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Side-by-side financial comparison of BGSF, INC. (BGSF) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

BGSF, INC. is the larger business by last-quarter revenue ($22.0M vs $13.5M, roughly 1.6× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -5.3%, a 30.5% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs -9.4%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $1.7M). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -5.3%).

BGSF Inc. is a leading U.S.-headquartered workforce solutions firm that provides tailored staffing, talent recruitment, and end-to-end workforce management services. It serves core segments including information technology, healthcare, professional administration, light industrial, and creative industries, catering to small, mid-sized and large enterprise clients across North America.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

BGSF vs UBFO — Head-to-Head

Bigger by revenue
BGSF
BGSF
1.6× larger
BGSF
$22.0M
$13.5M
UBFO
Growing faster (revenue YoY)
UBFO
UBFO
+23.0% gap
UBFO
13.6%
-9.4%
BGSF
Higher net margin
UBFO
UBFO
30.5% more per $
UBFO
25.2%
-5.3%
BGSF
More free cash flow
UBFO
UBFO
$18.1M more FCF
UBFO
$19.8M
$1.7M
BGSF
Faster 2-yr revenue CAGR
UBFO
UBFO
Annualised
UBFO
3.0%
-5.3%
BGSF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BGSF
BGSF
UBFO
UBFO
Revenue
$22.0M
$13.5M
Net Profit
$-1.2M
$3.4M
Gross Margin
35.0%
Operating Margin
-17.6%
31.5%
Net Margin
-5.3%
25.2%
Revenue YoY
-9.4%
13.6%
Net Profit YoY
-18.2%
36.8%
EPS (diluted)
$-0.12
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BGSF
BGSF
UBFO
UBFO
Q4 25
$22.0M
$13.5M
Q3 25
$26.9M
$14.0M
Q2 25
$23.5M
$12.6M
Q1 25
$20.9M
$13.7M
Q4 24
$24.3M
$11.9M
Q3 24
$29.8M
$13.8M
Q2 24
$25.7M
$13.0M
Q1 24
$24.5M
$12.8M
Net Profit
BGSF
BGSF
UBFO
UBFO
Q4 25
$-1.2M
$3.4M
Q3 25
$-5.8M
$4.0M
Q2 25
$-3.7M
$2.2M
Q1 25
$-722.0K
$2.7M
Q4 24
$-981.0K
$2.5M
Q3 24
$-804.0K
$3.8M
Q2 24
$-761.0K
$4.3M
Q1 24
$-792.0K
$4.2M
Gross Margin
BGSF
BGSF
UBFO
UBFO
Q4 25
35.0%
Q3 25
35.9%
Q2 25
35.8%
Q1 25
36.2%
Q4 24
35.9%
Q3 24
35.9%
Q2 24
37.3%
Q1 24
38.1%
Operating Margin
BGSF
BGSF
UBFO
UBFO
Q4 25
-17.6%
31.5%
Q3 25
-3.5%
40.3%
Q2 25
-18.8%
24.0%
Q1 25
1.6%
27.5%
Q4 24
-15.7%
27.5%
Q3 24
-3.4%
37.1%
Q2 24
-5.7%
46.4%
Q1 24
1.7%
45.9%
Net Margin
BGSF
BGSF
UBFO
UBFO
Q4 25
-5.3%
25.2%
Q3 25
-21.6%
28.7%
Q2 25
-15.9%
17.2%
Q1 25
-3.5%
19.6%
Q4 24
-4.0%
20.9%
Q3 24
-2.7%
27.7%
Q2 24
-3.0%
33.0%
Q1 24
-3.2%
32.6%
EPS (diluted)
BGSF
BGSF
UBFO
UBFO
Q4 25
$-0.12
$0.18
Q3 25
$-0.52
$0.23
Q2 25
$-0.34
$0.13
Q1 25
$-0.06
$0.16
Q4 24
$0.14
Q3 24
$-0.07
$0.22
Q2 24
$-0.07
$0.25
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BGSF
BGSF
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$264.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$48.1M
$139.7M
Total Assets
$57.8M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BGSF
BGSF
UBFO
UBFO
Q4 25
$264.2M
Q3 25
$41.2M
$211.1M
Q2 25
$2.8M
$199.5M
Q1 25
$2.0M
$198.4M
Q4 24
$32.0K
$216.9M
Q3 24
$262
$216.8M
Q2 24
$226
$166.3M
Q1 24
$50
$168.6M
Stockholders' Equity
BGSF
BGSF
UBFO
UBFO
Q4 25
$48.1M
$139.7M
Q3 25
$50.7M
$137.4M
Q2 25
$78.3M
$134.3M
Q1 25
$81.8M
$132.9M
Q4 24
$82.3M
$130.4M
Q3 24
$82.9M
$132.9M
Q2 24
$83.2M
$127.3M
Q1 24
$83.6M
$124.2M
Total Assets
BGSF
BGSF
UBFO
UBFO
Q4 25
$57.8M
$1.2B
Q3 25
$83.6M
$1.2B
Q2 25
$149.7M
$1.2B
Q1 25
$152.3M
$1.2B
Q4 24
$150.1M
$1.2B
Q3 24
$157.3K
$1.3B
Q2 24
$159.8K
$1.2B
Q1 24
$170.6K
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BGSF
BGSF
UBFO
UBFO
Operating Cash FlowLast quarter
$1.7M
$22.1M
Free Cash FlowOCF − Capex
$1.7M
$19.8M
FCF MarginFCF / Revenue
7.6%
146.0%
Capex IntensityCapex / Revenue
0.1%
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$-16.0K
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BGSF
BGSF
UBFO
UBFO
Q4 25
$1.7M
$22.1M
Q3 25
$-4.8M
$7.0M
Q2 25
$2.2M
$8.7M
Q1 25
$1.1M
$3.0M
Q4 24
$3.2M
$19.6M
Q3 24
$6.5M
$5.4M
Q2 24
$7.3M
$2.3M
Q1 24
$7.4M
$7.4M
Free Cash Flow
BGSF
BGSF
UBFO
UBFO
Q4 25
$1.7M
$19.8M
Q3 25
$-4.9M
$6.1M
Q2 25
$2.1M
$8.1M
Q1 25
$1.0M
$2.9M
Q4 24
$2.5M
$18.6M
Q3 24
$6.5M
$5.3M
Q2 24
$7.3M
$2.0M
Q1 24
$6.9M
$7.0M
FCF Margin
BGSF
BGSF
UBFO
UBFO
Q4 25
7.6%
146.0%
Q3 25
-18.1%
43.7%
Q2 25
9.1%
64.3%
Q1 25
5.0%
21.2%
Q4 24
10.2%
156.0%
Q3 24
21.7%
38.1%
Q2 24
28.5%
15.5%
Q1 24
28.1%
54.8%
Capex Intensity
BGSF
BGSF
UBFO
UBFO
Q4 25
0.1%
16.8%
Q3 25
0.4%
6.0%
Q2 25
0.0%
4.6%
Q1 25
0.1%
0.9%
Q4 24
3.0%
8.7%
Q3 24
0.0%
0.7%
Q2 24
0.0%
2.2%
Q1 24
2.0%
3.6%
Cash Conversion
BGSF
BGSF
UBFO
UBFO
Q4 25
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BGSF
BGSF

Contract Field Talent$21.4M97%
Other$595.0K3%

UBFO
UBFO

Segment breakdown not available.

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