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Side-by-side financial comparison of BGSF, INC. (BGSF) and Finwise Bancorp (FINW). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $22.0M, roughly 1.9× BGSF, INC.). Finwise Bancorp runs the higher net margin — 6.4% vs -5.3%, a 11.7% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs -5.3%).
BGSF Inc. is a leading U.S.-headquartered workforce solutions firm that provides tailored staffing, talent recruitment, and end-to-end workforce management services. It serves core segments including information technology, healthcare, professional administration, light industrial, and creative industries, catering to small, mid-sized and large enterprise clients across North America.
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
BGSF vs FINW — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $22.0M | $42.7M |
| Net Profit | $-1.2M | $2.7M |
| Gross Margin | 35.0% | — |
| Operating Margin | -17.6% | — |
| Net Margin | -5.3% | 6.4% |
| Revenue YoY | -9.4% | — |
| Net Profit YoY | -18.2% | — |
| EPS (diluted) | $-0.12 | $0.20 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $42.7M | ||
| Q4 25 | $22.0M | $46.9M | ||
| Q3 25 | $26.9M | $36.7M | ||
| Q2 25 | $23.5M | $25.1M | ||
| Q1 25 | $20.9M | $22.1M | ||
| Q4 24 | $24.3M | $21.1M | ||
| Q3 24 | $29.8M | $20.8M | ||
| Q2 24 | $25.7M | $19.8M |
| Q1 26 | — | $2.7M | ||
| Q4 25 | $-1.2M | $3.9M | ||
| Q3 25 | $-5.8M | $4.9M | ||
| Q2 25 | $-3.7M | $4.1M | ||
| Q1 25 | $-722.0K | $3.2M | ||
| Q4 24 | $-981.0K | $2.8M | ||
| Q3 24 | $-804.0K | $3.5M | ||
| Q2 24 | $-761.0K | $3.2M |
| Q1 26 | — | — | ||
| Q4 25 | 35.0% | — | ||
| Q3 25 | 35.9% | — | ||
| Q2 25 | 35.8% | — | ||
| Q1 25 | 36.2% | — | ||
| Q4 24 | 35.9% | — | ||
| Q3 24 | 35.9% | — | ||
| Q2 24 | 37.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | -17.6% | 11.7% | ||
| Q3 25 | -3.5% | 17.5% | ||
| Q2 25 | -18.8% | 21.7% | ||
| Q1 25 | 1.6% | 20.1% | ||
| Q4 24 | -15.7% | 17.5% | ||
| Q3 24 | -3.4% | 22.2% | ||
| Q2 24 | -5.7% | 21.1% |
| Q1 26 | — | 6.4% | ||
| Q4 25 | -5.3% | 8.4% | ||
| Q3 25 | -21.6% | 13.3% | ||
| Q2 25 | -15.9% | 16.3% | ||
| Q1 25 | -3.5% | 14.4% | ||
| Q4 24 | -4.0% | 13.2% | ||
| Q3 24 | -2.7% | 16.6% | ||
| Q2 24 | -3.0% | 16.1% |
| Q1 26 | — | $0.20 | ||
| Q4 25 | $-0.12 | $0.27 | ||
| Q3 25 | $-0.52 | $0.34 | ||
| Q2 25 | $-0.34 | $0.29 | ||
| Q1 25 | $-0.06 | $0.23 | ||
| Q4 24 | — | $0.19 | ||
| Q3 24 | $-0.07 | $0.25 | ||
| Q2 24 | $-0.07 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $48.1M | $196.6M |
| Total Assets | $57.8M | $899.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $163.4M | ||
| Q3 25 | $41.2M | $105.6M | ||
| Q2 25 | $2.8M | $90.1M | ||
| Q1 25 | $2.0M | $120.3M | ||
| Q4 24 | $32.0K | $109.2M | ||
| Q3 24 | $262 | $85.8M | ||
| Q2 24 | $226 | $89.0M |
| Q1 26 | — | $196.6M | ||
| Q4 25 | $48.1M | $193.2M | ||
| Q3 25 | $50.7M | $187.8M | ||
| Q2 25 | $78.3M | $182.0M | ||
| Q1 25 | $81.8M | $177.4M | ||
| Q4 24 | $82.3M | $173.7M | ||
| Q3 24 | $82.9M | $170.4M | ||
| Q2 24 | $83.2M | $165.8M |
| Q1 26 | — | $899.4M | ||
| Q4 25 | $57.8M | $977.1M | ||
| Q3 25 | $83.6M | $899.9M | ||
| Q2 25 | $149.7M | $842.5M | ||
| Q1 25 | $152.3M | $804.1M | ||
| Q4 24 | $150.1M | $746.0M | ||
| Q3 24 | $157.3K | $683.0M | ||
| Q2 24 | $159.8K | $617.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.7M | — |
| Free Cash FlowOCF − Capex | $1.7M | — |
| FCF MarginFCF / Revenue | 7.6% | — |
| Capex IntensityCapex / Revenue | 0.1% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-16.0K | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.7M | $-28.4M | ||
| Q3 25 | $-4.8M | $3.5M | ||
| Q2 25 | $2.2M | $-18.3M | ||
| Q1 25 | $1.1M | $-21.6M | ||
| Q4 24 | $3.2M | $-15.0M | ||
| Q3 24 | $6.5M | $-9.8M | ||
| Q2 24 | $7.3M | $-7.6M |
| Q1 26 | — | — | ||
| Q4 25 | $1.7M | $-28.6M | ||
| Q3 25 | $-4.9M | $3.4M | ||
| Q2 25 | $2.1M | $-19.8M | ||
| Q1 25 | $1.0M | $-23.3M | ||
| Q4 24 | $2.5M | $-16.1M | ||
| Q3 24 | $6.5M | $-13.4M | ||
| Q2 24 | $7.3M | $-7.7M |
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | -61.1% | ||
| Q3 25 | -18.1% | 9.4% | ||
| Q2 25 | 9.1% | -79.0% | ||
| Q1 25 | 5.0% | -105.3% | ||
| Q4 24 | 10.2% | -76.0% | ||
| Q3 24 | 21.7% | -64.3% | ||
| Q2 24 | 28.5% | -38.7% |
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 0.5% | ||
| Q3 25 | 0.4% | 0.1% | ||
| Q2 25 | 0.0% | 5.8% | ||
| Q1 25 | 0.1% | 7.4% | ||
| Q4 24 | 3.0% | 5.1% | ||
| Q3 24 | 0.0% | 17.2% | ||
| Q2 24 | 0.0% | 0.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | -7.26× | ||
| Q3 25 | — | 0.71× | ||
| Q2 25 | — | -4.48× | ||
| Q1 25 | — | -6.78× | ||
| Q4 24 | — | -5.37× | ||
| Q3 24 | — | -2.84× | ||
| Q2 24 | — | -2.39× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BGSF
| Contract Field Talent | $21.4M | 97% |
| Other | $595.0K | 3% |
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
