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Side-by-side financial comparison of BILL Holdings, Inc. (BILL) and Frontdoor, Inc. (FTDR). Click either name above to swap in a different company.
Frontdoor, Inc. is the larger business by last-quarter revenue ($451.0M vs $414.7M, roughly 1.1× BILL Holdings, Inc.). Frontdoor, Inc. runs the higher net margin — 9.1% vs -0.6%, a 9.7% gap on every dollar of revenue. On growth, BILL Holdings, Inc. posted the faster year-over-year revenue change (14.4% vs 5.9%). Frontdoor, Inc. produced more free cash flow last quarter ($114.0M vs $103.8M). Over the past eight quarters, BILL Holdings, Inc.'s revenue compounded faster (13.3% CAGR vs -8.8%).
BILL Holdings, Inc. is an American company based in San Jose, California, that provides automated, cloud-based software for financial operations for small businesses in the United States. A white-labeled, end-to-end payments automation platform, Bill.com Connect is offered to financial institutions as part of their single sign-on online business banking ecosystem.
Frontdoor, Inc. operates a leading U.S.-focused home services and protection platform. It offers customizable home warranty plans covering repairs and replacements for household appliances, HVAC, plumbing, and electrical systems, plus on-demand access to a network of pre-vetted local service professionals for residential maintenance and repairs.
BILL vs FTDR — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $414.7M | $451.0M |
| Net Profit | $-2.6M | $41.0M |
| Gross Margin | 79.8% | 55.0% |
| Operating Margin | -4.4% | — |
| Net Margin | -0.6% | 9.1% |
| Revenue YoY | 14.4% | 5.9% |
| Net Profit YoY | -107.7% | 10.8% |
| EPS (diluted) | $-0.03 | $0.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $451.0M | ||
| Q4 25 | $414.7M | $432.0M | ||
| Q3 25 | $395.7M | $618.0M | ||
| Q2 25 | $383.3M | $617.0M | ||
| Q1 25 | $358.2M | $426.0M | ||
| Q4 24 | $362.6M | $383.0M | ||
| Q3 24 | $358.4M | $540.0M | ||
| Q2 24 | $343.7M | $542.0M |
| Q1 26 | — | $41.0M | ||
| Q4 25 | $-2.6M | $1.0M | ||
| Q3 25 | $-3.0M | $106.0M | ||
| Q2 25 | $-7.1M | $111.0M | ||
| Q1 25 | $-11.6M | $37.0M | ||
| Q4 24 | $33.5M | $9.0M | ||
| Q3 24 | $8.9M | $100.0M | ||
| Q2 24 | $7.6M | $92.0M |
| Q1 26 | — | 55.0% | ||
| Q4 25 | 79.8% | 49.3% | ||
| Q3 25 | 80.5% | 57.1% | ||
| Q2 25 | 80.8% | 57.7% | ||
| Q1 25 | 81.2% | 55.2% | ||
| Q4 24 | 81.6% | 48.0% | ||
| Q3 24 | 82.0% | 56.7% | ||
| Q2 24 | 81.0% | 56.5% |
| Q1 26 | — | — | ||
| Q4 25 | -4.4% | 0.5% | ||
| Q3 25 | -5.2% | 23.0% | ||
| Q2 25 | -5.8% | 23.7% | ||
| Q1 25 | -8.1% | 11.3% | ||
| Q4 24 | -6.0% | 1.6% | ||
| Q3 24 | -2.1% | 24.8% | ||
| Q2 24 | -6.5% | 22.9% |
| Q1 26 | — | 9.1% | ||
| Q4 25 | -0.6% | 0.2% | ||
| Q3 25 | -0.7% | 17.2% | ||
| Q2 25 | -1.8% | 18.0% | ||
| Q1 25 | -3.2% | 8.7% | ||
| Q4 24 | 9.3% | 2.3% | ||
| Q3 24 | 2.5% | 18.5% | ||
| Q2 24 | 2.2% | 17.0% |
| Q1 26 | — | $0.57 | ||
| Q4 25 | $-0.03 | $0.03 | ||
| Q3 25 | $-0.03 | $1.42 | ||
| Q2 25 | $0.02 | $1.48 | ||
| Q1 25 | $-0.11 | $0.49 | ||
| Q4 24 | $-0.06 | $0.10 | ||
| Q3 24 | $0.08 | $1.30 | ||
| Q2 24 | $0.37 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.1B | $603.0M |
| Total DebtLower is stronger | $1.8B | $1.2B |
| Stockholders' EquityBook value | $3.8B | $230.0M |
| Total Assets | $10.1B | $2.2B |
| Debt / EquityLower = less leverage | 0.48× | 5.07× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $603.0M | ||
| Q4 25 | $1.1B | $566.0M | ||
| Q3 25 | $1.1B | $563.0M | ||
| Q2 25 | $1.0B | $562.0M | ||
| Q1 25 | $1.0B | $506.0M | ||
| Q4 24 | $1.6B | $436.0M | ||
| Q3 24 | $853.5M | $375.0M | ||
| Q2 24 | $985.9M | $419.0M |
| Q1 26 | — | $1.2B | ||
| Q4 25 | $1.8B | $1.1B | ||
| Q3 25 | $1.9B | $1.2B | ||
| Q2 25 | $1.7B | $1.2B | ||
| Q1 25 | $1.7B | $1.2B | ||
| Q4 24 | $1.7B | $1.2B | ||
| Q3 24 | $914.8M | $565.0M | ||
| Q2 24 | $914.0M | $569.0M |
| Q1 26 | — | $230.0M | ||
| Q4 25 | $3.8B | $242.0M | ||
| Q3 25 | $3.9B | $316.0M | ||
| Q2 25 | $3.9B | $254.0M | ||
| Q1 25 | $3.9B | $198.0M | ||
| Q4 24 | $3.8B | $239.0M | ||
| Q3 24 | $4.0B | $261.0M | ||
| Q2 24 | $4.1B | $214.0M |
| Q1 26 | — | $2.2B | ||
| Q4 25 | $10.1B | $2.1B | ||
| Q3 25 | $10.2B | $2.2B | ||
| Q2 25 | $10.1B | $2.2B | ||
| Q1 25 | $9.6B | $2.1B | ||
| Q4 24 | $9.7B | $2.1B | ||
| Q3 24 | $9.0B | $1.2B | ||
| Q2 24 | $9.2B | $1.2B |
| Q1 26 | — | 5.07× | ||
| Q4 25 | 0.48× | 4.73× | ||
| Q3 25 | 0.48× | 3.64× | ||
| Q2 25 | 0.44× | 4.56× | ||
| Q1 25 | 0.43× | 5.88× | ||
| Q4 24 | 0.44× | 4.90× | ||
| Q3 24 | 0.23× | 2.16× | ||
| Q2 24 | 0.22× | 2.66× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $105.3M | — |
| Free Cash FlowOCF − Capex | $103.8M | $114.0M |
| FCF MarginFCF / Revenue | 25.0% | 25.3% |
| Capex IntensityCapex / Revenue | 0.4% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $378.8M | $387.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $105.3M | $101.0M | ||
| Q3 25 | $96.9M | $64.0M | ||
| Q2 25 | $83.8M | $127.0M | ||
| Q1 25 | $99.5M | $124.0M | ||
| Q4 24 | $78.7M | $58.0M | ||
| Q3 24 | $88.6M | $25.0M | ||
| Q2 24 | $78.6M | $103.0M |
| Q1 26 | — | $114.0M | ||
| Q4 25 | $103.8M | $95.0M | ||
| Q3 25 | $95.6M | $58.0M | ||
| Q2 25 | $81.0M | $120.0M | ||
| Q1 25 | $98.4M | $117.0M | ||
| Q4 24 | $78.3M | $50.0M | ||
| Q3 24 | $88.6M | $16.0M | ||
| Q2 24 | $78.4M | $91.0M |
| Q1 26 | — | 25.3% | ||
| Q4 25 | 25.0% | 22.0% | ||
| Q3 25 | 24.1% | 9.4% | ||
| Q2 25 | 21.1% | 19.4% | ||
| Q1 25 | 27.5% | 27.5% | ||
| Q4 24 | 21.6% | 13.1% | ||
| Q3 24 | 24.7% | 3.0% | ||
| Q2 24 | 22.8% | 16.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 1.4% | ||
| Q3 25 | 0.3% | 1.0% | ||
| Q2 25 | 0.7% | 1.1% | ||
| Q1 25 | 0.3% | 1.6% | ||
| Q4 24 | 0.1% | 2.1% | ||
| Q3 24 | 0.0% | 1.7% | ||
| Q2 24 | 0.1% | 2.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 101.00× | ||
| Q3 25 | — | 0.60× | ||
| Q2 25 | — | 1.14× | ||
| Q1 25 | — | 3.35× | ||
| Q4 24 | 2.35× | 6.44× | ||
| Q3 24 | 9.94× | 0.25× | ||
| Q2 24 | 10.35× | 1.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BILL
| Accounts Payable And Accounts Receivable Solutions | $185.9M | 45% |
| Spend And Expense Interchange Revenue | $166.5M | 40% |
| Interest On Funds Held For Customers | $39.5M | 10% |
| Embedded And Other Solutions | $22.8M | 5% |
FTDR
Segment breakdown not available.
