vs
Side-by-side financial comparison of Burke & Herbert Financial Services Corp. (BHRB) and INSTEEL INDUSTRIES INC (IIIN). Click either name above to swap in a different company.
INSTEEL INDUSTRIES INC is the larger business by last-quarter revenue ($159.9M vs $86.5M, roughly 1.8× Burke & Herbert Financial Services Corp.). Burke & Herbert Financial Services Corp. runs the higher net margin — 34.9% vs 4.7%, a 30.2% gap on every dollar of revenue. On growth, INSTEEL INDUSTRIES INC posted the faster year-over-year revenue change (23.3% vs 4.9%). Burke & Herbert Financial Services Corp. produced more free cash flow last quarter ($96.2M vs $-2.2M). Over the past eight quarters, Burke & Herbert Financial Services Corp.'s revenue compounded faster (81.1% CAGR vs 12.0%).
Burke & Herbert Financial Services Corp is a U.S.-based regional financial holding company, offering personal and commercial banking, wealth management, residential mortgage lending, and small business financing services. Its core market covers Virginia and adjacent Mid-Atlantic regions, serving retail consumers, SMEs, and high-net-worth clients.
Insteel Industries Inc is a leading U.S. manufacturer of steel reinforcing products including welded wire reinforcement and steel fibers. It primarily serves non-residential construction, infrastructure, and precast concrete segments across North America, delivering high-performance reinforcement solutions for various construction projects.
BHRB vs IIIN — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $86.5M | $159.9M |
| Net Profit | $30.2M | $7.6M |
| Gross Margin | — | 11.3% |
| Operating Margin | 43.8% | 6.0% |
| Net Margin | 34.9% | 4.7% |
| Revenue YoY | 4.9% | 23.3% |
| Net Profit YoY | 52.8% | 602.4% |
| EPS (diluted) | $1.98 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $86.5M | $159.9M | ||
| Q3 25 | $85.4M | $177.4M | ||
| Q2 25 | $87.1M | $179.9M | ||
| Q1 25 | $83.0M | $160.7M | ||
| Q4 24 | $82.5M | $129.7M | ||
| Q3 24 | $83.8M | $134.3M | ||
| Q2 24 | $69.3M | $145.8M | ||
| Q1 24 | $26.4M | $127.4M |
| Q4 25 | $30.2M | $7.6M | ||
| Q3 25 | $30.0M | $14.6M | ||
| Q2 25 | $29.9M | $15.2M | ||
| Q1 25 | $27.2M | $10.2M | ||
| Q4 24 | $19.8M | $1.1M | ||
| Q3 24 | $27.6M | $4.7M | ||
| Q2 24 | $-16.9M | $6.6M | ||
| Q1 24 | $5.2M | $6.9M |
| Q4 25 | — | 11.3% | ||
| Q3 25 | — | 16.1% | ||
| Q2 25 | — | 17.1% | ||
| Q1 25 | — | 15.3% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | 9.1% | ||
| Q2 24 | — | 10.6% | ||
| Q1 24 | — | 12.3% |
| Q4 25 | 43.8% | 6.0% | ||
| Q3 25 | 43.3% | 10.8% | ||
| Q2 25 | 42.7% | 11.0% | ||
| Q1 25 | 39.6% | 8.3% | ||
| Q4 24 | 24.6% | 1.1% | ||
| Q3 24 | 39.2% | 4.5% | ||
| Q2 24 | -27.5% | 6.0% | ||
| Q1 24 | 22.3% | 7.0% |
| Q4 25 | 34.9% | 4.7% | ||
| Q3 25 | 35.1% | 8.2% | ||
| Q2 25 | 34.3% | 8.4% | ||
| Q1 25 | 32.8% | 6.4% | ||
| Q4 24 | 24.0% | 0.8% | ||
| Q3 24 | 33.0% | 3.5% | ||
| Q2 24 | -24.4% | 4.5% | ||
| Q1 24 | 19.8% | 5.4% |
| Q4 25 | $1.98 | $0.39 | ||
| Q3 25 | $1.97 | $0.74 | ||
| Q2 25 | $1.97 | $0.78 | ||
| Q1 25 | $1.80 | $0.52 | ||
| Q4 24 | $1.72 | $0.06 | ||
| Q3 24 | $1.82 | $0.24 | ||
| Q2 24 | $-1.41 | $0.34 | ||
| Q1 24 | $0.69 | $0.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $15.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $854.6M | $358.8M |
| Total Assets | $7.9B | $456.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $15.6M | ||
| Q3 25 | — | $38.6M | ||
| Q2 25 | — | $53.7M | ||
| Q1 25 | — | $28.4M | ||
| Q4 24 | — | $36.0M | ||
| Q3 24 | — | $111.5M | ||
| Q2 24 | — | $97.7M | ||
| Q1 24 | — | $83.9M |
| Q4 25 | $854.6M | $358.8M | ||
| Q3 25 | $822.2M | $371.5M | ||
| Q2 25 | $780.0M | $356.2M | ||
| Q1 25 | $758.0M | $341.4M | ||
| Q4 24 | $730.2M | $331.6M | ||
| Q3 24 | $738.1M | $350.9M | ||
| Q2 24 | $693.1M | $346.0M | ||
| Q1 24 | $319.3M | $340.6M |
| Q4 25 | $7.9B | $456.1M | ||
| Q3 25 | $7.9B | $462.6M | ||
| Q2 25 | $8.1B | $471.9M | ||
| Q1 25 | $7.8B | $421.9M | ||
| Q4 24 | $7.8B | $404.7M | ||
| Q3 24 | $7.9B | $422.6M | ||
| Q2 24 | $7.8B | $414.6M | ||
| Q1 24 | $3.7B | $397.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $107.9M | $-701.0K |
| Free Cash FlowOCF − Capex | $96.2M | $-2.2M |
| FCF MarginFCF / Revenue | 111.2% | -1.4% |
| Capex IntensityCapex / Revenue | 13.5% | 0.9% |
| Cash ConversionOCF / Net Profit | 3.57× | -0.09× |
| TTM Free Cash FlowTrailing 4 quarters | $164.1M | $439.0K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $107.9M | $-701.0K | ||
| Q3 25 | $39.3M | $-17.0M | ||
| Q2 25 | $41.0K | $28.5M | ||
| Q1 25 | $37.6M | $-3.3M | ||
| Q4 24 | $85.8M | $19.0M | ||
| Q3 24 | $47.8M | $16.2M | ||
| Q2 24 | $-46.0M | $18.8M | ||
| Q1 24 | $7.1M | $1.4M |
| Q4 25 | $96.2M | $-2.2M | ||
| Q3 25 | $35.4M | $-18.7M | ||
| Q2 25 | $-3.4M | $26.9M | ||
| Q1 25 | $35.9M | $-5.5M | ||
| Q4 24 | $81.2M | $16.3M | ||
| Q3 24 | $46.0M | $14.5M | ||
| Q2 24 | $-47.0M | $15.5M | ||
| Q1 24 | $5.6M | $-580.0K |
| Q4 25 | 111.2% | -1.4% | ||
| Q3 25 | 41.5% | -10.6% | ||
| Q2 25 | -3.9% | 15.0% | ||
| Q1 25 | 43.2% | -3.5% | ||
| Q4 24 | 98.5% | 12.6% | ||
| Q3 24 | 55.0% | 10.8% | ||
| Q2 24 | -67.8% | 10.7% | ||
| Q1 24 | 21.2% | -0.5% |
| Q4 25 | 13.5% | 0.9% | ||
| Q3 25 | 4.5% | 1.0% | ||
| Q2 25 | 3.9% | 0.9% | ||
| Q1 25 | 2.1% | 1.4% | ||
| Q4 24 | 5.5% | 2.1% | ||
| Q3 24 | 2.1% | 1.3% | ||
| Q2 24 | 1.5% | 2.2% | ||
| Q1 24 | 5.7% | 1.5% |
| Q4 25 | 3.57× | -0.09× | ||
| Q3 25 | 1.31× | -1.17× | ||
| Q2 25 | 0.00× | 1.88× | ||
| Q1 25 | 1.38× | -0.32× | ||
| Q4 24 | 4.33× | 17.56× | ||
| Q3 24 | 1.73× | 3.48× | ||
| Q2 24 | — | 2.86× | ||
| Q1 24 | 1.36× | 0.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BHRB
Segment breakdown not available.
IIIN
| Welded Wire Reinforcement | $108.4M | 68% |
| PC Strand | $51.6M | 32% |
