vs
Side-by-side financial comparison of Bluerock Homes Trust, Inc. (BHM) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $18.9M, roughly 1.9× Bluerock Homes Trust, Inc.). UNITY BANCORP INC runs the higher net margin — 43.9% vs -50.1%, a 94.0% gap on every dollar of revenue. On growth, Bluerock Homes Trust, Inc. posted the faster year-over-year revenue change (35.9% vs 24.2%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $10.4M). Over the past eight quarters, Bluerock Homes Trust, Inc.'s revenue compounded faster (30.1% CAGR vs 17.5%).
Bluerock Homes Trust, Inc. is a U.S.-headquartered real estate investment trust that acquires, owns and operates a portfolio of high-quality single-family rental residential properties. It caters to middle-market renters across high-growth suburban markets, prioritizing regions with strong demographic fundamentals and sustained rental housing demand.
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
BHM vs UNTY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $18.9M | $35.3M |
| Net Profit | $-9.5M | $15.5M |
| Gross Margin | — | — |
| Operating Margin | -48.8% | 55.8% |
| Net Margin | -50.1% | 43.9% |
| Revenue YoY | 35.9% | 24.2% |
| Net Profit YoY | -29.9% | 34.5% |
| EPS (diluted) | $-0.75 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $18.9M | $35.3M | ||
| Q3 25 | $16.6M | $32.8M | ||
| Q2 25 | $16.8M | $34.4M | ||
| Q1 25 | $16.4M | $29.4M | ||
| Q4 24 | $13.9M | $28.4M | ||
| Q3 24 | $12.7M | $27.7M | ||
| Q2 24 | $12.5M | $25.5M | ||
| Q1 24 | $11.2M | $25.6M |
| Q4 25 | $-9.5M | $15.5M | ||
| Q3 25 | $-10.0M | $14.4M | ||
| Q2 25 | $-5.8M | $16.5M | ||
| Q1 25 | $-7.3M | $11.6M | ||
| Q4 24 | $-7.3M | $11.5M | ||
| Q3 24 | $3.5M | $10.9M | ||
| Q2 24 | $-5.2M | $9.5M | ||
| Q1 24 | $-3.2M | $9.6M |
| Q4 25 | -48.8% | 55.8% | ||
| Q3 25 | -57.6% | 57.5% | ||
| Q2 25 | -30.9% | 62.6% | ||
| Q1 25 | -42.6% | 52.6% | ||
| Q4 24 | -52.8% | 51.0% | ||
| Q3 24 | 27.9% | 52.7% | ||
| Q2 24 | -41.3% | 49.3% | ||
| Q1 24 | -28.4% | 50.0% |
| Q4 25 | -50.1% | 43.9% | ||
| Q3 25 | -60.0% | 43.8% | ||
| Q2 25 | -34.7% | 48.0% | ||
| Q1 25 | -44.7% | 39.5% | ||
| Q4 24 | -52.8% | 40.5% | ||
| Q3 24 | 27.9% | 39.4% | ||
| Q2 24 | -41.3% | 37.1% | ||
| Q1 24 | -28.4% | 37.5% |
| Q4 25 | $-0.75 | $1.52 | ||
| Q3 25 | $-0.94 | $1.41 | ||
| Q2 25 | $-0.66 | $1.61 | ||
| Q1 25 | $-0.67 | $1.13 | ||
| Q4 24 | $-0.65 | $1.13 | ||
| Q3 24 | $0.24 | $1.07 | ||
| Q2 24 | $-0.42 | $0.92 | ||
| Q1 24 | $-0.27 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $169.6M | — |
| Total DebtLower is stronger | $428.4M | — |
| Stockholders' EquityBook value | $128.7M | $345.6M |
| Total Assets | $1.2B | $3.0B |
| Debt / EquityLower = less leverage | 3.33× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $169.6M | — | ||
| Q3 25 | $2.1M | — | ||
| Q2 25 | $4.2M | — | ||
| Q1 25 | $3.0M | — | ||
| Q4 24 | $115.2M | — | ||
| Q3 24 | $155.1M | — | ||
| Q2 24 | $116.0M | — | ||
| Q1 24 | $92.3M | — |
| Q4 25 | $428.4M | — | ||
| Q3 25 | $415.9M | — | ||
| Q2 25 | $338.6M | — | ||
| Q1 25 | $336.5M | — | ||
| Q4 24 | $373.8M | $230.8M | ||
| Q3 24 | $122.5M | — | ||
| Q2 24 | $119.7M | — | ||
| Q1 24 | $120.2M | — |
| Q4 25 | $128.7M | $345.6M | ||
| Q3 25 | $131.7M | $334.0M | ||
| Q2 25 | $135.3M | $319.8M | ||
| Q1 25 | $137.1M | $306.1M | ||
| Q4 24 | $139.1M | $295.6M | ||
| Q3 24 | $142.9M | $284.3M | ||
| Q2 24 | $142.5M | $273.4M | ||
| Q1 24 | $144.5M | $266.8M |
| Q4 25 | $1.2B | $3.0B | ||
| Q3 25 | $222.1M | $2.9B | ||
| Q2 25 | $220.3M | $2.9B | ||
| Q1 25 | $186.2M | $2.8B | ||
| Q4 24 | $967.0M | $2.7B | ||
| Q3 24 | $800.8M | $2.6B | ||
| Q2 24 | $756.2M | $2.6B | ||
| Q1 24 | $727.4M | $2.6B |
| Q4 25 | 3.33× | — | ||
| Q3 25 | 3.16× | — | ||
| Q2 25 | 2.50× | — | ||
| Q1 25 | 2.45× | — | ||
| Q4 24 | 2.69× | 0.78× | ||
| Q3 24 | 0.86× | — | ||
| Q2 24 | 0.84× | — | ||
| Q1 24 | 0.83× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $27.8M | $44.9M |
| Free Cash FlowOCF − Capex | $10.4M | $44.3M |
| FCF MarginFCF / Revenue | 55.0% | 125.7% |
| Capex IntensityCapex / Revenue | 91.8% | 1.6% |
| Cash ConversionOCF / Net Profit | — | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | $25.0M | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $27.8M | $44.9M | ||
| Q3 25 | $13.4M | $45.5M | ||
| Q2 25 | $13.9M | $-25.3M | ||
| Q1 25 | $951.0K | $17.9M | ||
| Q4 24 | $9.1M | $48.0M | ||
| Q3 24 | $1.7M | $17.7M | ||
| Q2 24 | $1.3M | $-8.4M | ||
| Q1 24 | $1.1M | $15.8M |
| Q4 25 | $10.4M | $44.3M | ||
| Q3 25 | $8.7M | $45.3M | ||
| Q2 25 | $8.8M | $-25.5M | ||
| Q1 25 | $-2.9M | $17.6M | ||
| Q4 24 | $-253.0K | $47.3M | ||
| Q3 24 | $-601.0K | $17.5M | ||
| Q2 24 | $-654.0K | $-8.6M | ||
| Q1 24 | $-630.0K | $15.7M |
| Q4 25 | 55.0% | 125.7% | ||
| Q3 25 | 52.4% | 138.1% | ||
| Q2 25 | 52.2% | -74.2% | ||
| Q1 25 | -17.6% | 59.9% | ||
| Q4 24 | -1.8% | 166.5% | ||
| Q3 24 | -4.7% | 63.3% | ||
| Q2 24 | -5.2% | -33.7% | ||
| Q1 24 | -5.6% | 61.4% |
| Q4 25 | 91.8% | 1.6% | ||
| Q3 25 | 28.5% | 0.7% | ||
| Q2 25 | 30.3% | 0.5% | ||
| Q1 25 | 23.4% | 1.0% | ||
| Q4 24 | 66.9% | 2.4% | ||
| Q3 24 | 18.0% | 0.5% | ||
| Q2 24 | 15.3% | 0.5% | ||
| Q1 24 | 15.5% | 0.3% |
| Q4 25 | — | 2.90× | ||
| Q3 25 | — | 3.16× | ||
| Q2 25 | — | -1.54× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | — | 4.17× | ||
| Q3 24 | 0.47× | 1.62× | ||
| Q2 24 | — | -0.89× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BHM
| Residential Communities Segment | $11.4M | 61% |
| Scattered Single Family Homes Segment | $7.5M | 39% |
UNTY
Segment breakdown not available.
