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Side-by-side financial comparison of BILL Holdings, Inc. (BILL) and CENTURY ALUMINUM CO (CENX). Click either name above to swap in a different company.
CENTURY ALUMINUM CO is the larger business by last-quarter revenue ($633.7M vs $414.7M, roughly 1.5× BILL Holdings, Inc.). CENTURY ALUMINUM CO runs the higher net margin — 0.3% vs -0.6%, a 0.9% gap on every dollar of revenue. On growth, BILL Holdings, Inc. posted the faster year-over-year revenue change (14.4% vs 0.4%). BILL Holdings, Inc. produced more free cash flow last quarter ($103.8M vs $67.7M). Over the past eight quarters, CENTURY ALUMINUM CO's revenue compounded faster (13.8% CAGR vs 13.3%).
BILL Holdings, Inc. is an American company based in San Jose, California, that provides automated, cloud-based software for financial operations for small businesses in the United States. A white-labeled, end-to-end payments automation platform, Bill.com Connect is offered to financial institutions as part of their single sign-on online business banking ecosystem.
Century Aluminum Company is a US-based producer of primary aluminum, with aluminum plants in Kentucky, South Carolina and Iceland. It is the largest producer of primary aluminum in the United States. The company is a publicly held corporation listed on the NASDAQ. The headquarters is at One South Wacker in Chicago.
BILL vs CENX — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $414.7M | $633.7M |
| Net Profit | $-2.6M | $1.8M |
| Gross Margin | 79.8% | 13.0% |
| Operating Margin | -4.4% | 5.2% |
| Net Margin | -0.6% | 0.3% |
| Revenue YoY | 14.4% | 0.4% |
| Net Profit YoY | -107.7% | -96.0% |
| EPS (diluted) | $-0.03 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $414.7M | $633.7M | ||
| Q3 25 | $395.7M | $632.2M | ||
| Q2 25 | $383.3M | $628.1M | ||
| Q1 25 | $358.2M | $633.9M | ||
| Q4 24 | $362.6M | $630.9M | ||
| Q3 24 | $358.4M | $539.1M | ||
| Q2 24 | $343.7M | $560.8M | ||
| Q1 24 | $323.0M | $489.5M |
| Q4 25 | $-2.6M | $1.8M | ||
| Q3 25 | $-3.0M | $14.9M | ||
| Q2 25 | $-7.1M | $-4.6M | ||
| Q1 25 | $-11.6M | $29.7M | ||
| Q4 24 | $33.5M | $45.2M | ||
| Q3 24 | $8.9M | $47.3M | ||
| Q2 24 | $7.6M | $-2.5M | ||
| Q1 24 | $31.8M | $246.8M |
| Q4 25 | 79.8% | 13.0% | ||
| Q3 25 | 80.5% | 12.2% | ||
| Q2 25 | 80.8% | 5.8% | ||
| Q1 25 | 81.2% | 9.6% | ||
| Q4 24 | 81.6% | 10.5% | ||
| Q3 24 | 82.0% | 15.2% | ||
| Q2 24 | 81.0% | 3.6% | ||
| Q1 24 | 83.0% | 3.4% |
| Q4 25 | -4.4% | 5.2% | ||
| Q3 25 | -5.2% | 9.2% | ||
| Q2 25 | -5.8% | 3.3% | ||
| Q1 25 | -8.1% | 7.3% | ||
| Q4 24 | -6.0% | 7.8% | ||
| Q3 24 | -2.1% | 11.8% | ||
| Q2 24 | -6.5% | 1.1% | ||
| Q1 24 | -8.6% | 0.4% |
| Q4 25 | -0.6% | 0.3% | ||
| Q3 25 | -0.7% | 2.4% | ||
| Q2 25 | -1.8% | -0.7% | ||
| Q1 25 | -3.2% | 4.7% | ||
| Q4 24 | 9.3% | 7.2% | ||
| Q3 24 | 2.5% | 8.8% | ||
| Q2 24 | 2.2% | -0.4% | ||
| Q1 24 | 9.8% | 50.4% |
| Q4 25 | $-0.03 | $0.03 | ||
| Q3 25 | $-0.03 | $0.15 | ||
| Q2 25 | $0.02 | $-0.05 | ||
| Q1 25 | $-0.11 | $0.29 | ||
| Q4 24 | $-0.06 | $0.58 | ||
| Q3 24 | $0.08 | $0.46 | ||
| Q2 24 | $0.37 | $-0.03 | ||
| Q1 24 | $0.00 | $2.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.1B | $134.2M |
| Total DebtLower is stronger | $1.8B | — |
| Stockholders' EquityBook value | $3.8B | $805.6M |
| Total Assets | $10.1B | $2.3B |
| Debt / EquityLower = less leverage | 0.48× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.1B | $134.2M | ||
| Q3 25 | $1.1B | $151.4M | ||
| Q2 25 | $1.0B | $40.7M | ||
| Q1 25 | $1.0B | $44.9M | ||
| Q4 24 | $1.6B | $32.9M | ||
| Q3 24 | $853.5M | — | ||
| Q2 24 | $985.9M | $41.3M | ||
| Q1 24 | $952.5M | $93.5M |
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.9B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $914.8M | — | ||
| Q2 24 | $914.0M | — | ||
| Q1 24 | $1.1B | — |
| Q4 25 | $3.8B | $805.6M | ||
| Q3 25 | $3.9B | $741.8M | ||
| Q2 25 | $3.9B | $724.4M | ||
| Q1 25 | $3.9B | $726.3M | ||
| Q4 24 | $3.8B | $694.4M | ||
| Q3 24 | $4.0B | $628.5M | ||
| Q2 24 | $4.1B | $601.5M | ||
| Q1 24 | $4.1B | $601.5M |
| Q4 25 | $10.1B | $2.3B | ||
| Q3 25 | $10.2B | $2.1B | ||
| Q2 25 | $10.1B | $1.9B | ||
| Q1 25 | $9.6B | $2.0B | ||
| Q4 24 | $9.7B | $1.9B | ||
| Q3 24 | $9.0B | $2.1B | ||
| Q2 24 | $9.2B | $1.8B | ||
| Q1 24 | $9.1B | $1.8B |
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.48× | — | ||
| Q2 25 | 0.44× | — | ||
| Q1 25 | 0.43× | — | ||
| Q4 24 | 0.44× | — | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.22× | — | ||
| Q1 24 | 0.28× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $105.3M | $102.8M |
| Free Cash FlowOCF − Capex | $103.8M | $67.7M |
| FCF MarginFCF / Revenue | 25.0% | 10.7% |
| Capex IntensityCapex / Revenue | 0.4% | 5.5% |
| Cash ConversionOCF / Net Profit | — | 57.11× |
| TTM Free Cash FlowTrailing 4 quarters | $378.8M | $84.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $105.3M | $102.8M | ||
| Q3 25 | $96.9M | $2.0M | ||
| Q2 25 | $83.8M | $7.9M | ||
| Q1 25 | $99.5M | $72.3M | ||
| Q4 24 | $78.7M | $-41.4M | ||
| Q3 24 | $88.6M | $20.1M | ||
| Q2 24 | $78.6M | $11.5M | ||
| Q1 24 | $66.8M | $-14.8M |
| Q4 25 | $103.8M | $67.7M | ||
| Q3 25 | $95.6M | $-18.1M | ||
| Q2 25 | $81.0M | $-15.9M | ||
| Q1 25 | $98.4M | $51.1M | ||
| Q4 24 | $78.3M | $-54.6M | ||
| Q3 24 | $88.6M | $-2.4M | ||
| Q2 24 | $78.4M | $-5.4M | ||
| Q1 24 | $66.8M | $-44.5M |
| Q4 25 | 25.0% | 10.7% | ||
| Q3 25 | 24.1% | -2.9% | ||
| Q2 25 | 21.1% | -2.5% | ||
| Q1 25 | 27.5% | 8.1% | ||
| Q4 24 | 21.6% | -8.7% | ||
| Q3 24 | 24.7% | -0.4% | ||
| Q2 24 | 22.8% | -1.0% | ||
| Q1 24 | 20.7% | -9.1% |
| Q4 25 | 0.4% | 5.5% | ||
| Q3 25 | 0.3% | 3.2% | ||
| Q2 25 | 0.7% | 3.8% | ||
| Q1 25 | 0.3% | 3.3% | ||
| Q4 24 | 0.1% | 2.1% | ||
| Q3 24 | 0.0% | 4.2% | ||
| Q2 24 | 0.1% | 3.0% | ||
| Q1 24 | 0.0% | 6.1% |
| Q4 25 | — | 57.11× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 2.43× | ||
| Q4 24 | 2.35× | -0.92× | ||
| Q3 24 | 9.94× | 0.42× | ||
| Q2 24 | 10.35× | — | ||
| Q1 24 | 2.10× | -0.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BILL
| Accounts Payable And Accounts Receivable Solutions | $185.9M | 45% |
| Spend And Expense Interchange Revenue | $166.5M | 40% |
| Interest On Funds Held For Customers | $39.5M | 10% |
| Embedded And Other Solutions | $22.8M | 5% |
CENX
| Aluminum | $566.3M | 89% |
| Alumina | $67.4M | 11% |
