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Side-by-side financial comparison of BAR HARBOR BANKSHARES (BHB) and Scienjoy Holding Corp (SJ). Click either name above to swap in a different company.

Scienjoy Holding Corp is the larger business by last-quarter revenue ($91.6M vs $48.9M, roughly 1.9× BAR HARBOR BANKSHARES). BAR HARBOR BANKSHARES produced more free cash flow last quarter ($43.5M vs $7.1M).

Bar Harbor Bankshares is a U.S. regional bank holding company headquartered in Maine. It offers retail and commercial banking services including deposit products, personal and business loans, wealth management, and mortgage solutions, mainly serving customers across Maine, New Hampshire, and Vermont.

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

BHB vs SJ — Head-to-Head

Bigger by revenue
SJ
SJ
1.9× larger
SJ
$91.6M
$48.9M
BHB
More free cash flow
BHB
BHB
$36.4M more FCF
BHB
$43.5M
$7.1M
SJ

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
BHB
BHB
SJ
SJ
Revenue
$48.9M
$91.6M
Net Profit
$11.8M
Gross Margin
Operating Margin
30.1%
Net Margin
24.0%
Revenue YoY
27.3%
Net Profit YoY
6.9%
EPS (diluted)
$0.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BHB
BHB
SJ
SJ
Q4 25
$48.9M
Q3 25
$47.5M
Q2 25
$34.5M
$91.6M
Q1 25
$37.9M
Q4 24
$38.5M
Q3 24
$38.6M
Q2 24
$37.2M
Q1 24
$36.4M
Net Profit
BHB
BHB
SJ
SJ
Q4 25
$11.8M
Q3 25
$8.9M
Q2 25
$6.1M
Q1 25
$10.2M
Q4 24
$11.0M
Q3 24
$12.2M
Q2 24
$10.3M
Q1 24
$10.1M
Operating Margin
BHB
BHB
SJ
SJ
Q4 25
30.1%
Q3 25
23.2%
Q2 25
21.6%
Q1 25
33.5%
Q4 24
35.2%
Q3 24
35.3%
Q2 24
34.4%
Q1 24
34.8%
Net Margin
BHB
BHB
SJ
SJ
Q4 25
24.0%
Q3 25
18.6%
Q2 25
17.6%
Q1 25
26.9%
Q4 24
28.6%
Q3 24
31.6%
Q2 24
27.6%
Q1 24
27.7%
EPS (diluted)
BHB
BHB
SJ
SJ
Q4 25
$0.71
Q3 25
$0.54
Q2 25
$0.40
Q1 25
$0.66
Q4 24
$0.71
Q3 24
$0.80
Q2 24
$0.67
Q1 24
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BHB
BHB
SJ
SJ
Cash + ST InvestmentsLiquidity on hand
$80.8M
$913.0K
Total DebtLower is stronger
$134.8M
Stockholders' EquityBook value
$532.5M
$170.2M
Total Assets
$4.7B
$199.9M
Debt / EquityLower = less leverage
0.25×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BHB
BHB
SJ
SJ
Q4 25
$80.8M
Q3 25
$136.7M
Q2 25
$87.0M
$913.0K
Q1 25
$88.1M
Q4 24
$72.2M
Q3 24
$81.2M
Q2 24
$101.8M
Q1 24
$76.2M
Total Debt
BHB
BHB
SJ
SJ
Q4 25
$134.8M
Q3 25
$134.6M
Q2 25
$40.9M
Q1 25
$40.9M
Q4 24
$40.9M
Q3 24
$60.9M
Q2 24
$60.8M
Q1 24
$60.8M
Stockholders' Equity
BHB
BHB
SJ
SJ
Q4 25
$532.5M
Q3 25
$521.0M
Q2 25
$468.9M
$170.2M
Q1 25
$467.3M
Q4 24
$458.4M
Q3 24
$459.9M
Q2 24
$438.9M
Q1 24
$435.7M
Total Assets
BHB
BHB
SJ
SJ
Q4 25
$4.7B
Q3 25
$4.7B
Q2 25
$4.1B
$199.9M
Q1 25
$4.1B
Q4 24
$4.1B
Q3 24
$4.0B
Q2 24
$4.0B
Q1 24
$4.0B
Debt / Equity
BHB
BHB
SJ
SJ
Q4 25
0.25×
Q3 25
0.26×
Q2 25
0.09×
Q1 25
0.09×
Q4 24
0.09×
Q3 24
0.13×
Q2 24
0.14×
Q1 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BHB
BHB
SJ
SJ
Operating Cash FlowLast quarter
$48.3M
$7.1M
Free Cash FlowOCF − Capex
$43.5M
$7.1M
FCF MarginFCF / Revenue
88.8%
7.7%
Capex IntensityCapex / Revenue
9.8%
0.0%
Cash ConversionOCF / Net Profit
4.10×
TTM Free Cash FlowTrailing 4 quarters
$70.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BHB
BHB
SJ
SJ
Q4 25
$48.3M
Q3 25
$16.5M
Q2 25
$5.3M
$7.1M
Q1 25
$9.3M
Q4 24
$52.4M
Q3 24
$23.5M
Q2 24
$7.1M
Q1 24
$8.5M
Free Cash Flow
BHB
BHB
SJ
SJ
Q4 25
$43.5M
Q3 25
$15.4M
Q2 25
$3.3M
$7.1M
Q1 25
$7.8M
Q4 24
$45.0M
Q3 24
$22.4M
Q2 24
$2.3M
Q1 24
$7.8M
FCF Margin
BHB
BHB
SJ
SJ
Q4 25
88.8%
Q3 25
32.5%
Q2 25
9.5%
7.7%
Q1 25
20.5%
Q4 24
116.9%
Q3 24
58.1%
Q2 24
6.1%
Q1 24
21.5%
Capex Intensity
BHB
BHB
SJ
SJ
Q4 25
9.8%
Q3 25
2.3%
Q2 25
5.8%
0.0%
Q1 25
4.1%
Q4 24
19.2%
Q3 24
2.7%
Q2 24
12.9%
Q1 24
1.8%
Cash Conversion
BHB
BHB
SJ
SJ
Q4 25
4.10×
Q3 25
1.87×
Q2 25
0.86×
Q1 25
0.91×
Q4 24
4.76×
Q3 24
1.93×
Q2 24
0.69×
Q1 24
0.84×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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