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Side-by-side financial comparison of BAR HARBOR BANKSHARES (BHB) and BOS BETTER ONLINE SOLUTIONS LTD (BOSC). Click either name above to swap in a different company.

BAR HARBOR BANKSHARES is the larger business by last-quarter revenue ($48.9M vs $26.6M, roughly 1.8× BOS BETTER ONLINE SOLUTIONS LTD). BAR HARBOR BANKSHARES runs the higher net margin — 24.0% vs 8.0%, a 16.1% gap on every dollar of revenue. On growth, BOS BETTER ONLINE SOLUTIONS LTD posted the faster year-over-year revenue change (34.6% vs 27.3%). BAR HARBOR BANKSHARES produced more free cash flow last quarter ($43.5M vs $1.2M).

Bar Harbor Bankshares is a U.S. regional bank holding company headquartered in Maine. It offers retail and commercial banking services including deposit products, personal and business loans, wealth management, and mortgage solutions, mainly serving customers across Maine, New Hampshire, and Vermont.

B.O.S. Better Online Solutions Ltd. is a publicly traded company, headquartered in Israel, that provides RFID and supply chain solutions. Its shares are traded on the NASDAQ Capital Market.

BHB vs BOSC — Head-to-Head

Bigger by revenue
BHB
BHB
1.8× larger
BHB
$48.9M
$26.6M
BOSC
Growing faster (revenue YoY)
BOSC
BOSC
+7.3% gap
BOSC
34.6%
27.3%
BHB
Higher net margin
BHB
BHB
16.1% more per $
BHB
24.0%
8.0%
BOSC
More free cash flow
BHB
BHB
$42.3M more FCF
BHB
$43.5M
$1.2M
BOSC

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
BHB
BHB
BOSC
BOSC
Revenue
$48.9M
$26.6M
Net Profit
$11.8M
$2.1M
Gross Margin
23.4%
Operating Margin
30.1%
6.8%
Net Margin
24.0%
8.0%
Revenue YoY
27.3%
34.6%
Net Profit YoY
6.9%
70.2%
EPS (diluted)
$0.71
$0.33

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BHB
BHB
BOSC
BOSC
Q4 25
$48.9M
Q3 25
$47.5M
Q2 25
$34.5M
$26.6M
Q1 25
$37.9M
Q4 24
$38.5M
Q3 24
$38.6M
Q2 24
$37.2M
$19.7M
Q1 24
$36.4M
Net Profit
BHB
BHB
BOSC
BOSC
Q4 25
$11.8M
Q3 25
$8.9M
Q2 25
$6.1M
$2.1M
Q1 25
$10.2M
Q4 24
$11.0M
Q3 24
$12.2M
Q2 24
$10.3M
$1.2M
Q1 24
$10.1M
Gross Margin
BHB
BHB
BOSC
BOSC
Q4 25
Q3 25
Q2 25
23.4%
Q1 25
Q4 24
Q3 24
Q2 24
24.1%
Q1 24
Operating Margin
BHB
BHB
BOSC
BOSC
Q4 25
30.1%
Q3 25
23.2%
Q2 25
21.6%
6.8%
Q1 25
33.5%
Q4 24
35.2%
Q3 24
35.3%
Q2 24
34.4%
7.6%
Q1 24
34.8%
Net Margin
BHB
BHB
BOSC
BOSC
Q4 25
24.0%
Q3 25
18.6%
Q2 25
17.6%
8.0%
Q1 25
26.9%
Q4 24
28.6%
Q3 24
31.6%
Q2 24
27.6%
6.3%
Q1 24
27.7%
EPS (diluted)
BHB
BHB
BOSC
BOSC
Q4 25
$0.71
Q3 25
$0.54
Q2 25
$0.40
$0.33
Q1 25
$0.66
Q4 24
$0.71
Q3 24
$0.80
Q2 24
$0.67
$0.21
Q1 24
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BHB
BHB
BOSC
BOSC
Cash + ST InvestmentsLiquidity on hand
$80.8M
$5.2M
Total DebtLower is stronger
$134.8M
Stockholders' EquityBook value
$532.5M
$24.2M
Total Assets
$4.7B
$38.4M
Debt / EquityLower = less leverage
0.25×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BHB
BHB
BOSC
BOSC
Q4 25
$80.8M
Q3 25
$136.7M
Q2 25
$87.0M
$5.2M
Q1 25
$88.1M
Q4 24
$72.2M
Q3 24
$81.2M
Q2 24
$101.8M
$2.4M
Q1 24
$76.2M
Total Debt
BHB
BHB
BOSC
BOSC
Q4 25
$134.8M
Q3 25
$134.6M
Q2 25
$40.9M
Q1 25
$40.9M
Q4 24
$40.9M
Q3 24
$60.9M
Q2 24
$60.8M
Q1 24
$60.8M
Stockholders' Equity
BHB
BHB
BOSC
BOSC
Q4 25
$532.5M
Q3 25
$521.0M
Q2 25
$468.9M
$24.2M
Q1 25
$467.3M
Q4 24
$458.4M
Q3 24
$459.9M
Q2 24
$438.9M
$20.1M
Q1 24
$435.7M
Total Assets
BHB
BHB
BOSC
BOSC
Q4 25
$4.7B
Q3 25
$4.7B
Q2 25
$4.1B
$38.4M
Q1 25
$4.1B
Q4 24
$4.1B
Q3 24
$4.0B
Q2 24
$4.0B
$31.8M
Q1 24
$4.0B
Debt / Equity
BHB
BHB
BOSC
BOSC
Q4 25
0.25×
Q3 25
0.26×
Q2 25
0.09×
Q1 25
0.09×
Q4 24
0.09×
Q3 24
0.13×
Q2 24
0.14×
Q1 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BHB
BHB
BOSC
BOSC
Operating Cash FlowLast quarter
$48.3M
$1.5M
Free Cash FlowOCF − Capex
$43.5M
$1.2M
FCF MarginFCF / Revenue
88.8%
4.5%
Capex IntensityCapex / Revenue
9.8%
1.0%
Cash ConversionOCF / Net Profit
4.10×
0.69×
TTM Free Cash FlowTrailing 4 quarters
$70.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BHB
BHB
BOSC
BOSC
Q4 25
$48.3M
Q3 25
$16.5M
Q2 25
$5.3M
$1.5M
Q1 25
$9.3M
Q4 24
$52.4M
Q3 24
$23.5M
Q2 24
$7.1M
$320.0K
Q1 24
$8.5M
Free Cash Flow
BHB
BHB
BOSC
BOSC
Q4 25
$43.5M
Q3 25
$15.4M
Q2 25
$3.3M
$1.2M
Q1 25
$7.8M
Q4 24
$45.0M
Q3 24
$22.4M
Q2 24
$2.3M
$75.0K
Q1 24
$7.8M
FCF Margin
BHB
BHB
BOSC
BOSC
Q4 25
88.8%
Q3 25
32.5%
Q2 25
9.5%
4.5%
Q1 25
20.5%
Q4 24
116.9%
Q3 24
58.1%
Q2 24
6.1%
0.4%
Q1 24
21.5%
Capex Intensity
BHB
BHB
BOSC
BOSC
Q4 25
9.8%
Q3 25
2.3%
Q2 25
5.8%
1.0%
Q1 25
4.1%
Q4 24
19.2%
Q3 24
2.7%
Q2 24
12.9%
1.2%
Q1 24
1.8%
Cash Conversion
BHB
BHB
BOSC
BOSC
Q4 25
4.10×
Q3 25
1.87×
Q2 25
0.86×
0.69×
Q1 25
0.91×
Q4 24
4.76×
Q3 24
1.93×
Q2 24
0.69×
0.26×
Q1 24
0.84×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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