHPT
Cash + ST InvestmentsLiquidity on hand
$411.2M
$180.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$896.9M
$38.4M
Total Assets
$8.2B
$848.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFST
BFST
CHPT
CHPT
Q4 25
$411.2M
$180.5M
Q3 25
$399.1M
$194.1M
Q2 25
$495.8M
$195.9M
Q1 25
$312.9M
$224.6M
Q4 24
$319.1M
$219.4M
Q3 24
$213.2M
$243.3M
Q2 24
$208.1M
$261.9M
Q1 24
$185.9M
$327.4M
Stockholders' Equity
BFST
BFST
CHPT
CHPT
Q4 25
$896.9M
$38.4M
Q3 25
$878.4M
$70.7M
Q2 25
$848.4M
$118.6M
Q1 25
$826.3M
$137.5M
Q4 24
$799.5M
$181.0M
Q3 24
$699.5M
$230.9M
Q2 24
$664.5M
$277.9M
Q1 24
$649.0M
$327.7M
Total Assets
BFST
BFST
CHPT
CHPT
Q4 25
$8.2B
$848.0M
Q3 25
$8.0B
$870.3M
Q2 25
$7.9B
$897.6M
Q1 25
$7.8B
$898.2M
Q4 24
$7.9B
$966.3M
Q3 24
$6.9B
$1.0B
Q2 24
$6.7B
$1.1B
Q1 24
$6.7B
$1.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFST
BFST
CHPT
CHPT
Operating Cash FlowLast quarter
$92.1M
$-22.5M
Free Cash FlowOCF − Capex
$92.0M
$-23.6M
FCF MarginFCF / Revenue
110.7%
-22.3%
Capex IntensityCapex / Revenue
0.1%
1.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$165.6M
$-69.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFST
BFST
CHPT
CHPT
Q4 25
$92.1M
$-22.5M
Q3 25
$32.4M
$-6.2M
Q2 25
$14.0M
$-33.0M
Q1 25
$28.7M
$-2.7M
Q4 24
$61.4M
$-30.6M
Q3 24
$21.4M
$-51.2M
Q2 24
$15.1M
$-62.5M
Q1 24
$7.6M
$-41.5M
Free Cash Flow
BFST
BFST
CHPT
CHPT
Q4 25
$92.0M
$-23.6M
Q3 25
$32.1M
$-7.5M
Q2 25
$13.8M
$-34.0M
Q1 25
$27.7M
$-4.6M
Q4 24
$59.8M
$-33.4M
Q3 24
$21.0M
$-55.0M
Q2 24
$14.0M
$-66.0M
Q1 24
$7.2M
$-46.2M
FCF Margin
BFST
BFST
CHPT
CHPT
Q4 25
110.7%
-22.3%
Q3 25
39.6%
-7.6%
Q2 25
16.9%
-34.9%
Q1 25
34.9%
-4.5%
Q4 24
77.1%
-33.5%
Q3 24
31.4%
-50.7%
Q2 24
21.2%
-61.7%
Q1 24
11.8%
-39.9%
Capex Intensity
BFST
BFST
CHPT
CHPT
Q4 25
0.1%
1.0%
Q3 25
0.4%
1.3%
Q2 25
0.3%
1.1%
Q1 25
1.3%
1.9%
Q4 24
2.0%
2.8%
Q3 24
0.6%
3.5%
Q2 24
1.6%
3.2%
Q1 24
0.6%
4.1%
Cash Conversion
BFST
BFST
CHPT
CHPT
Q4 25
Q3 25
1.42×
Q2 25
0.63×
Q1 25
1.40×
Q4 24
Q3 24
1.20×
Q2 24
0.88×
Q1 24
0.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BFST
BFST

Segment breakdown not available.

CHPT
CHPT

Products$56.4M53%
License And Service$42.0M40%
Other$7.3M7%

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