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Side-by-side financial comparison of Burke & Herbert Financial Services Corp. (BHRB) and Cheer Holding, Inc. (CHR). Click either name above to swap in a different company.

Burke & Herbert Financial Services Corp. is the larger business by last-quarter revenue ($86.5M vs $71.0M, roughly 1.2× Cheer Holding, Inc.). Burke & Herbert Financial Services Corp. runs the higher net margin — 34.9% vs 10.9%, a 24.0% gap on every dollar of revenue. On growth, Burke & Herbert Financial Services Corp. posted the faster year-over-year revenue change (4.9% vs -0.1%).

Burke & Herbert Financial Services Corp is a U.S.-based regional financial holding company, offering personal and commercial banking, wealth management, residential mortgage lending, and small business financing services. Its core market covers Virginia and adjacent Mid-Atlantic regions, serving retail consumers, SMEs, and high-net-worth clients.

Cheer Holding, Inc. is a diversified holding company primarily operating in the Chinese market, with core business segments covering early childhood education services, mobile lifestyle platforms, digital content offerings, and integrated consumer solutions for households and enterprise partners across multiple demand scenarios.

BHRB vs CHR — Head-to-Head

Bigger by revenue
BHRB
BHRB
1.2× larger
BHRB
$86.5M
$71.0M
CHR
Growing faster (revenue YoY)
BHRB
BHRB
+5.0% gap
BHRB
4.9%
-0.1%
CHR
Higher net margin
BHRB
BHRB
24.0% more per $
BHRB
34.9%
10.9%
CHR

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
BHRB
BHRB
CHR
CHR
Revenue
$86.5M
$71.0M
Net Profit
$30.2M
$7.8M
Gross Margin
70.7%
Operating Margin
43.8%
11.7%
Net Margin
34.9%
10.9%
Revenue YoY
4.9%
-0.1%
Net Profit YoY
52.8%
-37.5%
EPS (diluted)
$1.98
$0.67

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BHRB
BHRB
CHR
CHR
Q4 25
$86.5M
Q3 25
$85.4M
Q2 25
$87.1M
$71.0M
Q1 25
$83.0M
Q4 24
$82.5M
Q3 24
$83.8M
Q2 24
$69.3M
$71.1M
Q1 24
$26.4M
Net Profit
BHRB
BHRB
CHR
CHR
Q4 25
$30.2M
Q3 25
$30.0M
Q2 25
$29.9M
$7.8M
Q1 25
$27.2M
Q4 24
$19.8M
Q3 24
$27.6M
Q2 24
$-16.9M
$12.4M
Q1 24
$5.2M
Gross Margin
BHRB
BHRB
CHR
CHR
Q4 25
Q3 25
Q2 25
70.7%
Q1 25
Q4 24
Q3 24
Q2 24
73.4%
Q1 24
Operating Margin
BHRB
BHRB
CHR
CHR
Q4 25
43.8%
Q3 25
43.3%
Q2 25
42.7%
11.7%
Q1 25
39.6%
Q4 24
24.6%
Q3 24
39.2%
Q2 24
-27.5%
16.4%
Q1 24
22.3%
Net Margin
BHRB
BHRB
CHR
CHR
Q4 25
34.9%
Q3 25
35.1%
Q2 25
34.3%
10.9%
Q1 25
32.8%
Q4 24
24.0%
Q3 24
33.0%
Q2 24
-24.4%
17.5%
Q1 24
19.8%
EPS (diluted)
BHRB
BHRB
CHR
CHR
Q4 25
$1.98
Q3 25
$1.97
Q2 25
$1.97
$0.67
Q1 25
$1.80
Q4 24
$1.72
Q3 24
$1.82
Q2 24
$-1.41
$1.23
Q1 24
$0.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BHRB
BHRB
CHR
CHR
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$854.6M
$322.1M
Total Assets
$7.9B
$362.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BHRB
BHRB
CHR
CHR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$186.1M
Q1 24
Stockholders' Equity
BHRB
BHRB
CHR
CHR
Q4 25
$854.6M
Q3 25
$822.2M
Q2 25
$780.0M
$322.1M
Q1 25
$758.0M
Q4 24
$730.2M
Q3 24
$738.1M
Q2 24
$693.1M
$286.1M
Q1 24
$319.3M
Total Assets
BHRB
BHRB
CHR
CHR
Q4 25
$7.9B
Q3 25
$7.9B
Q2 25
$8.1B
$362.7M
Q1 25
$7.8B
Q4 24
$7.8B
Q3 24
$7.9B
Q2 24
$7.8B
$333.2M
Q1 24
$3.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BHRB
BHRB
CHR
CHR
Operating Cash FlowLast quarter
$107.9M
$3.9M
Free Cash FlowOCF − Capex
$96.2M
FCF MarginFCF / Revenue
111.2%
Capex IntensityCapex / Revenue
13.5%
Cash ConversionOCF / Net Profit
3.57×
0.51×
TTM Free Cash FlowTrailing 4 quarters
$164.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BHRB
BHRB
CHR
CHR
Q4 25
$107.9M
Q3 25
$39.3M
Q2 25
$41.0K
$3.9M
Q1 25
$37.6M
Q4 24
$85.8M
Q3 24
$47.8M
Q2 24
$-46.0M
$-6.7M
Q1 24
$7.1M
Free Cash Flow
BHRB
BHRB
CHR
CHR
Q4 25
$96.2M
Q3 25
$35.4M
Q2 25
$-3.4M
Q1 25
$35.9M
Q4 24
$81.2M
Q3 24
$46.0M
Q2 24
$-47.0M
Q1 24
$5.6M
FCF Margin
BHRB
BHRB
CHR
CHR
Q4 25
111.2%
Q3 25
41.5%
Q2 25
-3.9%
Q1 25
43.2%
Q4 24
98.5%
Q3 24
55.0%
Q2 24
-67.8%
Q1 24
21.2%
Capex Intensity
BHRB
BHRB
CHR
CHR
Q4 25
13.5%
Q3 25
4.5%
Q2 25
3.9%
Q1 25
2.1%
Q4 24
5.5%
Q3 24
2.1%
Q2 24
1.5%
Q1 24
5.7%
Cash Conversion
BHRB
BHRB
CHR
CHR
Q4 25
3.57×
Q3 25
1.31×
Q2 25
0.00×
0.51×
Q1 25
1.38×
Q4 24
4.33×
Q3 24
1.73×
Q2 24
-0.54×
Q1 24
1.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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