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Side-by-side financial comparison of BILL Holdings, Inc. (BILL) and KFORCE INC (KFRC). Click either name above to swap in a different company.

BILL Holdings, Inc. is the larger business by last-quarter revenue ($414.7M vs $330.4M, roughly 1.3× KFORCE INC). KFORCE INC runs the higher net margin — 2.4% vs -0.6%, a 3.0% gap on every dollar of revenue. On growth, BILL Holdings, Inc. posted the faster year-over-year revenue change (14.4% vs 0.1%). BILL Holdings, Inc. produced more free cash flow last quarter ($103.8M vs $-7.4M). Over the past eight quarters, BILL Holdings, Inc.'s revenue compounded faster (13.3% CAGR vs -3.7%).

BILL Holdings, Inc. is an American company based in San Jose, California, that provides automated, cloud-based software for financial operations for small businesses in the United States. A white-labeled, end-to-end payments automation platform, Bill.com Connect is offered to financial institutions as part of their single sign-on online business banking ecosystem.

Kforce Inc. is a professional staffing and solutions firm headquartered in the United States. It provides skilled professional placements and specialized workforce solutions primarily across technology, finance & accounting, and healthcare segments, serving a wide range of mid-sized to large enterprise clients nationwide.

BILL vs KFRC — Head-to-Head

Bigger by revenue
BILL
BILL
1.3× larger
BILL
$414.7M
$330.4M
KFRC
Growing faster (revenue YoY)
BILL
BILL
+14.3% gap
BILL
14.4%
0.1%
KFRC
Higher net margin
KFRC
KFRC
3.0% more per $
KFRC
2.4%
-0.6%
BILL
More free cash flow
BILL
BILL
$111.2M more FCF
BILL
$103.8M
$-7.4M
KFRC
Faster 2-yr revenue CAGR
BILL
BILL
Annualised
BILL
13.3%
-3.7%
KFRC

Income Statement — Q2 FY2026 vs Q1 FY2026

Metric
BILL
BILL
KFRC
KFRC
Revenue
$414.7M
$330.4M
Net Profit
$-2.6M
$7.9M
Gross Margin
79.8%
27.3%
Operating Margin
-4.4%
3.6%
Net Margin
-0.6%
2.4%
Revenue YoY
14.4%
0.1%
Net Profit YoY
-107.7%
-2.7%
EPS (diluted)
$-0.03
$0.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BILL
BILL
KFRC
KFRC
Q1 26
$330.4M
Q4 25
$414.7M
$332.0M
Q3 25
$395.7M
$332.6M
Q2 25
$383.3M
$334.3M
Q1 25
$358.2M
$330.0M
Q4 24
$362.6M
$343.8M
Q3 24
$358.4M
$353.3M
Q2 24
$343.7M
$356.3M
Net Profit
BILL
BILL
KFRC
KFRC
Q1 26
$7.9M
Q4 25
$-2.6M
$5.2M
Q3 25
$-3.0M
$11.1M
Q2 25
$-7.1M
$10.4M
Q1 25
$-11.6M
$8.1M
Q4 24
$33.5M
$11.1M
Q3 24
$8.9M
$14.2M
Q2 24
$7.6M
$14.2M
Gross Margin
BILL
BILL
KFRC
KFRC
Q1 26
27.3%
Q4 25
79.8%
27.2%
Q3 25
80.5%
27.7%
Q2 25
80.8%
27.1%
Q1 25
81.2%
26.7%
Q4 24
81.6%
27.0%
Q3 24
82.0%
27.9%
Q2 24
81.0%
27.8%
Operating Margin
BILL
BILL
KFRC
KFRC
Q1 26
3.6%
Q4 25
-4.4%
2.6%
Q3 25
-5.2%
4.5%
Q2 25
-5.8%
4.5%
Q1 25
-8.1%
3.5%
Q4 24
-6.0%
4.5%
Q3 24
-2.1%
5.3%
Q2 24
-6.5%
5.5%
Net Margin
BILL
BILL
KFRC
KFRC
Q1 26
2.4%
Q4 25
-0.6%
1.6%
Q3 25
-0.7%
3.3%
Q2 25
-1.8%
3.1%
Q1 25
-3.2%
2.5%
Q4 24
9.3%
3.2%
Q3 24
2.5%
4.0%
Q2 24
2.2%
4.0%
EPS (diluted)
BILL
BILL
KFRC
KFRC
Q1 26
$0.46
Q4 25
$-0.03
$0.29
Q3 25
$-0.03
$0.63
Q2 25
$0.02
$0.59
Q1 25
$-0.11
$0.45
Q4 24
$-0.06
$0.60
Q3 24
$0.08
$0.75
Q2 24
$0.37
$0.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BILL
BILL
KFRC
KFRC
Cash + ST InvestmentsLiquidity on hand
$1.1B
$1.3M
Total DebtLower is stronger
$1.8B
Stockholders' EquityBook value
$3.8B
$117.4M
Total Assets
$10.1B
$384.8M
Debt / EquityLower = less leverage
0.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BILL
BILL
KFRC
KFRC
Q1 26
$1.3M
Q4 25
$1.1B
$2.1M
Q3 25
$1.1B
$1.3M
Q2 25
$1.0B
$2.5M
Q1 25
$1.0B
$444.0K
Q4 24
$1.6B
$349.0K
Q3 24
$853.5M
$127.0K
Q2 24
$985.9M
$110.0K
Total Debt
BILL
BILL
KFRC
KFRC
Q1 26
Q4 25
$1.8B
Q3 25
$1.9B
Q2 25
$1.7B
Q1 25
$1.7B
Q4 24
$1.7B
Q3 24
$914.8M
Q2 24
$914.0M
Stockholders' Equity
BILL
BILL
KFRC
KFRC
Q1 26
$117.4M
Q4 25
$3.8B
$124.6M
Q3 25
$3.9B
$132.1M
Q2 25
$3.9B
$134.4M
Q1 25
$3.9B
$138.0M
Q4 24
$3.8B
$154.6M
Q3 24
$4.0B
$167.4M
Q2 24
$4.1B
$166.6M
Total Assets
BILL
BILL
KFRC
KFRC
Q1 26
$384.8M
Q4 25
$10.1B
$365.6M
Q3 25
$10.2B
$374.2M
Q2 25
$10.1B
$373.6M
Q1 25
$9.6B
$368.2M
Q4 24
$9.7B
$357.8M
Q3 24
$9.0B
$369.9M
Q2 24
$9.2B
$362.7M
Debt / Equity
BILL
BILL
KFRC
KFRC
Q1 26
Q4 25
0.48×
Q3 25
0.48×
Q2 25
0.44×
Q1 25
0.43×
Q4 24
0.44×
Q3 24
0.23×
Q2 24
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BILL
BILL
KFRC
KFRC
Operating Cash FlowLast quarter
$105.3M
Free Cash FlowOCF − Capex
$103.8M
$-7.4M
FCF MarginFCF / Revenue
25.0%
-2.2%
Capex IntensityCapex / Revenue
0.4%
1.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$378.8M
$43.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BILL
BILL
KFRC
KFRC
Q1 26
Q4 25
$105.3M
$19.7M
Q3 25
$96.9M
$23.3M
Q2 25
$83.8M
$18.4M
Q1 25
$99.5M
$249.0K
Q4 24
$78.7M
$21.8M
Q3 24
$88.6M
$31.0M
Q2 24
$78.6M
$20.9M
Free Cash Flow
BILL
BILL
KFRC
KFRC
Q1 26
$-7.4M
Q4 25
$103.8M
$16.7M
Q3 25
$95.6M
$19.8M
Q2 25
$81.0M
$14.2M
Q1 25
$98.4M
$-3.9M
Q4 24
$78.3M
$20.9M
Q3 24
$88.6M
$27.5M
Q2 24
$78.4M
$17.8M
FCF Margin
BILL
BILL
KFRC
KFRC
Q1 26
-2.2%
Q4 25
25.0%
5.0%
Q3 25
24.1%
6.0%
Q2 25
21.1%
4.3%
Q1 25
27.5%
-1.2%
Q4 24
21.6%
6.1%
Q3 24
24.7%
7.8%
Q2 24
22.8%
5.0%
Capex Intensity
BILL
BILL
KFRC
KFRC
Q1 26
1.0%
Q4 25
0.4%
0.9%
Q3 25
0.3%
1.1%
Q2 25
0.7%
1.2%
Q1 25
0.3%
1.3%
Q4 24
0.1%
0.3%
Q3 24
0.0%
1.0%
Q2 24
0.1%
0.9%
Cash Conversion
BILL
BILL
KFRC
KFRC
Q1 26
Q4 25
3.82×
Q3 25
2.11×
Q2 25
1.76×
Q1 25
0.03×
Q4 24
2.35×
1.97×
Q3 24
9.94×
2.18×
Q2 24
10.35×
1.48×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BILL
BILL

Accounts Payable And Accounts Receivable Solutions$185.9M45%
Spend And Expense Interchange Revenue$166.5M40%
Interest On Funds Held For Customers$39.5M10%
Embedded And Other Solutions$22.8M5%

KFRC
KFRC

Segment breakdown not available.

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