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Side-by-side financial comparison of BAR HARBOR BANKSHARES (BHB) and OPAL Fuels Inc. (OPAL). Click either name above to swap in a different company.

OPAL Fuels Inc. is the larger business by last-quarter revenue ($88.4M vs $48.9M, roughly 1.8× BAR HARBOR BANKSHARES). BAR HARBOR BANKSHARES runs the higher net margin — 24.0% vs 18.3%, a 5.7% gap on every dollar of revenue. On growth, BAR HARBOR BANKSHARES posted the faster year-over-year revenue change (27.3% vs 18.7%). BAR HARBOR BANKSHARES produced more free cash flow last quarter ($43.5M vs $-13.4M). Over the past eight quarters, OPAL Fuels Inc.'s revenue compounded faster (17.6% CAGR vs 15.9%).

Bar Harbor Bankshares is a U.S. regional bank holding company headquartered in Maine. It offers retail and commercial banking services including deposit products, personal and business loans, wealth management, and mortgage solutions, mainly serving customers across Maine, New Hampshire, and Vermont.

OPAL Fuels Inc. is a North American energy company focused on producing and distributing low-carbon renewable natural gas (RNG). It captures methane from landfills, dairy operations and other organic waste streams to produce RNG, which is mainly supplied to heavy-duty transportation fleets, commercial logistics operators and public transport entities to help reduce their greenhouse gas emissions.

BHB vs OPAL — Head-to-Head

Bigger by revenue
OPAL
OPAL
1.8× larger
OPAL
$88.4M
$48.9M
BHB
Growing faster (revenue YoY)
BHB
BHB
+8.5% gap
BHB
27.3%
18.7%
OPAL
Higher net margin
BHB
BHB
5.7% more per $
BHB
24.0%
18.3%
OPAL
More free cash flow
BHB
BHB
$56.8M more FCF
BHB
$43.5M
$-13.4M
OPAL
Faster 2-yr revenue CAGR
OPAL
OPAL
Annualised
OPAL
17.6%
15.9%
BHB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BHB
BHB
OPAL
OPAL
Revenue
$48.9M
$88.4M
Net Profit
$11.8M
$16.2M
Gross Margin
Operating Margin
30.1%
7.5%
Net Margin
24.0%
18.3%
Revenue YoY
27.3%
18.7%
Net Profit YoY
6.9%
401.5%
EPS (diluted)
$0.71
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BHB
BHB
OPAL
OPAL
Q4 25
$48.9M
$88.4M
Q3 25
$47.5M
$77.9M
Q2 25
$34.5M
$77.4M
Q1 25
$37.9M
$83.0M
Q4 24
$38.5M
$74.5M
Q3 24
$38.6M
$82.6M
Q2 24
$37.2M
$69.8M
Q1 24
$36.4M
$64.0M
Net Profit
BHB
BHB
OPAL
OPAL
Q4 25
$11.8M
$16.2M
Q3 25
$8.9M
$11.4M
Q2 25
$6.1M
$7.6M
Q1 25
$10.2M
$1.3M
Q4 24
$11.0M
$-5.4M
Q3 24
$12.2M
$17.1M
Q2 24
$10.3M
$1.9M
Q1 24
$10.1M
$677.0K
Operating Margin
BHB
BHB
OPAL
OPAL
Q4 25
30.1%
7.5%
Q3 25
23.2%
4.6%
Q2 25
21.6%
-1.1%
Q1 25
33.5%
-2.3%
Q4 24
35.2%
-0.5%
Q3 24
35.3%
14.9%
Q2 24
34.4%
8.1%
Q1 24
34.8%
5.6%
Net Margin
BHB
BHB
OPAL
OPAL
Q4 25
24.0%
18.3%
Q3 25
18.6%
14.6%
Q2 25
17.6%
9.8%
Q1 25
26.9%
1.5%
Q4 24
28.6%
-7.2%
Q3 24
31.6%
20.7%
Q2 24
27.6%
2.7%
Q1 24
27.7%
1.1%
EPS (diluted)
BHB
BHB
OPAL
OPAL
Q4 25
$0.71
$0.08
Q3 25
$0.54
$0.05
Q2 25
$0.40
$0.03
Q1 25
$0.66
$-0.01
Q4 24
$0.71
$-0.05
Q3 24
$0.80
$0.09
Q2 24
$0.67
$-0.01
Q1 24
$0.66
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BHB
BHB
OPAL
OPAL
Cash + ST InvestmentsLiquidity on hand
$80.8M
$24.4M
Total DebtLower is stronger
$134.8M
$361.3M
Stockholders' EquityBook value
$532.5M
$-12.9M
Total Assets
$4.7B
$959.5M
Debt / EquityLower = less leverage
0.25×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BHB
BHB
OPAL
OPAL
Q4 25
$80.8M
$24.4M
Q3 25
$136.7M
$29.9M
Q2 25
$87.0M
$29.3M
Q1 25
$88.1M
$40.1M
Q4 24
$72.2M
$24.3M
Q3 24
$81.2M
$31.0M
Q2 24
$101.8M
$27.6M
Q1 24
$76.2M
$34.2M
Total Debt
BHB
BHB
OPAL
OPAL
Q4 25
$134.8M
$361.3M
Q3 25
$134.6M
$351.2M
Q2 25
$40.9M
$331.6M
Q1 25
$40.9M
$307.0M
Q4 24
$40.9M
$307.5M
Q3 24
$60.9M
$252.9M
Q2 24
$60.8M
$233.3M
Q1 24
$60.8M
$208.7M
Stockholders' Equity
BHB
BHB
OPAL
OPAL
Q4 25
$532.5M
$-12.9M
Q3 25
$521.0M
$7.5M
Q2 25
$468.9M
$-25.0M
Q1 25
$467.3M
$57.1M
Q4 24
$458.4M
$-148.4M
Q3 24
$459.9M
$-180.1M
Q2 24
$438.9M
$-273.0M
Q1 24
$435.7M
$-382.4M
Total Assets
BHB
BHB
OPAL
OPAL
Q4 25
$4.7B
$959.5M
Q3 25
$4.7B
$916.7M
Q2 25
$4.1B
$905.5M
Q1 25
$4.1B
$884.9M
Q4 24
$4.1B
$881.1M
Q3 24
$4.0B
$831.1M
Q2 24
$4.0B
$782.3M
Q1 24
$4.0B
$750.5M
Debt / Equity
BHB
BHB
OPAL
OPAL
Q4 25
0.25×
Q3 25
0.26×
46.95×
Q2 25
0.09×
Q1 25
0.09×
5.38×
Q4 24
0.09×
Q3 24
0.13×
Q2 24
0.14×
Q1 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BHB
BHB
OPAL
OPAL
Operating Cash FlowLast quarter
$48.3M
$-3.5M
Free Cash FlowOCF − Capex
$43.5M
$-13.4M
FCF MarginFCF / Revenue
88.8%
-15.1%
Capex IntensityCapex / Revenue
9.8%
11.1%
Cash ConversionOCF / Net Profit
4.10×
-0.22×
TTM Free Cash FlowTrailing 4 quarters
$70.0M
$-34.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BHB
BHB
OPAL
OPAL
Q4 25
$48.3M
$-3.5M
Q3 25
$16.5M
$18.2M
Q2 25
$5.3M
$-7.9M
Q1 25
$9.3M
$29.7M
Q4 24
$52.4M
$-532.0K
Q3 24
$23.5M
$17.7M
Q2 24
$7.1M
$533.0K
Q1 24
$8.5M
$13.7M
Free Cash Flow
BHB
BHB
OPAL
OPAL
Q4 25
$43.5M
$-13.4M
Q3 25
$15.4M
$-9.3M
Q2 25
$3.3M
$-29.7M
Q1 25
$7.8M
$18.1M
Q4 24
$45.0M
$-55.0M
Q3 24
$22.4M
$-5.4M
Q2 24
$2.3M
$-22.5M
Q1 24
$7.8M
$-13.0M
FCF Margin
BHB
BHB
OPAL
OPAL
Q4 25
88.8%
-15.1%
Q3 25
32.5%
-11.9%
Q2 25
9.5%
-38.4%
Q1 25
20.5%
21.8%
Q4 24
116.9%
-73.8%
Q3 24
58.1%
-6.5%
Q2 24
6.1%
-32.2%
Q1 24
21.5%
-20.4%
Capex Intensity
BHB
BHB
OPAL
OPAL
Q4 25
9.8%
11.1%
Q3 25
2.3%
35.3%
Q2 25
5.8%
28.2%
Q1 25
4.1%
13.9%
Q4 24
19.2%
73.1%
Q3 24
2.7%
27.9%
Q2 24
12.9%
32.9%
Q1 24
1.8%
41.8%
Cash Conversion
BHB
BHB
OPAL
OPAL
Q4 25
4.10×
-0.22×
Q3 25
1.87×
1.60×
Q2 25
0.86×
-1.04×
Q1 25
0.91×
23.11×
Q4 24
4.76×
Q3 24
1.93×
1.03×
Q2 24
0.69×
0.28×
Q1 24
0.84×
20.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BHB
BHB

Segment breakdown not available.

OPAL
OPAL

Fuel Station Services Segment$65.1M74%
Related Party$12.1M14%
Renewable Power Segment$8.6M10%
Other$2.6M3%

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