vs

Side-by-side financial comparison of BAR HARBOR BANKSHARES (BHB) and Snail, Inc. (SNAL). Click either name above to swap in a different company.

BAR HARBOR BANKSHARES is the larger business by last-quarter revenue ($48.9M vs $25.1M, roughly 1.9× Snail, Inc.). BAR HARBOR BANKSHARES runs the higher net margin — 24.0% vs -3.4%, a 27.5% gap on every dollar of revenue. On growth, BAR HARBOR BANKSHARES posted the faster year-over-year revenue change (27.3% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 15.9%).

Bar Harbor Bankshares is a U.S. regional bank holding company headquartered in Maine. It offers retail and commercial banking services including deposit products, personal and business loans, wealth management, and mortgage solutions, mainly serving customers across Maine, New Hampshire, and Vermont.

Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....

BHB vs SNAL — Head-to-Head

Bigger by revenue
BHB
BHB
1.9× larger
BHB
$48.9M
$25.1M
SNAL
Growing faster (revenue YoY)
BHB
BHB
+31.5% gap
BHB
27.3%
-4.2%
SNAL
Higher net margin
BHB
BHB
27.5% more per $
BHB
24.0%
-3.4%
SNAL
Faster 2-yr revenue CAGR
SNAL
SNAL
Annualised
SNAL
33.4%
15.9%
BHB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BHB
BHB
SNAL
SNAL
Revenue
$48.9M
$25.1M
Net Profit
$11.8M
$-862.2K
Gross Margin
38.3%
Operating Margin
30.1%
-6.0%
Net Margin
24.0%
-3.4%
Revenue YoY
27.3%
-4.2%
Net Profit YoY
6.9%
-177.0%
EPS (diluted)
$0.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BHB
BHB
SNAL
SNAL
Q4 25
$48.9M
$25.1M
Q3 25
$47.5M
$13.8M
Q2 25
$34.5M
$22.2M
Q1 25
$37.9M
$20.1M
Q4 24
$38.5M
$26.2M
Q3 24
$38.6M
$22.5M
Q2 24
$37.2M
$21.6M
Q1 24
$36.4M
$14.1M
Net Profit
BHB
BHB
SNAL
SNAL
Q4 25
$11.8M
$-862.2K
Q3 25
$8.9M
$-7.9M
Q2 25
$6.1M
$-16.6M
Q1 25
$10.2M
$-1.9M
Q4 24
$11.0M
$1.1M
Q3 24
$12.2M
$235.1K
Q2 24
$10.3M
$2.3M
Q1 24
$10.1M
$-1.8M
Gross Margin
BHB
BHB
SNAL
SNAL
Q4 25
38.3%
Q3 25
0.1%
Q2 25
31.3%
Q1 25
29.1%
Q4 24
43.3%
Q3 24
38.6%
Q2 24
37.5%
Q1 24
14.7%
Operating Margin
BHB
BHB
SNAL
SNAL
Q4 25
30.1%
-6.0%
Q3 25
23.2%
-71.3%
Q2 25
21.6%
-8.2%
Q1 25
33.5%
-20.4%
Q4 24
35.2%
11.5%
Q3 24
35.3%
1.8%
Q2 24
34.4%
12.4%
Q1 24
34.8%
-15.6%
Net Margin
BHB
BHB
SNAL
SNAL
Q4 25
24.0%
-3.4%
Q3 25
18.6%
-56.9%
Q2 25
17.6%
-74.7%
Q1 25
26.9%
-9.7%
Q4 24
28.6%
4.3%
Q3 24
31.6%
1.0%
Q2 24
27.6%
10.4%
Q1 24
27.7%
-12.6%
EPS (diluted)
BHB
BHB
SNAL
SNAL
Q4 25
$0.71
Q3 25
$0.54
Q2 25
$0.40
$-0.44
Q1 25
$0.66
$-0.06
Q4 24
$0.71
$0.03
Q3 24
$0.80
$0.01
Q2 24
$0.67
$0.06
Q1 24
$0.66
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BHB
BHB
SNAL
SNAL
Cash + ST InvestmentsLiquidity on hand
$80.8M
$8.6M
Total DebtLower is stronger
$134.8M
$14.6M
Stockholders' EquityBook value
$532.5M
$-16.4M
Total Assets
$4.7B
$59.3M
Debt / EquityLower = less leverage
0.25×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BHB
BHB
SNAL
SNAL
Q4 25
$80.8M
$8.6M
Q3 25
$136.7M
$12.3M
Q2 25
$87.0M
$7.9M
Q1 25
$88.1M
$9.4M
Q4 24
$72.2M
$7.3M
Q3 24
$81.2M
$10.6M
Q2 24
$101.8M
$15.5M
Q1 24
$76.2M
$16.1M
Total Debt
BHB
BHB
SNAL
SNAL
Q4 25
$134.8M
$14.6M
Q3 25
$134.6M
$10.5M
Q2 25
$40.9M
$11.8M
Q1 25
$40.9M
$9.0M
Q4 24
$40.9M
$5.7M
Q3 24
$60.9M
$5.7M
Q2 24
$60.8M
$5.8M
Q1 24
$60.8M
$6.5M
Stockholders' Equity
BHB
BHB
SNAL
SNAL
Q4 25
$532.5M
$-16.4M
Q3 25
$521.0M
$-15.6M
Q2 25
$468.9M
$-8.0M
Q1 25
$467.3M
$9.1M
Q4 24
$458.4M
$9.7M
Q3 24
$459.9M
$8.2M
Q2 24
$438.9M
$7.9M
Q1 24
$435.7M
$5.6M
Total Assets
BHB
BHB
SNAL
SNAL
Q4 25
$4.7B
$59.3M
Q3 25
$4.7B
$51.1M
Q2 25
$4.1B
$58.0M
Q1 25
$4.1B
$64.5M
Q4 24
$4.1B
$62.2M
Q3 24
$4.0B
$66.8M
Q2 24
$4.0B
$75.4M
Q1 24
$4.0B
$78.3M
Debt / Equity
BHB
BHB
SNAL
SNAL
Q4 25
0.25×
Q3 25
0.26×
Q2 25
0.09×
Q1 25
0.09×
0.99×
Q4 24
0.09×
0.59×
Q3 24
0.13×
0.70×
Q2 24
0.14×
0.73×
Q1 24
0.14×
1.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BHB
BHB
SNAL
SNAL
Operating Cash FlowLast quarter
$48.3M
$-5.3M
Free Cash FlowOCF − Capex
$43.5M
FCF MarginFCF / Revenue
88.8%
Capex IntensityCapex / Revenue
9.8%
Cash ConversionOCF / Net Profit
4.10×
TTM Free Cash FlowTrailing 4 quarters
$70.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BHB
BHB
SNAL
SNAL
Q4 25
$48.3M
$-5.3M
Q3 25
$16.5M
$6.6M
Q2 25
$5.3M
$-3.2M
Q1 25
$9.3M
$764.5K
Q4 24
$52.4M
$-3.6M
Q3 24
$23.5M
$-5.0M
Q2 24
$7.1M
$206.6K
Q1 24
$8.5M
$6.8M
Free Cash Flow
BHB
BHB
SNAL
SNAL
Q4 25
$43.5M
Q3 25
$15.4M
Q2 25
$3.3M
Q1 25
$7.8M
Q4 24
$45.0M
Q3 24
$22.4M
Q2 24
$2.3M
Q1 24
$7.8M
FCF Margin
BHB
BHB
SNAL
SNAL
Q4 25
88.8%
Q3 25
32.5%
Q2 25
9.5%
Q1 25
20.5%
Q4 24
116.9%
Q3 24
58.1%
Q2 24
6.1%
Q1 24
21.5%
Capex Intensity
BHB
BHB
SNAL
SNAL
Q4 25
9.8%
Q3 25
2.3%
Q2 25
5.8%
Q1 25
4.1%
Q4 24
19.2%
Q3 24
2.7%
Q2 24
12.9%
Q1 24
1.8%
Cash Conversion
BHB
BHB
SNAL
SNAL
Q4 25
4.10×
Q3 25
1.87×
Q2 25
0.86×
Q1 25
0.91×
Q4 24
4.76×
-3.21×
Q3 24
1.93×
-21.05×
Q2 24
0.69×
0.09×
Q1 24
0.84×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BHB
BHB

Segment breakdown not available.

SNAL
SNAL

Pc$14.7M59%
Platform Three$5.2M21%
Platform Two$3.3M13%
Sales Channel Directly To Consumer Mobile Sale$1.6M6%

Related Comparisons