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Side-by-side financial comparison of Business First Bancshares, Inc. (BFST) and Hour Loop, Inc (HOUR). Click either name above to swap in a different company.

Business First Bancshares, Inc. is the larger business by last-quarter revenue ($83.1M vs $56.1M, roughly 1.5× Hour Loop, Inc). On growth, Business First Bancshares, Inc. posted the faster year-over-year revenue change (7.1% vs 3.0%). Business First Bancshares, Inc. produced more free cash flow last quarter ($92.0M vs $3.0M). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 16.8%).

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.

BFST vs HOUR — Head-to-Head

Bigger by revenue
BFST
BFST
1.5× larger
BFST
$83.1M
$56.1M
HOUR
Growing faster (revenue YoY)
BFST
BFST
+4.1% gap
BFST
7.1%
3.0%
HOUR
More free cash flow
BFST
BFST
$89.0M more FCF
BFST
$92.0M
$3.0M
HOUR
Faster 2-yr revenue CAGR
HOUR
HOUR
Annualised
HOUR
50.7%
16.8%
BFST

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BFST
BFST
HOUR
HOUR
Revenue
$83.1M
$56.1M
Net Profit
$-657.3K
Gross Margin
49.6%
Operating Margin
33.2%
-1.5%
Net Margin
-1.2%
Revenue YoY
7.1%
3.0%
Net Profit YoY
57.0%
EPS (diluted)
$0.71
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFST
BFST
HOUR
HOUR
Q4 25
$83.1M
$56.1M
Q3 25
$80.9M
$33.4M
Q2 25
$81.5M
$27.1M
Q1 25
$79.2M
$25.8M
Q4 24
$77.6M
$54.4M
Q3 24
$66.9M
$31.1M
Q2 24
$66.2M
$28.1M
Q1 24
$60.9M
$24.7M
Net Profit
BFST
BFST
HOUR
HOUR
Q4 25
$-657.3K
Q3 25
$22.9M
$530.6K
Q2 25
$22.1M
$1.2M
Q1 25
$20.5M
$654.5K
Q4 24
$-1.5M
Q3 24
$17.8M
$469.6K
Q2 24
$17.2M
$649.1K
Q1 24
$13.6M
$1.1M
Gross Margin
BFST
BFST
HOUR
HOUR
Q4 25
49.6%
Q3 25
51.4%
Q2 25
57.2%
Q1 25
54.7%
Q4 24
45.7%
Q3 24
54.8%
Q2 24
55.7%
Q1 24
58.6%
Operating Margin
BFST
BFST
HOUR
HOUR
Q4 25
33.2%
-1.5%
Q3 25
35.7%
2.2%
Q2 25
34.4%
6.0%
Q1 25
32.6%
3.6%
Q4 24
27.5%
-4.5%
Q3 24
34.0%
2.3%
Q2 24
32.9%
3.3%
Q1 24
28.2%
6.2%
Net Margin
BFST
BFST
HOUR
HOUR
Q4 25
-1.2%
Q3 25
28.2%
1.6%
Q2 25
27.1%
4.3%
Q1 25
25.9%
2.5%
Q4 24
-2.8%
Q3 24
26.7%
1.5%
Q2 24
26.0%
2.3%
Q1 24
22.3%
4.3%
EPS (diluted)
BFST
BFST
HOUR
HOUR
Q4 25
$0.71
$-0.02
Q3 25
$0.73
$0.01
Q2 25
$0.70
$0.04
Q1 25
$0.65
$0.02
Q4 24
$0.51
$-0.04
Q3 24
$0.65
$0.01
Q2 24
$0.62
$0.02
Q1 24
$0.48
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFST
BFST
HOUR
HOUR
Cash + ST InvestmentsLiquidity on hand
$411.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$896.9M
$7.0M
Total Assets
$8.2B
$23.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFST
BFST
HOUR
HOUR
Q4 25
$411.2M
Q3 25
$399.1M
Q2 25
$495.8M
Q1 25
$312.9M
Q4 24
$319.1M
Q3 24
$213.2M
Q2 24
$208.1M
Q1 24
$185.9M
$2.9M
Stockholders' Equity
BFST
BFST
HOUR
HOUR
Q4 25
$896.9M
$7.0M
Q3 25
$878.4M
$7.7M
Q2 25
$848.4M
$7.2M
Q1 25
$826.3M
$5.8M
Q4 24
$799.5M
$5.2M
Q3 24
$699.5M
$6.7M
Q2 24
$664.5M
$6.2M
Q1 24
$649.0M
$5.5M
Total Assets
BFST
BFST
HOUR
HOUR
Q4 25
$8.2B
$23.8M
Q3 25
$8.0B
$31.6M
Q2 25
$7.9B
$23.0M
Q1 25
$7.8B
$19.1M
Q4 24
$7.9B
$20.0M
Q3 24
$6.9B
$32.4M
Q2 24
$6.7B
$20.2M
Q1 24
$6.7B
$16.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFST
BFST
HOUR
HOUR
Operating Cash FlowLast quarter
$92.1M
$3.0M
Free Cash FlowOCF − Capex
$92.0M
$3.0M
FCF MarginFCF / Revenue
110.7%
5.3%
Capex IntensityCapex / Revenue
0.1%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$165.6M
$2.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFST
BFST
HOUR
HOUR
Q4 25
$92.1M
$3.0M
Q3 25
$32.4M
$500.4K
Q2 25
$14.0M
$-901.5K
Q1 25
$28.7M
$-23.9K
Q4 24
$61.4M
$1.5M
Q3 24
$21.4M
$-2.2M
Q2 24
$15.1M
$456.2K
Q1 24
$7.6M
$492.9K
Free Cash Flow
BFST
BFST
HOUR
HOUR
Q4 25
$92.0M
$3.0M
Q3 25
$32.1M
$449.3K
Q2 25
$13.8M
$-901.6K
Q1 25
$27.7M
$-24.6K
Q4 24
$59.8M
$1.5M
Q3 24
$21.0M
$-2.2M
Q2 24
$14.0M
$439.4K
Q1 24
$7.2M
$475.1K
FCF Margin
BFST
BFST
HOUR
HOUR
Q4 25
110.7%
5.3%
Q3 25
39.6%
1.3%
Q2 25
16.9%
-3.3%
Q1 25
34.9%
-0.1%
Q4 24
77.1%
2.8%
Q3 24
31.4%
-7.0%
Q2 24
21.2%
1.6%
Q1 24
11.8%
1.9%
Capex Intensity
BFST
BFST
HOUR
HOUR
Q4 25
0.1%
0.0%
Q3 25
0.4%
0.2%
Q2 25
0.3%
0.0%
Q1 25
1.3%
0.0%
Q4 24
2.0%
0.0%
Q3 24
0.6%
0.0%
Q2 24
1.6%
0.1%
Q1 24
0.6%
0.1%
Cash Conversion
BFST
BFST
HOUR
HOUR
Q4 25
Q3 25
1.42×
0.94×
Q2 25
0.63×
-0.77×
Q1 25
1.40×
-0.04×
Q4 24
Q3 24
1.20×
-4.64×
Q2 24
0.88×
0.70×
Q1 24
0.56×
0.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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