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Side-by-side financial comparison of Business First Bancshares, Inc. (BFST) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.

Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $83.1M, roughly 1.5× Business First Bancshares, Inc.). On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 7.1%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 16.8%).

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.

BFST vs PRCH — Head-to-Head

Bigger by revenue
PRCH
PRCH
1.5× larger
PRCH
$121.1M
$83.1M
BFST
Growing faster (revenue YoY)
PRCH
PRCH
+92.9% gap
PRCH
100.0%
7.1%
BFST
Faster 2-yr revenue CAGR
PRCH
PRCH
Annualised
PRCH
26.4%
16.8%
BFST

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BFST
BFST
PRCH
PRCH
Revenue
$83.1M
$121.1M
Net Profit
$-4.7M
Gross Margin
52.7%
Operating Margin
33.2%
34.7%
Net Margin
-3.9%
Revenue YoY
7.1%
100.0%
Net Profit YoY
2.0%
EPS (diluted)
$0.71
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BFST
BFST
PRCH
PRCH
Q1 26
$121.1M
Q4 25
$83.1M
$112.3M
Q3 25
$80.9M
$115.1M
Q2 25
$81.5M
$107.0M
Q1 25
$79.2M
$84.5M
Q4 24
$77.6M
$75.3M
Q3 24
$66.9M
$77.7M
Q2 24
$66.2M
$75.9M
Net Profit
BFST
BFST
PRCH
PRCH
Q1 26
$-4.7M
Q4 25
$-3.5M
Q3 25
$22.9M
$-10.9M
Q2 25
$22.1M
$2.6M
Q1 25
$20.5M
$8.4M
Q4 24
$30.5M
Q3 24
$17.8M
$14.4M
Q2 24
$17.2M
$-64.3M
Gross Margin
BFST
BFST
PRCH
PRCH
Q1 26
52.7%
Q4 25
99.5%
Q3 25
75.6%
Q2 25
70.9%
Q1 25
77.4%
Q4 24
Q3 24
79.4%
Q2 24
22.1%
Operating Margin
BFST
BFST
PRCH
PRCH
Q1 26
34.7%
Q4 25
33.2%
14.7%
Q3 25
35.7%
14.2%
Q2 25
34.4%
4.7%
Q1 25
32.6%
-1.5%
Q4 24
27.5%
33.3%
Q3 24
34.0%
-3.2%
Q2 24
32.9%
-69.2%
Net Margin
BFST
BFST
PRCH
PRCH
Q1 26
-3.9%
Q4 25
-3.1%
Q3 25
28.2%
-9.4%
Q2 25
27.1%
2.4%
Q1 25
25.9%
9.9%
Q4 24
40.5%
Q3 24
26.7%
18.5%
Q2 24
26.0%
-84.8%
EPS (diluted)
BFST
BFST
PRCH
PRCH
Q1 26
$-0.04
Q4 25
$0.71
$0.00
Q3 25
$0.73
$-0.10
Q2 25
$0.70
$0.00
Q1 25
$0.65
$0.07
Q4 24
$0.51
$0.34
Q3 24
$0.65
$0.12
Q2 24
$0.62
$-0.65

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BFST
BFST
PRCH
PRCH
Cash + ST InvestmentsLiquidity on hand
$411.2M
$68.4M
Total DebtLower is stronger
$391.3M
Stockholders' EquityBook value
$896.9M
$26.3M
Total Assets
$8.2B
$806.6M
Debt / EquityLower = less leverage
14.87×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BFST
BFST
PRCH
PRCH
Q1 26
$68.4M
Q4 25
$411.2M
$57.3M
Q3 25
$399.1M
$85.0M
Q2 25
$495.8M
$79.8M
Q1 25
$312.9M
$70.4M
Q4 24
$319.1M
$191.7M
Q3 24
$213.2M
$238.6M
Q2 24
$208.1M
$308.4M
Total Debt
BFST
BFST
PRCH
PRCH
Q1 26
$391.3M
Q4 25
$392.8M
Q3 25
$387.1M
Q2 25
$394.1M
Q1 25
$409.2M
Q4 24
$403.9M
Q3 24
$399.0M
Q2 24
$436.8M
Stockholders' Equity
BFST
BFST
PRCH
PRCH
Q1 26
$26.3M
Q4 25
$896.9M
$-24.6M
Q3 25
$878.4M
$-27.9M
Q2 25
$848.4M
$-29.3M
Q1 25
$826.3M
$-52.4M
Q4 24
$799.5M
$-43.2M
Q3 24
$699.5M
$-77.0M
Q2 24
$664.5M
$-101.9M
Total Assets
BFST
BFST
PRCH
PRCH
Q1 26
$806.6M
Q4 25
$8.2B
$797.4M
Q3 25
$8.0B
$787.7M
Q2 25
$7.9B
$770.7M
Q1 25
$7.8B
$802.3M
Q4 24
$7.9B
$814.0M
Q3 24
$6.9B
$867.3M
Q2 24
$6.7B
$876.1M
Debt / Equity
BFST
BFST
PRCH
PRCH
Q1 26
14.87×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BFST
BFST
PRCH
PRCH
Operating Cash FlowLast quarter
$92.1M
Free Cash FlowOCF − Capex
$92.0M
FCF MarginFCF / Revenue
110.7%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$165.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BFST
BFST
PRCH
PRCH
Q1 26
Q4 25
$92.1M
$1.2M
Q3 25
$32.4M
$40.8M
Q2 25
$14.0M
$35.6M
Q1 25
$28.7M
$-11.2M
Q4 24
$61.4M
$-26.6M
Q3 24
$21.4M
$12.4M
Q2 24
$15.1M
$-26.0M
Free Cash Flow
BFST
BFST
PRCH
PRCH
Q1 26
Q4 25
$92.0M
$1.1M
Q3 25
$32.1M
$40.7M
Q2 25
$13.8M
$35.4M
Q1 25
$27.7M
$-11.2M
Q4 24
$59.8M
$-26.8M
Q3 24
$21.0M
$12.2M
Q2 24
$14.0M
$-26.0M
FCF Margin
BFST
BFST
PRCH
PRCH
Q1 26
Q4 25
110.7%
1.0%
Q3 25
39.6%
35.4%
Q2 25
16.9%
33.0%
Q1 25
34.9%
-13.3%
Q4 24
77.1%
-35.6%
Q3 24
31.4%
15.7%
Q2 24
21.2%
-34.3%
Capex Intensity
BFST
BFST
PRCH
PRCH
Q1 26
Q4 25
0.1%
0.1%
Q3 25
0.4%
0.1%
Q2 25
0.3%
0.2%
Q1 25
1.3%
0.1%
Q4 24
2.0%
0.3%
Q3 24
0.6%
0.3%
Q2 24
1.6%
0.1%
Cash Conversion
BFST
BFST
PRCH
PRCH
Q1 26
Q4 25
Q3 25
1.42×
Q2 25
0.63×
13.79×
Q1 25
1.40×
-1.33×
Q4 24
-0.87×
Q3 24
1.20×
0.86×
Q2 24
0.88×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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