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Side-by-side financial comparison of bioAffinity Technologies, Inc. (BIAF) and First Savings Financial Group, Inc. (FSFG). Click either name above to swap in a different company.

bioAffinity Technologies, Inc. is the larger business by last-quarter revenue ($1.6M vs $1.5M, roughly 1.1× First Savings Financial Group, Inc.). First Savings Financial Group, Inc. runs the higher net margin — 350.2% vs -197.0%, a 547.2% gap on every dollar of revenue. On growth, First Savings Financial Group, Inc. posted the faster year-over-year revenue change (-0.7% vs -27.8%). First Savings Financial Group, Inc. produced more free cash flow last quarter ($78.3M vs $-2.6M). Over the past eight quarters, bioAffinity Technologies, Inc.'s revenue compounded faster (-18.6% CAGR vs -70.2%).

bioAffinity Technologies, Inc. is a clinical-stage biotechnology firm focused on developing non-invasive in vitro diagnostic tests for early detection of cancer and respiratory diseases. It serves global healthcare markets, with a core mission to deliver accessible, high-accuracy diagnostic solutions that improve patient outcomes and reduce overall healthcare system costs.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

BIAF vs FSFG — Head-to-Head

Bigger by revenue
BIAF
BIAF
1.1× larger
BIAF
$1.6M
$1.5M
FSFG
Growing faster (revenue YoY)
FSFG
FSFG
+27.2% gap
FSFG
-0.7%
-27.8%
BIAF
Higher net margin
FSFG
FSFG
547.2% more per $
FSFG
350.2%
-197.0%
BIAF
More free cash flow
FSFG
FSFG
$80.8M more FCF
FSFG
$78.3M
$-2.6M
BIAF
Faster 2-yr revenue CAGR
BIAF
BIAF
Annualised
BIAF
-18.6%
-70.2%
FSFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BIAF
BIAF
FSFG
FSFG
Revenue
$1.6M
$1.5M
Net Profit
$-3.1M
$5.3M
Gross Margin
Operating Margin
-196.9%
Net Margin
-197.0%
350.2%
Revenue YoY
-27.8%
-0.7%
Net Profit YoY
-5.7%
43.5%
EPS (diluted)
$-3.59
$0.76

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BIAF
BIAF
FSFG
FSFG
Q4 25
$1.6M
Q3 25
$1.4M
$1.5M
Q2 25
$1.3M
$1.4M
Q1 25
$1.9M
$1.5M
Q4 24
$2.2M
$1.5M
Q3 24
$2.4M
$1.5M
Q2 24
$2.4M
$1.4M
Q1 24
$2.4M
$18.0M
Net Profit
BIAF
BIAF
FSFG
FSFG
Q4 25
$-3.1M
Q3 25
$-5.1M
$5.3M
Q2 25
$-4.1M
$6.2M
Q1 25
$-2.7M
$5.5M
Q4 24
$-3.0M
$6.2M
Q3 24
$-2.0M
$3.7M
Q2 24
$-2.1M
$4.1M
Q1 24
$-2.0M
$4.9M
Operating Margin
BIAF
BIAF
FSFG
FSFG
Q4 25
-196.9%
Q3 25
-158.6%
Q2 25
-198.2%
Q1 25
-141.7%
Q4 24
-133.5%
Q3 24
-84.0%
Q2 24
-87.1%
Q1 24
-80.8%
32.1%
Net Margin
BIAF
BIAF
FSFG
FSFG
Q4 25
-197.0%
Q3 25
-349.3%
350.2%
Q2 25
-319.9%
441.1%
Q1 25
-143.5%
377.2%
Q4 24
-134.4%
424.0%
Q3 24
-85.1%
242.4%
Q2 24
-88.0%
295.8%
Q1 24
-81.5%
27.3%
EPS (diluted)
BIAF
BIAF
FSFG
FSFG
Q4 25
$-3.59
Q3 25
$-4.74
$0.76
Q2 25
$-0.17
$0.88
Q1 25
$-0.16
$0.79
Q4 24
$-17.27
$0.89
Q3 24
$-4.84
$0.53
Q2 24
$-0.19
$0.60
Q1 24
$-0.20
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BIAF
BIAF
FSFG
FSFG
Cash + ST InvestmentsLiquidity on hand
$6.4M
$31.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$7.3M
$193.5M
Total Assets
$11.0M
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BIAF
BIAF
FSFG
FSFG
Q4 25
$6.4M
Q3 25
$7.7M
$31.9M
Q2 25
$802.8K
$52.1M
Q1 25
$444.7K
$28.7M
Q4 24
$1.1M
$76.2M
Q3 24
$756.6K
$52.1M
Q2 24
$801.3K
$42.4M
Q1 24
$2.5M
$63.0M
Stockholders' Equity
BIAF
BIAF
FSFG
FSFG
Q4 25
$7.3M
Q3 25
$8.9M
$193.5M
Q2 25
$-2.1M
$183.8M
Q1 25
$1.4M
$179.2M
Q4 24
$2.6M
$176.0M
Q3 24
$3.1M
$177.1M
Q2 24
$3.4M
$168.0M
Q1 24
$5.3M
$165.1M
Total Assets
BIAF
BIAF
FSFG
FSFG
Q4 25
$11.0M
Q3 25
$11.5M
$2.4B
Q2 25
$4.8M
$2.4B
Q1 25
$5.5M
$2.4B
Q4 24
$6.5M
$2.4B
Q3 24
$6.6M
$2.5B
Q2 24
$6.7M
$2.4B
Q1 24
$8.0M
$2.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BIAF
BIAF
FSFG
FSFG
Operating Cash FlowLast quarter
$-2.6M
$79.1M
Free Cash FlowOCF − Capex
$-2.6M
$78.3M
FCF MarginFCF / Revenue
-160.7%
5199.5%
Capex IntensityCapex / Revenue
0.0%
58.4%
Cash ConversionOCF / Net Profit
15.01×
TTM Free Cash FlowTrailing 4 quarters
$-9.4M
$51.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BIAF
BIAF
FSFG
FSFG
Q4 25
$-2.6M
Q3 25
$-2.5M
$79.1M
Q2 25
$-2.6M
$6.5M
Q1 25
$-1.6M
$-32.8M
Q4 24
$-1.7M
$177.0K
Q3 24
$-1.7M
$91.2M
Q2 24
$-1.5M
$-655.0K
Q1 24
$-2.3M
$7.7M
Free Cash Flow
BIAF
BIAF
FSFG
FSFG
Q4 25
$-2.6M
Q3 25
$-2.5M
$78.3M
Q2 25
$-2.7M
$6.5M
Q1 25
$-1.7M
$-32.9M
Q4 24
$-1.7M
$-347.0K
Q3 24
$-1.7M
$90.5M
Q2 24
$-1.6M
$-702.0K
Q1 24
$-2.4M
$7.7M
FCF Margin
BIAF
BIAF
FSFG
FSFG
Q4 25
-160.7%
Q3 25
-171.8%
5199.5%
Q2 25
-209.6%
462.7%
Q1 25
-91.3%
-2258.8%
Q4 24
-76.0%
-23.6%
Q3 24
-73.1%
5974.9%
Q2 24
-65.1%
-51.0%
Q1 24
-99.2%
42.6%
Capex Intensity
BIAF
BIAF
FSFG
FSFG
Q4 25
0.0%
Q3 25
0.3%
58.4%
Q2 25
1.1%
0.5%
Q1 25
2.7%
8.7%
Q4 24
0.0%
35.7%
Q3 24
0.4%
45.1%
Q2 24
1.2%
3.4%
Q1 24
1.7%
0.0%
Cash Conversion
BIAF
BIAF
FSFG
FSFG
Q4 25
Q3 25
15.01×
Q2 25
1.05×
Q1 25
-5.97×
Q4 24
0.03×
Q3 24
24.84×
Q2 24
-0.16×
Q1 24
1.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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