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Side-by-side financial comparison of Burke & Herbert Financial Services Corp. (BHRB) and FRANKLIN COVEY CO (FC). Click either name above to swap in a different company.

Burke & Herbert Financial Services Corp. is the larger business by last-quarter revenue ($86.5M vs $64.0M, roughly 1.4× FRANKLIN COVEY CO). Burke & Herbert Financial Services Corp. runs the higher net margin — 34.9% vs -5.1%, a 40.1% gap on every dollar of revenue. On growth, Burke & Herbert Financial Services Corp. posted the faster year-over-year revenue change (4.9% vs -7.3%). Burke & Herbert Financial Services Corp. produced more free cash flow last quarter ($96.2M vs $-1.6M). Over the past eight quarters, Burke & Herbert Financial Services Corp.'s revenue compounded faster (81.1% CAGR vs 2.2%).

Burke & Herbert Financial Services Corp is a U.S.-based regional financial holding company, offering personal and commercial banking, wealth management, residential mortgage lending, and small business financing services. Its core market covers Virginia and adjacent Mid-Atlantic regions, serving retail consumers, SMEs, and high-net-worth clients.

Franklin Covey Co., trading as FranklinCovey and based in Salt Lake City, Utah, is a coaching company which provides training and assessment services in the areas of leadership, individual effectiveness, and business execution for organizations and individuals. The company was formed on May 30, 1997, as a result of merger between Hyrum W. Smith's Franklin Quest and Stephen R. Covey's Covey Leadership Center. Among other products, the company has marketed the FranklinCovey planning system, mod...

BHRB vs FC — Head-to-Head

Bigger by revenue
BHRB
BHRB
1.4× larger
BHRB
$86.5M
$64.0M
FC
Growing faster (revenue YoY)
BHRB
BHRB
+12.2% gap
BHRB
4.9%
-7.3%
FC
Higher net margin
BHRB
BHRB
40.1% more per $
BHRB
34.9%
-5.1%
FC
More free cash flow
BHRB
BHRB
$97.9M more FCF
BHRB
$96.2M
$-1.6M
FC
Faster 2-yr revenue CAGR
BHRB
BHRB
Annualised
BHRB
81.1%
2.2%
FC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BHRB
BHRB
FC
FC
Revenue
$86.5M
$64.0M
Net Profit
$30.2M
$-3.3M
Gross Margin
75.5%
Operating Margin
43.8%
-5.7%
Net Margin
34.9%
-5.1%
Revenue YoY
4.9%
-7.3%
Net Profit YoY
52.8%
-378.5%
EPS (diluted)
$1.98
$-0.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BHRB
BHRB
FC
FC
Q4 25
$86.5M
$64.0M
Q3 25
$85.4M
$71.2M
Q2 25
$87.1M
$67.1M
Q1 25
$83.0M
$59.6M
Q4 24
$82.5M
$69.1M
Q3 24
$83.8M
$84.1M
Q2 24
$69.3M
$73.4M
Q1 24
$26.4M
$61.3M
Net Profit
BHRB
BHRB
FC
FC
Q4 25
$30.2M
$-3.3M
Q3 25
$30.0M
$4.4M
Q2 25
$29.9M
$-1.4M
Q1 25
$27.2M
$-1.1M
Q4 24
$19.8M
$1.2M
Q3 24
$27.6M
$12.0M
Q2 24
$-16.9M
$5.7M
Q1 24
$5.2M
$874.0K
Gross Margin
BHRB
BHRB
FC
FC
Q4 25
75.5%
Q3 25
75.5%
Q2 25
76.5%
Q1 25
76.7%
Q4 24
76.3%
Q3 24
78.1%
Q2 24
76.6%
Q1 24
76.4%
Operating Margin
BHRB
BHRB
FC
FC
Q4 25
43.8%
-5.7%
Q3 25
43.3%
11.1%
Q2 25
42.7%
-3.3%
Q1 25
39.6%
-2.4%
Q4 24
24.6%
2.1%
Q3 24
39.2%
21.3%
Q2 24
-27.5%
11.4%
Q1 24
22.3%
2.4%
Net Margin
BHRB
BHRB
FC
FC
Q4 25
34.9%
-5.1%
Q3 25
35.1%
6.1%
Q2 25
34.3%
-2.1%
Q1 25
32.8%
-1.8%
Q4 24
24.0%
1.7%
Q3 24
33.0%
14.2%
Q2 24
-24.4%
7.8%
Q1 24
19.8%
1.4%
EPS (diluted)
BHRB
BHRB
FC
FC
Q4 25
$1.98
$-0.27
Q3 25
$1.97
$0.34
Q2 25
$1.97
$-0.11
Q1 25
$1.80
$-0.08
Q4 24
$1.72
$0.09
Q3 24
$1.82
$0.89
Q2 24
$-1.41
$0.43
Q1 24
$0.69
$0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BHRB
BHRB
FC
FC
Cash + ST InvestmentsLiquidity on hand
$17.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$854.6M
$54.0M
Total Assets
$7.9B
$221.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BHRB
BHRB
FC
FC
Q4 25
$17.5M
Q3 25
$31.7M
Q2 25
$33.7M
Q1 25
$40.4M
Q4 24
$53.3M
Q3 24
$48.7M
Q2 24
$36.6M
Q1 24
$40.9M
Stockholders' Equity
BHRB
BHRB
FC
FC
Q4 25
$854.6M
$54.0M
Q3 25
$822.2M
$66.9M
Q2 25
$780.0M
$65.6M
Q1 25
$758.0M
$72.5M
Q4 24
$730.2M
$80.6M
Q3 24
$738.1M
$83.1M
Q2 24
$693.1M
$72.2M
Q1 24
$319.3M
$70.8M
Total Assets
BHRB
BHRB
FC
FC
Q4 25
$7.9B
$221.3M
Q3 25
$7.9B
$242.9M
Q2 25
$8.1B
$218.3M
Q1 25
$7.8B
$221.3M
Q4 24
$7.8B
$239.9M
Q3 24
$7.9B
$261.5M
Q2 24
$7.8B
$221.0M
Q1 24
$3.7B
$221.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BHRB
BHRB
FC
FC
Operating Cash FlowLast quarter
$107.9M
$98.0K
Free Cash FlowOCF − Capex
$96.2M
$-1.6M
FCF MarginFCF / Revenue
111.2%
-2.5%
Capex IntensityCapex / Revenue
13.5%
2.7%
Cash ConversionOCF / Net Profit
3.57×
TTM Free Cash FlowTrailing 4 quarters
$164.1M
$5.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BHRB
BHRB
FC
FC
Q4 25
$107.9M
$98.0K
Q3 25
$39.3M
$9.9M
Q2 25
$41.0K
$6.3M
Q1 25
$37.6M
$-1.4M
Q4 24
$85.8M
$14.1M
Q3 24
$47.8M
$21.9M
Q2 24
$-46.0M
$8.2M
Q1 24
$7.1M
$12.8M
Free Cash Flow
BHRB
BHRB
FC
FC
Q4 25
$96.2M
$-1.6M
Q3 25
$35.4M
$5.7M
Q2 25
$-3.4M
$4.5M
Q1 25
$35.9M
$-2.6M
Q4 24
$81.2M
$13.1M
Q3 24
$46.0M
$20.8M
Q2 24
$-47.0M
$7.3M
Q1 24
$5.6M
$12.1M
FCF Margin
BHRB
BHRB
FC
FC
Q4 25
111.2%
-2.5%
Q3 25
41.5%
8.0%
Q2 25
-3.9%
6.7%
Q1 25
43.2%
-4.4%
Q4 24
98.5%
19.0%
Q3 24
55.0%
24.7%
Q2 24
-67.8%
9.9%
Q1 24
21.2%
19.8%
Capex Intensity
BHRB
BHRB
FC
FC
Q4 25
13.5%
2.7%
Q3 25
4.5%
5.9%
Q2 25
3.9%
2.7%
Q1 25
2.1%
2.1%
Q4 24
5.5%
1.4%
Q3 24
2.1%
1.3%
Q2 24
1.5%
1.2%
Q1 24
5.7%
1.0%
Cash Conversion
BHRB
BHRB
FC
FC
Q4 25
3.57×
Q3 25
1.31×
2.27×
Q2 25
0.00×
Q1 25
1.38×
Q4 24
4.33×
11.98×
Q3 24
1.73×
1.83×
Q2 24
1.43×
Q1 24
1.36×
14.62×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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