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Side-by-side financial comparison of BNY Mellon (BK) and PTC Inc. (PTC). Click either name above to swap in a different company.

BNY Mellon is the larger business by last-quarter revenue ($1.3B vs $685.8M, roughly 2.0× PTC Inc.). BNY Mellon runs the higher net margin — 108.5% vs 24.3%, a 84.3% gap on every dollar of revenue. On growth, PTC Inc. posted the faster year-over-year revenue change (21.4% vs 12.7%). BNY Mellon produced more free cash flow last quarter ($4.7B vs $267.4M). Over the past eight quarters, BNY Mellon's revenue compounded faster (13.8% CAGR vs 6.6%).

The Bank of New York Mellon Corporation, commonly known as BNY or by its prior brand name BNY Mellon, is an American international financial services company headquartered in New York City. It was established in its current form in July 2007 by the merger of the Bank of New York and Mellon Financial Corporation.

PTC Inc. is an American computer software and services company founded in 1985 and headquartered in Boston, Massachusetts. The company was a pioneer in parametric, associative feature-based, solid computer-aided design (CAD) modeling software in 1988, including an Internet-based product for Product Lifecycle Management (PLM) in 1998. PTC markets products and services and an Internet of Things (IoT) and augmented reality (AR) platform for partners and developers.

BK vs PTC — Head-to-Head

Bigger by revenue
BK
BK
2.0× larger
BK
$1.3B
$685.8M
PTC
Growing faster (revenue YoY)
PTC
PTC
+8.6% gap
PTC
21.4%
12.7%
BK
Higher net margin
BK
BK
84.3% more per $
BK
108.5%
24.3%
PTC
More free cash flow
BK
BK
$4.5B more FCF
BK
$4.7B
$267.4M
PTC
Faster 2-yr revenue CAGR
BK
BK
Annualised
BK
13.8%
6.6%
PTC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BK
BK
PTC
PTC
Revenue
$1.3B
$685.8M
Net Profit
$1.5B
$166.5M
Gross Margin
82.8%
Operating Margin
32.2%
Net Margin
108.5%
24.3%
Revenue YoY
12.7%
21.4%
Net Profit YoY
26.5%
102.5%
EPS (diluted)
$2.01
$1.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BK
BK
PTC
PTC
Q4 25
$1.3B
$685.8M
Q3 25
$1.2B
$893.8M
Q2 25
$1.2B
$643.9M
Q1 25
$1.2B
$636.4M
Q4 24
$1.2B
$565.1M
Q3 24
$1.0B
$626.5M
Q2 24
$1.0B
$518.6M
Q1 24
$1.0B
$603.1M
Net Profit
BK
BK
PTC
PTC
Q4 25
$1.5B
$166.5M
Q3 25
$1.4B
$347.8M
Q2 25
$1.4B
$141.3M
Q1 25
$1.2B
$162.6M
Q4 24
$1.2B
$82.2M
Q3 24
$1.2B
$126.5M
Q2 24
$1.2B
$69.0M
Q1 24
$1.0B
$114.4M
Gross Margin
BK
BK
PTC
PTC
Q4 25
82.8%
Q3 25
86.9%
Q2 25
82.9%
Q1 25
83.3%
Q4 24
80.2%
Q3 24
82.0%
Q2 24
78.4%
Q1 24
81.8%
Operating Margin
BK
BK
PTC
PTC
Q4 25
32.2%
Q3 25
48.5%
Q2 25
32.6%
Q1 25
35.1%
Q4 24
20.4%
Q3 24
31.0%
Q2 24
18.5%
Q1 24
29.8%
Net Margin
BK
BK
PTC
PTC
Q4 25
108.5%
24.3%
Q3 25
116.9%
38.9%
Q2 25
118.3%
21.9%
Q1 25
105.3%
25.6%
Q4 24
96.7%
14.6%
Q3 24
112.8%
20.2%
Q2 24
113.4%
13.3%
Q1 24
98.6%
19.0%
EPS (diluted)
BK
BK
PTC
PTC
Q4 25
$2.01
$1.39
Q3 25
$1.88
$2.88
Q2 25
$1.93
$1.17
Q1 25
$1.58
$1.35
Q4 24
$1.53
$0.68
Q3 24
$1.50
$1.05
Q2 24
$1.52
$0.57
Q1 24
$1.25
$0.95

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BK
BK
PTC
PTC
Cash + ST InvestmentsLiquidity on hand
$5.1B
$209.7M
Total DebtLower is stronger
$31.9B
$1.2B
Stockholders' EquityBook value
$44.3B
$3.8B
Total Assets
$472.3B
$6.4B
Debt / EquityLower = less leverage
0.72×
0.31×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BK
BK
PTC
PTC
Q4 25
$5.1B
$209.7M
Q3 25
$5.1B
$184.4M
Q2 25
$5.7B
$199.3M
Q1 25
$5.4B
$235.2M
Q4 24
$4.2B
$196.3M
Q3 24
$6.2B
$265.8M
Q2 24
$5.3B
$247.7M
Q1 24
$5.3B
$249.0M
Total Debt
BK
BK
PTC
PTC
Q4 25
$31.9B
$1.2B
Q3 25
$32.3B
$1.2B
Q2 25
$33.4B
$1.2B
Q1 25
$30.9B
$1.4B
Q4 24
$30.9B
$1.0B
Q3 24
$33.2B
$1.2B
Q2 24
$30.9B
$1.3B
Q1 24
$32.4B
$1.5B
Stockholders' Equity
BK
BK
PTC
PTC
Q4 25
$44.3B
$3.8B
Q3 25
$43.9B
$3.8B
Q2 25
$44.0B
$3.5B
Q1 25
$43.1B
$3.4B
Q4 24
$41.3B
$3.2B
Q3 24
$42.0B
$3.2B
Q2 24
$40.8B
$3.0B
Q1 24
$40.6B
$2.9B
Total Assets
BK
BK
PTC
PTC
Q4 25
$472.3B
$6.4B
Q3 25
$455.3B
$6.6B
Q2 25
$485.8B
$6.2B
Q1 25
$440.7B
$6.2B
Q4 24
$416.1B
$6.1B
Q3 24
$427.5B
$6.4B
Q2 24
$428.5B
$6.1B
Q1 24
$434.7B
$6.2B
Debt / Equity
BK
BK
PTC
PTC
Q4 25
0.72×
0.31×
Q3 25
0.74×
0.31×
Q2 25
0.76×
0.34×
Q1 25
0.72×
0.40×
Q4 24
0.75×
0.32×
Q3 24
0.79×
0.38×
Q2 24
0.76×
0.43×
Q1 24
0.80×
0.51×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BK
BK
PTC
PTC
Operating Cash FlowLast quarter
$5.2B
$269.7M
Free Cash FlowOCF − Capex
$4.7B
$267.4M
FCF MarginFCF / Revenue
352.8%
39.0%
Capex IntensityCapex / Revenue
32.4%
0.3%
Cash ConversionOCF / Net Profit
3.55×
1.62×
TTM Free Cash FlowTrailing 4 quarters
$5.2B
$888.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BK
BK
PTC
PTC
Q4 25
$5.2B
$269.7M
Q3 25
$-1.1B
$104.0M
Q2 25
$2.2B
$243.9M
Q1 25
$412.0M
$281.3M
Q4 24
$1.6B
$238.4M
Q3 24
$-312.0M
$98.1M
Q2 24
$2.1B
$213.8M
Q1 24
$-2.7B
$250.7M
Free Cash Flow
BK
BK
PTC
PTC
Q4 25
$4.7B
$267.4M
Q3 25
$-1.5B
$100.5M
Q2 25
$1.8B
$242.0M
Q1 25
$92.0M
$278.5M
Q4 24
$1.1B
$235.7M
Q3 24
$-687.0M
$93.6M
Q2 24
$1.7B
$212.2M
Q1 24
$-3.0B
$247.1M
FCF Margin
BK
BK
PTC
PTC
Q4 25
352.8%
39.0%
Q3 25
-121.5%
11.2%
Q2 25
152.8%
37.6%
Q1 25
7.9%
43.8%
Q4 24
95.2%
41.7%
Q3 24
-65.6%
14.9%
Q2 24
169.6%
40.9%
Q1 24
-286.4%
41.0%
Capex Intensity
BK
BK
PTC
PTC
Q4 25
32.4%
0.3%
Q3 25
35.4%
0.4%
Q2 25
29.8%
0.3%
Q1 25
27.6%
0.4%
Q4 24
34.6%
0.5%
Q3 24
35.8%
0.7%
Q2 24
37.1%
0.3%
Q1 24
28.7%
0.6%
Cash Conversion
BK
BK
PTC
PTC
Q4 25
3.55×
1.62×
Q3 25
-0.74×
0.30×
Q2 25
1.54×
1.73×
Q1 25
0.34×
1.73×
Q4 24
1.34×
2.90×
Q3 24
-0.26×
0.78×
Q2 24
1.82×
3.10×
Q1 24
-2.61×
2.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BK
BK

Segment breakdown not available.

PTC
PTC

Support And Cloud Services$393.3M57%
License$269.7M39%
Technology Service$22.9M3%
Perpetual License$5.6M1%

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