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Side-by-side financial comparison of Burke & Herbert Financial Services Corp. (BHRB) and OR Royalties Inc. (OR). Click either name above to swap in a different company.

Burke & Herbert Financial Services Corp. is the larger business by last-quarter revenue ($86.5M vs $46.7M, roughly 1.9× OR Royalties Inc.).

Burke & Herbert Financial Services Corp is a U.S.-based regional financial holding company, offering personal and commercial banking, wealth management, residential mortgage lending, and small business financing services. Its core market covers Virginia and adjacent Mid-Atlantic regions, serving retail consumers, SMEs, and high-net-worth clients.

OR Royalties Inc. is a Canadian company that holds royalties in gold, silver and diamond mines, principally in the form of net smelter returns and streams.Like its predecessor company, Osisko Mining, it is headquartered in Montreal, Quebec, with shares listed on the Toronto Stock Exchange and the New York Stock Exchange.

BHRB vs OR — Head-to-Head

Bigger by revenue
BHRB
BHRB
1.9× larger
BHRB
$86.5M
$46.7M
OR

Income Statement — Q4 FY2025 vs Q2 FY2022

Metric
BHRB
BHRB
OR
OR
Revenue
$86.5M
$46.7M
Net Profit
$30.2M
Gross Margin
Operating Margin
43.8%
Net Margin
34.9%
Revenue YoY
4.9%
Net Profit YoY
52.8%
EPS (diluted)
$1.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BHRB
BHRB
OR
OR
Q4 25
$86.5M
Q3 25
$85.4M
Q2 25
$87.1M
Q1 25
$83.0M
Q4 24
$82.5M
Q3 24
$83.8M
Q2 24
$69.3M
Q1 24
$26.4M
Net Profit
BHRB
BHRB
OR
OR
Q4 25
$30.2M
Q3 25
$30.0M
Q2 25
$29.9M
Q1 25
$27.2M
Q4 24
$19.8M
Q3 24
$27.6M
Q2 24
$-16.9M
Q1 24
$5.2M
Operating Margin
BHRB
BHRB
OR
OR
Q4 25
43.8%
Q3 25
43.3%
Q2 25
42.7%
Q1 25
39.6%
Q4 24
24.6%
Q3 24
39.2%
Q2 24
-27.5%
Q1 24
22.3%
Net Margin
BHRB
BHRB
OR
OR
Q4 25
34.9%
Q3 25
35.1%
Q2 25
34.3%
Q1 25
32.8%
Q4 24
24.0%
Q3 24
33.0%
Q2 24
-24.4%
Q1 24
19.8%
EPS (diluted)
BHRB
BHRB
OR
OR
Q4 25
$1.98
Q3 25
$1.97
Q2 25
$1.97
Q1 25
$1.80
Q4 24
$1.72
Q3 24
$1.82
Q2 24
$-1.41
Q1 24
$0.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BHRB
BHRB
OR
OR
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$222.8M
Stockholders' EquityBook value
$854.6M
$1.3B
Total Assets
$7.9B
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
BHRB
BHRB
OR
OR
Q4 25
$854.6M
Q3 25
$822.2M
Q2 25
$780.0M
Q1 25
$758.0M
Q4 24
$730.2M
Q3 24
$738.1M
Q2 24
$693.1M
Q1 24
$319.3M
Total Assets
BHRB
BHRB
OR
OR
Q4 25
$7.9B
Q3 25
$7.9B
Q2 25
$8.1B
Q1 25
$7.8B
Q4 24
$7.8B
Q3 24
$7.9B
Q2 24
$7.8B
Q1 24
$3.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BHRB
BHRB
OR
OR
Operating Cash FlowLast quarter
$107.9M
Free Cash FlowOCF − Capex
$96.2M
FCF MarginFCF / Revenue
111.2%
Capex IntensityCapex / Revenue
13.5%
Cash ConversionOCF / Net Profit
3.57×
TTM Free Cash FlowTrailing 4 quarters
$164.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BHRB
BHRB
OR
OR
Q4 25
$107.9M
Q3 25
$39.3M
Q2 25
$41.0K
Q1 25
$37.6M
Q4 24
$85.8M
Q3 24
$47.8M
Q2 24
$-46.0M
Q1 24
$7.1M
Free Cash Flow
BHRB
BHRB
OR
OR
Q4 25
$96.2M
Q3 25
$35.4M
Q2 25
$-3.4M
Q1 25
$35.9M
Q4 24
$81.2M
Q3 24
$46.0M
Q2 24
$-47.0M
Q1 24
$5.6M
FCF Margin
BHRB
BHRB
OR
OR
Q4 25
111.2%
Q3 25
41.5%
Q2 25
-3.9%
Q1 25
43.2%
Q4 24
98.5%
Q3 24
55.0%
Q2 24
-67.8%
Q1 24
21.2%
Capex Intensity
BHRB
BHRB
OR
OR
Q4 25
13.5%
Q3 25
4.5%
Q2 25
3.9%
Q1 25
2.1%
Q4 24
5.5%
Q3 24
2.1%
Q2 24
1.5%
Q1 24
5.7%
Cash Conversion
BHRB
BHRB
OR
OR
Q4 25
3.57×
Q3 25
1.31×
Q2 25
0.00×
Q1 25
1.38×
Q4 24
4.33×
Q3 24
1.73×
Q2 24
Q1 24
1.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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