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Side-by-side financial comparison of Burke & Herbert Financial Services Corp. (BHRB) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Proficient Auto Logistics, Inc is the larger business by last-quarter revenue ($93.7M vs $86.5M, roughly 1.1× Burke & Herbert Financial Services Corp.). On growth, Burke & Herbert Financial Services Corp. posted the faster year-over-year revenue change (4.9% vs -1.6%).

Burke & Herbert Financial Services Corp is a U.S.-based regional financial holding company, offering personal and commercial banking, wealth management, residential mortgage lending, and small business financing services. Its core market covers Virginia and adjacent Mid-Atlantic regions, serving retail consumers, SMEs, and high-net-worth clients.

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

BHRB vs PAL — Head-to-Head

Bigger by revenue
PAL
PAL
1.1× larger
PAL
$93.7M
$86.5M
BHRB
Growing faster (revenue YoY)
BHRB
BHRB
+6.5% gap
BHRB
4.9%
-1.6%
PAL

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BHRB
BHRB
PAL
PAL
Revenue
$86.5M
$93.7M
Net Profit
$30.2M
Gross Margin
Operating Margin
43.8%
-107302.4%
Net Margin
34.9%
Revenue YoY
4.9%
-1.6%
Net Profit YoY
52.8%
EPS (diluted)
$1.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BHRB
BHRB
PAL
PAL
Q1 26
$93.7M
Q4 25
$86.5M
$430.4M
Q3 25
$85.4M
Q2 25
$87.1M
Q1 25
$83.0M
Q4 24
$82.5M
Q3 24
$83.8M
$91.5M
Q2 24
$69.3M
Net Profit
BHRB
BHRB
PAL
PAL
Q1 26
Q4 25
$30.2M
Q3 25
$30.0M
Q2 25
$29.9M
Q1 25
$27.2M
Q4 24
$19.8M
Q3 24
$27.6M
$-1.4M
Q2 24
$-16.9M
Operating Margin
BHRB
BHRB
PAL
PAL
Q1 26
-107302.4%
Q4 25
43.8%
-7.5%
Q3 25
43.3%
Q2 25
42.7%
Q1 25
39.6%
Q4 24
24.6%
Q3 24
39.2%
-2.4%
Q2 24
-27.5%
Net Margin
BHRB
BHRB
PAL
PAL
Q1 26
Q4 25
34.9%
Q3 25
35.1%
Q2 25
34.3%
Q1 25
32.8%
Q4 24
24.0%
Q3 24
33.0%
-1.5%
Q2 24
-24.4%
EPS (diluted)
BHRB
BHRB
PAL
PAL
Q1 26
Q4 25
$1.98
Q3 25
$1.97
Q2 25
$1.97
Q1 25
$1.80
Q4 24
$1.72
Q3 24
$1.82
$-0.05
Q2 24
$-1.41

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BHRB
BHRB
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$9.8M
Total DebtLower is stronger
$49.4M
Stockholders' EquityBook value
$854.6M
Total Assets
$7.9B
$466.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BHRB
BHRB
PAL
PAL
Q1 26
$9.8M
Q4 25
$14.3M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$16.8M
Q2 24
Total Debt
BHRB
BHRB
PAL
PAL
Q1 26
$49.4M
Q4 25
$53.7M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$64.0M
Q2 24
Stockholders' Equity
BHRB
BHRB
PAL
PAL
Q1 26
Q4 25
$854.6M
Q3 25
$822.2M
Q2 25
$780.0M
Q1 25
$758.0M
Q4 24
$730.2M
Q3 24
$738.1M
$338.5M
Q2 24
$693.1M
Total Assets
BHRB
BHRB
PAL
PAL
Q1 26
$466.4M
Q4 25
$7.9B
$477.0M
Q3 25
$7.9B
Q2 25
$8.1B
Q1 25
$7.8B
Q4 24
$7.8B
Q3 24
$7.9B
$498.2M
Q2 24
$7.8B
Debt / Equity
BHRB
BHRB
PAL
PAL
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.19×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BHRB
BHRB
PAL
PAL
Operating Cash FlowLast quarter
$107.9M
Free Cash FlowOCF − Capex
$96.2M
FCF MarginFCF / Revenue
111.2%
Capex IntensityCapex / Revenue
13.5%
Cash ConversionOCF / Net Profit
3.57×
TTM Free Cash FlowTrailing 4 quarters
$164.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BHRB
BHRB
PAL
PAL
Q1 26
Q4 25
$107.9M
Q3 25
$39.3M
Q2 25
$41.0K
Q1 25
$37.6M
Q4 24
$85.8M
Q3 24
$47.8M
Q2 24
$-46.0M
Free Cash Flow
BHRB
BHRB
PAL
PAL
Q1 26
Q4 25
$96.2M
Q3 25
$35.4M
Q2 25
$-3.4M
Q1 25
$35.9M
Q4 24
$81.2M
Q3 24
$46.0M
Q2 24
$-47.0M
FCF Margin
BHRB
BHRB
PAL
PAL
Q1 26
Q4 25
111.2%
Q3 25
41.5%
Q2 25
-3.9%
Q1 25
43.2%
Q4 24
98.5%
Q3 24
55.0%
Q2 24
-67.8%
Capex Intensity
BHRB
BHRB
PAL
PAL
Q1 26
Q4 25
13.5%
Q3 25
4.5%
Q2 25
3.9%
Q1 25
2.1%
Q4 24
5.5%
Q3 24
2.1%
Q2 24
1.5%
Cash Conversion
BHRB
BHRB
PAL
PAL
Q1 26
Q4 25
3.57×
Q3 25
1.31×
Q2 25
0.00×
Q1 25
1.38×
Q4 24
4.33×
Q3 24
1.73×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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