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Side-by-side financial comparison of Bluerock Homes Trust, Inc. (BHM) and FVCBankcorp, Inc. (FVCB). Click either name above to swap in a different company.

Bluerock Homes Trust, Inc. is the larger business by last-quarter revenue ($18.9M vs $16.9M, roughly 1.1× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 35.9%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $10.4M). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs 30.1%).

Bluerock Homes Trust, Inc. is a U.S.-headquartered real estate investment trust that acquires, owns and operates a portfolio of high-quality single-family rental residential properties. It caters to middle-market renters across high-growth suburban markets, prioritizing regions with strong demographic fundamentals and sustained rental housing demand.

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

BHM vs FVCB — Head-to-Head

Bigger by revenue
BHM
BHM
1.1× larger
BHM
$18.9M
$16.9M
FVCB
Growing faster (revenue YoY)
FVCB
FVCB
+4341.6% gap
FVCB
4377.5%
35.9%
BHM
More free cash flow
FVCB
FVCB
$13.4M more FCF
FVCB
$23.8M
$10.4M
BHM
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
30.1%
BHM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BHM
BHM
FVCB
FVCB
Revenue
$18.9M
$16.9M
Net Profit
$-9.5M
Gross Margin
Operating Margin
-48.8%
43.7%
Net Margin
-50.1%
Revenue YoY
35.9%
4377.5%
Net Profit YoY
-29.9%
EPS (diluted)
$-0.75
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BHM
BHM
FVCB
FVCB
Q4 25
$18.9M
$16.9M
Q3 25
$16.6M
$416.0K
Q2 25
$16.8M
$15.8M
Q1 25
$16.4M
$382.0K
Q4 24
$13.9M
$378.0K
Q3 24
$12.7M
$412.0K
Q2 24
$12.5M
$415.0K
Q1 24
$11.2M
$359.0K
Net Profit
BHM
BHM
FVCB
FVCB
Q4 25
$-9.5M
Q3 25
$-10.0M
$5.6M
Q2 25
$-5.8M
$5.7M
Q1 25
$-7.3M
$5.2M
Q4 24
$-7.3M
Q3 24
$3.5M
$4.7M
Q2 24
$-5.2M
$4.2M
Q1 24
$-3.2M
$1.3M
Operating Margin
BHM
BHM
FVCB
FVCB
Q4 25
-48.8%
43.7%
Q3 25
-57.6%
Q2 25
-30.9%
45.9%
Q1 25
-42.6%
Q4 24
-52.8%
Q3 24
27.9%
Q2 24
-41.3%
Q1 24
-28.4%
Net Margin
BHM
BHM
FVCB
FVCB
Q4 25
-50.1%
Q3 25
-60.0%
1341.1%
Q2 25
-34.7%
36.0%
Q1 25
-44.7%
1352.1%
Q4 24
-52.8%
Q3 24
27.9%
1133.3%
Q2 24
-41.3%
1001.2%
Q1 24
-28.4%
373.3%
EPS (diluted)
BHM
BHM
FVCB
FVCB
Q4 25
$-0.75
$0.31
Q3 25
$-0.94
$0.31
Q2 25
$-0.66
$0.31
Q1 25
$-0.67
$0.28
Q4 24
$-0.65
$0.27
Q3 24
$0.24
$0.25
Q2 24
$-0.42
$0.23
Q1 24
$-0.27
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BHM
BHM
FVCB
FVCB
Cash + ST InvestmentsLiquidity on hand
$169.6M
Total DebtLower is stronger
$428.4M
Stockholders' EquityBook value
$128.7M
$253.6M
Total Assets
$1.2B
$2.3B
Debt / EquityLower = less leverage
3.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BHM
BHM
FVCB
FVCB
Q4 25
$169.6M
Q3 25
$2.1M
Q2 25
$4.2M
Q1 25
$3.0M
Q4 24
$115.2M
Q3 24
$155.1M
Q2 24
$116.0M
Q1 24
$92.3M
Total Debt
BHM
BHM
FVCB
FVCB
Q4 25
$428.4M
Q3 25
$415.9M
Q2 25
$338.6M
Q1 25
$336.5M
Q4 24
$373.8M
Q3 24
$122.5M
Q2 24
$119.7M
Q1 24
$120.2M
Stockholders' Equity
BHM
BHM
FVCB
FVCB
Q4 25
$128.7M
$253.6M
Q3 25
$131.7M
$249.8M
Q2 25
$135.3M
$243.2M
Q1 25
$137.1M
$242.3M
Q4 24
$139.1M
$235.4M
Q3 24
$142.9M
$230.8M
Q2 24
$142.5M
$226.5M
Q1 24
$144.5M
$220.7M
Total Assets
BHM
BHM
FVCB
FVCB
Q4 25
$1.2B
$2.3B
Q3 25
$222.1M
$2.3B
Q2 25
$220.3M
$2.2B
Q1 25
$186.2M
$2.2B
Q4 24
$967.0M
$2.2B
Q3 24
$800.8M
$2.3B
Q2 24
$756.2M
$2.3B
Q1 24
$727.4M
$2.2B
Debt / Equity
BHM
BHM
FVCB
FVCB
Q4 25
3.33×
Q3 25
3.16×
Q2 25
2.50×
Q1 25
2.45×
Q4 24
2.69×
Q3 24
0.86×
Q2 24
0.84×
Q1 24
0.83×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BHM
BHM
FVCB
FVCB
Operating Cash FlowLast quarter
$27.8M
$23.9M
Free Cash FlowOCF − Capex
$10.4M
$23.8M
FCF MarginFCF / Revenue
55.0%
140.7%
Capex IntensityCapex / Revenue
91.8%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$25.0M
$40.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BHM
BHM
FVCB
FVCB
Q4 25
$27.8M
$23.9M
Q3 25
$13.4M
$7.6M
Q2 25
$13.9M
$3.3M
Q1 25
$951.0K
$5.4M
Q4 24
$9.1M
$18.2M
Q3 24
$1.7M
$4.7M
Q2 24
$1.3M
$1.6M
Q1 24
$1.1M
$7.2M
Free Cash Flow
BHM
BHM
FVCB
FVCB
Q4 25
$10.4M
$23.8M
Q3 25
$8.7M
$7.6M
Q2 25
$8.8M
$3.3M
Q1 25
$-2.9M
$5.4M
Q4 24
$-253.0K
$18.1M
Q3 24
$-601.0K
$4.6M
Q2 24
$-654.0K
$1.5M
Q1 24
$-630.0K
$7.1M
FCF Margin
BHM
BHM
FVCB
FVCB
Q4 25
55.0%
140.7%
Q3 25
52.4%
1818.0%
Q2 25
52.2%
20.8%
Q1 25
-17.6%
1413.6%
Q4 24
-1.8%
4786.0%
Q3 24
-4.7%
1121.8%
Q2 24
-5.2%
361.2%
Q1 24
-5.6%
1988.3%
Capex Intensity
BHM
BHM
FVCB
FVCB
Q4 25
91.8%
0.3%
Q3 25
28.5%
0.2%
Q2 25
30.3%
0.1%
Q1 25
23.4%
4.2%
Q4 24
66.9%
37.3%
Q3 24
18.0%
14.1%
Q2 24
15.3%
12.8%
Q1 24
15.5%
3.9%
Cash Conversion
BHM
BHM
FVCB
FVCB
Q4 25
Q3 25
1.36×
Q2 25
0.58×
Q1 25
1.05×
Q4 24
Q3 24
0.47×
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BHM
BHM

Residential Communities Segment$11.4M61%
Scattered Single Family Homes Segment$7.5M39%

FVCB
FVCB

Segment breakdown not available.

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